Marriott Rewards Card "could" be the best travel card out there | TigerDroppings.com

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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

Marriott Rewards Card "could" be the best travel card out there


This works best if you are a business traveler, but don't they all???

at 270k Marriott points (category 1-5), you get 7 nights at a Marriott resort of your choice worldwide, plus 120k airline miles of your choice. 120k airline miles gets you and a partner to pretty much anywhere on United or a Star Alliance flight. Those 7 nights can be Aruba, Costa Rica, Spain, you name it.

I am going to make a comparison with a few other cards and feel free to draw your own conclusions. For the comparison, I am using a 7 night stay in the Marriott at Aruba ($439 per night) for a total of 3073. Looks like about 1100 for 2 in airfare from my home airport. So, we need approximately 4200 in value.

Capital One Venture card...you get double points on everything, or .02 cents on the dollar. You need to spend 210k dollars on this card to achieve this.

Chase Sapphire. This is the card I have and I average about 1.8 points per dollar since I spend most of my money on food, hotel, airfare, etc... 233,333k to achieve this.

Marriott Rewards Card. If you stay at a Marriott property you get 5 points per dollar that you spend there, this is where you really can rake it in. If you stay at full service Marriott's, you get 10 points per dollar spent there on everything (NOT card related). By using your card, you just upped that to 15. Plus you get 2 for food, airlines, other hotels, etc..

Edit for Aruba re-calculations:
Since the Aruba hotel is a Category 7, you actually need 330k points. So, just by staying at Marriott properties alone, you only need to spend 22k to get a week's trip with airfare. This seems like a lot, but for a frequent business traveler like myself, I rack this up easily in a year. Also, if you stay frequently, you get up to a 50% bonus on your points (I am a platinum member), so that 22k becomes 16.5k (in between if you are a gold or silver member). Add in food and the rest, and you make it even quicker.

Now what about if you don't stay at Marriotts that often, but would like a trip with one? To beat the Capital One Venture, you need to average a little above 1.5 points per dollar spent to reach 330k. So if you spend most of your dollars on hotels, flights, or food, the Marriott wins.

The obvious downside is you are tied to Marriott properties for your vacation, but let's be honest, using these cards, you have to save up a lot of points for a long time to really pay for a good trip. I use a Chase Sapphire and put about 50k last year on it for work travel only and I am sitting at about 16-1700 worth of travel, and that includes a 50k signup bonus. I am also sitting on 125k Marriott points, minus the 40k I used for a cheer competition for the kids, and when I check out of my Hawaii Hotel, I will get about 50k more next week. Had I used a Marriott Rewards card all year, I would have made 50% more points, so I would have 220k in my account, plus the 50k signup bonus and I would be on my way to Aruba this summer...

So, I know it was very long, but I believe it to be thought out. It is a different perspective and different approach to choosing a credit card, but all of these cards get the best of us, just seems that w/ a Marriott card if you are a Marriott member and stay there as your hotel choice, you can actually get something out of this deal more frequently.

Edit: I am obviously switching cards soon, just figuring out what to do w/ my 120k on my Chase right now.



This post was edited on 1/30 at 10:10 pm



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lynxcat
Rutgers Fan
Member since Jan 2008
14410 posts

re: Marriott Rewards Card "could" be the best travel card out there


Go to flyertalk.com and get them to find the possible holes.

If this works...then I need to re-read what you wrote and figure it out...right now.






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I Love Bama
Alabama Fan
Alabama
Member since Nov 2007
32147 posts

re: Marriott Rewards Card "could" be the best travel card out there


Fantastic post. Waiting for someone that knows more about this to prove you wrong before I sign up





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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Marriott Rewards Card "could" be the best travel card out there


quote:

Go to flyertalk.com and get them to find the possible holes.

If this works...then I need to re-read what you wrote and figure it out...right now.


A coworker of mine turned me on to the 270k thing through flyertalk and I lurk there quite regularly. I know this is really suited for a place like that, but I lurk here a lot and see the credit card question pop up quite regularly, so thought I might share.

Here is the Marriott link to look at the points/flight thing:

LINK

This does show I was mistaken and to get 120k at Aruba, you need 330k, so I will go back and adjust my calculations from that. That makes it 16.5k for a platinum member at a Marriott to spend, still a relatively low number, and that includes no additional spending. However, you could settle for 50k airline miles for 280k and if you are really a frequent traveler, you probably have other miles lying around anyways, so you make the 280k with the original calculations.

You basically decide what hotel you want. You can go to a Category 5 and below with 120k airline miles for 270k points.

