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Message
How do companies determine your credit limit?
Posted on 11/20/13 at 9:23 pm
Posted on 11/20/13 at 9:23 pm
Is there a generic formula for determining a person's credit limit on a credit card?
2
Posted on 11/20/13 at 9:31 pm to RickAstley
Each lender is going to have a proprietary formula used to determine credit limit. You'll never know how that shite works.
Posted on 11/20/13 at 10:26 pm to RickAstley
quote:
Posted by RickAstley
Is there a generic formula for determining a person's credit limit on a credit card?
The mainly look at the probability that you're never gonna to give them up, never gonna let them down...
Posted on 11/21/13 at 4:14 pm to ForeLSU
quote:
The mainly look at the probability that you're never gonna to give them up, never gonna let them down...
Posted on 11/21/13 at 4:16 pm to southernelite
quote:
Each lender is going to have a proprietary formula used to determine credit limit. You'll never know how that shite works.
Its a mix of this and "What did those other guys give him? Give him that much."
They then just play off each other for perpetuity.
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