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Started By
Message
What is the purpose/point of an American Express Serve acct?
Posted on 10/22/13 at 12:49 pm
Posted on 10/22/13 at 12:49 pm
My son asked me about it last night and I was looking at it today. I really cannot see a big benefit to opening one of these. He's always looking for a way to increase his credit (he's almost 19) and I'm not sure this will help him in any way.
I've already added him to a couple of my credit cards and the little shite has a credit score higher than mine.
He already has a checking acct with debit card so he doesn't need a way to pay with plastic. I'm not sure this will help or hurt his score.
AMEX Serve
I've already added him to a couple of my credit cards and the little shite has a credit score higher than mine.
He already has a checking acct with debit card so he doesn't need a way to pay with plastic. I'm not sure this will help or hurt his score.
AMEX Serve
2
Posted on 10/22/13 at 1:09 pm to htownjeep
It's just a pre-loaded card. Some people have needs that fits that service.
Posted on 10/22/13 at 1:14 pm to htownjeep
Looks like they're just trying to enter the no frills ebanking market.
Posted on 10/22/13 at 1:28 pm to econ85
quote:
Some people have needs that fits that service.
Ok. But it's not going to either raise or lower his credit score will it?
Posted on 10/22/13 at 1:33 pm to htownjeep
They also have Amex Bluebird.
Let's just say these services have some "creative" uses.
Let's just say these services have some "creative" uses.
Posted on 10/22/13 at 3:42 pm to htownjeep
No clue. I would think not though.
Posted on 10/22/13 at 3:48 pm to Teddy Ruxpin
quote:
They also have Amex Bluebird. Let's just say these services have some "creative" uses.
G on...
Posted on 10/22/13 at 4:46 pm to LSUAfro
quote:
G on...
You said in the other thread you use Flyertalk and such, You should be able to figure it out!
But I use it to convert expenses I can't pay with credit cards to ones I can. I pay my rent and student loans with my CC now.
Posted on 10/22/13 at 4:50 pm to Teddy Ruxpin
quote:
But I use it to convert expenses I can't pay with credit cards to ones I can. I pay my rent and student loans with my CC now.
Not to hijack the thread but can you breakdown this process for me like I'm 8 years old? I have a similar situation as you with heavy student loan payments each month so I'd love to start at least earning cash back or points by paying them...
Posted on 10/22/13 at 5:04 pm to Jwodie
quote:
Not to hijack the thread but can you breakdown this process for me like I'm 8 years old? I have a similar situation as you with heavy student loan payments each month so I'd love to start at least earning cash back or points by paying them...
I'd check flytertalk and credit card points blogs. They break it down better than I can, but it revolves around buying "cash equivalents" with your CC, then moving the money off those instruments into things such as Amex Bluebird, and then pay your expenses using that.
The term "manufactured spend" is used as well. As in, some people just do the above in a circle, without ever purchasing tangible goods or services to get points. I don't really do that as of now.
This post was edited on 10/22/13 at 5:06 pm
Posted on 10/23/13 at 1:52 pm to Teddy Ruxpin
Yeah I assumed that is what you were referring to. I have read that some are using Amazon payments for such things as well. I haven't actually done so yet. I wonder if I can pay my mortgage this way some how. I'll check in to that.
Posted on 10/23/13 at 2:10 pm to Teddy Ruxpin
I tried to do this a while back.
But I couldn't set up an account.
Im stuck in limbo where they say the account name is now taken, but they say the account name doesn't exist if you try to click forgot password
And they locked me out basically.
I heard that the developers of that iteration were fired and were picked up by some Canadian company.....
But I couldn't set up an account.
Im stuck in limbo where they say the account name is now taken, but they say the account name doesn't exist if you try to click forgot password
And they locked me out basically.
I heard that the developers of that iteration were fired and were picked up by some Canadian company.....
This post was edited on 10/23/13 at 2:35 pm
Posted on 10/23/13 at 2:16 pm to LSUAfro
quote:
Yeah I assumed that is what you were referring to. I have read that some are using Amazon payments for such things as well. I haven't actually done so yet. I wonder if I can pay my mortgage this way some how. I'll check in to that.
Ya Payments works for 1k a month. If you have a buddy you trust to send money to, that will help. Sending it to your wife to and fro would probably get you noticed.
You can definitely pay your mortgage. You can run 5k through Bluebird a month.
I paid off the last 4k of my bar loan that Discover was servicing through Bluebird Bill Pay.
This post was edited on 10/23/13 at 2:17 pm
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