As for my claim on the United Airlines thing...just take a look for yourself. 120k gets me to freaking Malaysia from my home airport if I catch a super saver fare.

To put the tiers in perspective, the new JW Marriott in Dubai is only a Tier 6, and it is the tallest hotel only structure in the world. Plus in Dubai, bigger is absolutely better... The Ritz there is a tier 3.

The calculations for the other cards is simple. At 2% cash back for travel, you get .02 cents per dollar spent. I actually did the Chase Sapphire some injustice b/c you get a 20% increase in value if you book through them, but it is still not even close to the Marriott system.

The rest, 5 points per dollar at Marriotts is on the credit card's website, and the 50% bonus is also on the Marriott elite website.

Here is a little trick I found on flyer talk...

Change the 50 to a 70 in the URL and get 70k bonus points for signing up...

LINK


There really aren't holes in it as far as blackout, etc... more like restrictions, as in, your vacations WILL be at a Marriott property. It's all legit and using the programs Marriott offers within their limitations. You are just getting hotel points rather than CC points.

Also, as further proof, my coworker is sitting on 400k Marriott points and has already called to confirm that he can use this offer to go to Spain.




This post was edited on 1/30 at 10:06 pm


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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Marriott Rewards Card "could" be the best travel card out there


quote:

Fantastic post. Waiting for someone that knows more about this to prove you wrong before I sign up



and I welcome someone to prove me wrong...sincerely. If they do, I don't have to go through the arse pain of switching my credit card






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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Marriott Rewards Card "could" be the best travel card out there


One more point. 135k gets you a $1,000 gift card to Marriott. So your own math to convert that. Expense that to your company and get your 135k converted to cash.





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bigblake
Member since Jun 2011
958 posts

re: Marriott Rewards Card "could" be the best travel card out there


(no message)


This post was edited on 4/6 at 4:07 am


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polizei11
LSU Fan
Lafayette
Member since May 2009
951 posts

re: Marriott Rewards Card "could" be the best travel card out there


After the corrections, everything looks right to me. Like another poster said, it's a great deal *if* you stay at Marriott hotels regularly and like staying at Marriott hotels. You are pretty much locked in to using them.

I'd switch if I traveled more. Great analysis.






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LSU
LSU Fan
Member since Oct 2003
6705 posts

re: Marriott Rewards Card "could" be the best travel card out there


I've been using the Marriott Visa since 2005. Great rewards card. Haven't had to pay for a hotel room on a vacation in years.





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BACONisMEATcandy
LSU Fan
Delta, Amex, & Über Threads
Member since Dec 2007
41628 posts

re: Marriott Rewards Card "could" be the best travel card out there


quote:

I'd switch if I traveled more. Great analysis.


I fly regularly and get the points from that... But I don't stay in hotels hardly ever






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jimithing11
Texas Fan
Dillon, Texas
Member since Mar 2011
17258 posts

re: Marriott Rewards Card "could" be the best travel card out there


Good post

I've been looking into getting this card to start building up points for future vacations.

Is there anyone to get the annual fee waived?






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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Marriott Rewards Card "could" be the best travel card out there


quote:

Is there anyone to get the annual fee waived?


I am sure you could call and try the same "I'm leaving if..." as you do with other credit cards, but you get a free night at a Marriott hotel anyways with your annual fee, so it pays for itself.


@bigblake - yes, you are correct. It definitely lends itself to a frequent traveler that likes Marriott. That's the reason for the "could".






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lynxcat
Rutgers Fan
Member since Jan 2008
14410 posts

re: Marriott Rewards Card "could" be the best travel card out there


quote:

You might want to start investigating this card if you stay 10-15 nights a year at Marriott's.


What about 40 in the first 3 months of the year?

I need to check over this again...seems too good to be true.






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BoobieWatcher
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Member since Jun 2010
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re: Marriott Rewards Card "could" be the best travel card out there





This post was edited on 11/1 at 3:02 pm


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homeskillet
Alabama Fan
Huntsville, AL
Member since Dec 2011
225 posts

re: Marriott Rewards Card "could" be the best travel card out there


Let me know what holes you find. I am already at 20 this year.





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LSUnGA
LSU Fan
Buford, GA
Member since Jun 2009
1441 posts

re: Marriott Rewards Card "could" be the best travel card out there


Also if you stay at Marriott often there are opportunities to earn at least 3 to 5 free nights a year, usually more. I also think with the card you get 1 free night per year plus credit for 1 night for each $3k you spend. Not a bad card at all, the free nights help you save you points for a good stay but still have nights for weekend trips. ect.





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