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Started By
Message
Switching Car Insurance from State Farm to Geico
Posted on 10/24/13 at 2:40 pm
Posted on 10/24/13 at 2:40 pm
Now that I've finished school and am working, my dad moved my insurance to my name and billing location. I'm paying about $165 per month with State Farm now, lost the multi car deal when the billing location switched to my mom's house (permanent address for now). I explored Geico and can save $80-100 per month but it says for the first 6 months.
What happens after that 6 months? I am currently renting and will not buy a house until next year so there is currently no home insurance involved.
Thanks
What happens after that 6 months? I am currently renting and will not buy a house until next year so there is currently no home insurance involved.
Thanks
10
Posted on 10/24/13 at 2:52 pm to Redfish2010
quote:
What happens after that 6 months?
Take a guess
Posted on 10/24/13 at 2:56 pm to Redfish2010
quote:
What happens after that 6 months?
Ask fricking Geico
Posted on 10/24/13 at 2:59 pm to Redfish2010
Think twice before you switch. Geico doesn't have the best reputation for claims handling or for sticking by you after an accident. And if you need homeowner's insurance in a few years, you won't get the hefty multi-policy discount from Geico because they don't write HO insurance.
Posted on 10/24/13 at 3:02 pm to SG_Geaux
Being the typical salesman that they are, the question was ducked and answered in ways that avoided the question. Which makes me believe that they will indeed go up in 6 months.
So you're saying that I'd be better off staying with State Farm? This is all new to me.
ETA. No need to be a fricking dick SG
So you're saying that I'd be better off staying with State Farm? This is all new to me.
ETA. No need to be a fricking dick SG
This post was edited on 10/24/13 at 3:03 pm
Posted on 10/24/13 at 3:06 pm to Redfish2010
I have had Geico for 6 years now with no problems. No the rates do not go up after 6 months and the longer you are with them the cheaper they go.
Posted on 10/24/13 at 3:13 pm to Layabout
quote:
Geico doesn't have the best reputation for claims handling or for sticking by you after an accident.
My car was totaled by someone with no insurance and I had no issues getting Geico to pay me off within a week. Pretty easy process.
quote:
And if you need homeowner's insurance in a few years, you won't get the hefty multi-policy discount from Geico because they don't write HO insurance.
Sure they do. Not in BR, but I have no idea where the OP is
Posted on 10/24/13 at 3:16 pm to Redfish2010
quote:It's free.
What happens after that 6 months?
ETA: Warren Buffett thanks you for your business.
This post was edited on 10/24/13 at 3:17 pm
Posted on 10/24/13 at 3:20 pm to Layabout
quote:
you won't get the hefty multi-policy discount from Geico because they don't write HO insurance.
They gave me a HO quote that pretty much matched my LM policy. I didnt switch due since it was the same though and I didnt gain anything with the auto.
Posted on 10/24/13 at 3:20 pm to Redfish2010
do you have renters insurance?
with the multi policy discount, your renters insurance would just about be free if you kept your car insurance with SF
with the multi policy discount, your renters insurance would just about be free if you kept your car insurance with SF
Posted on 10/24/13 at 3:25 pm to Croacka
I do not but have been considering it over the past few weeks. It would be nice for all of my hunting and fishing supplies. Firearms aren't cheap to replace.
With State Farm, it would give me the multi policy benefit which would only make it an additional $3 per month.
Also, I'm in Baton Rouge now, plan on moving to Central next year.
With State Farm, it would give me the multi policy benefit which would only make it an additional $3 per month.
Also, I'm in Baton Rouge now, plan on moving to Central next year.
This post was edited on 10/24/13 at 3:26 pm
Posted on 10/24/13 at 4:11 pm to Redfish2010
quote:
I do not but have been considering it over the past few weeks. It would be nice for all of my hunting and fishing supplies. Firearms aren't cheap to replace.
It's very cheap. Also make sure it includes the guns just to be sure. I didn't know until I asked that collectibles are insurable under a different policy. That autographed helmet, yeah not going to covered under regular renters.
Posted on 10/24/13 at 4:17 pm to BayouBengal
quote:
autographed helmet
good to know. Thanks
Posted on 10/24/13 at 5:18 pm to Redfish2010
Its for the first six months because that's the term of their policy.
My insurance went down by $40 dollars more after the 6 month point
My insurance went down by $40 dollars more after the 6 month point
Posted on 10/24/13 at 8:44 pm to Redfish2010
I've heard terrible things about Geico. So glad I have USAA 
I pay $120 a month for car, renters, and vvp
I pay $120 a month for car, renters, and vvp
Posted on 10/24/13 at 9:04 pm to Redfish2010
rates go up, first accident they cancel you.
Posted on 10/26/13 at 10:55 am to Redfish2010
I got ripped by State Farm for years on premiums. I think Allstate is the play...
Posted on 10/26/13 at 11:17 am to 756
quote:
rates go up, first accident they cancel you.
Seriously?
Posted on 10/26/13 at 12:44 pm to Redfish2010
quote:
I'm paying about $165 per month with State Farm
I'm paying $40 with State Farm.
Drive a clunker like me and save much more than 15% on car insurance.
ETA: Said clunker is a 2000 Mustang so it looks and drives great. Not a jalopy.
This post was edited on 10/26/13 at 12:46 pm
Posted on 10/26/13 at 1:32 pm to Redfish2010
I have Geico.
I'm 28. 2012 vehicle. My insurance is 85/mo.
I carry 100/300/250 with full renters (50/day), 10K Medical and roadside.
With $100 deductible for collision
Goodluck beating that
I'm 28. 2012 vehicle. My insurance is 85/mo.
I carry 100/300/250 with full renters (50/day), 10K Medical and roadside.
With $100 deductible for collision
Goodluck beating that
This post was edited on 10/26/13 at 1:33 pm
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