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SW2SCLA 
LSU Fan
on the night shift
Member since Feb 2009
17660 posts
| Do use any programs to track your finances? (Posted on 12/14/12 at 6:50 pm)
Such as Quicken or Mint.com? I'd like to start using something to show me spending trends and all my finances in one place. What do you use, if anything?
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jso0003 
Auburn Fan
Birmingham/Atlanta
Member since Jun 2009
4458 posts
 Online
| re: Do use any programs to track your finances? (Posted on 12/14/12 at 6:57 pm to SW2SCLA)
I use Mint but it is far from perfect.
If anyone has anything better I'd love to hear about it.
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bryso 
Clemson Fan
The Real Death Valley
Member since Dec 2006
26779 posts
| re: Do use any programs to track your finances? (Posted on 12/14/12 at 7:20 pm to SW2SCLA)
Mint.
It's not good at assets. But works well with breaking down your spending.
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LSUtigerME
LSU Fan
Walker, LA
Member since Oct 2012
151 posts
| re: Do use any programs to track your finances? (Posted on 12/14/12 at 8:41 pm to SW2SCLA)
Mint
Works great at tracking expenses.
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jclem11 
Indiana Fan
Houston, Texas
Member since Nov 2011
2075 posts
| re: Do use any programs to track your finances? (Posted on 12/14/12 at 8:48 pm to SW2SCLA)
I recently started used Adaptu. It is similar to Mint but I like it better so far.
LINK
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ATL TGR
LSU Fan
Houston
Member since Apr 2008
2624 posts
| re: Do use any programs to track your finances? (Posted on 12/14/12 at 9:32 pm to jclem11)
Use quicken. I like it bc I can srt up future expenses budgets etc
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prostyleoffensetime 
Arkansas Fan
Mississippi
Member since Aug 2009
5035 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 9:58 am to SW2SCLA)
I just signed up for Mint. I like a lot of things I've seen over the last couple hours of getting familiar with it, but there's a couple of things that it doesn't have.
1. It doesn't have one of my credit card companies.
2. My home is owner financed, and it doesn't really have a good way to track my payments and what I owe on the house. I deposit a portion of my income directly into the account of financier.
side note: Is depositing directly into their account a bad idea? I guess I could deposit all of my check into my account then turn right around and get the bank to transfer that portion to the financier's account (we use the same bank), but it's easy for me to do and easy for the teller to understand when I give them the account numbers and say I want this amount in this account, another amount in a different account, and this much cash back.
Not having one of my credit cards is no big deal, but the mortgage is a pretty good chunk that is not being included in my graphs and other reports. So, is there a program where that can be included?
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onelochevy
LSU Fan
Slidell, LA
Member since Jan 2011
4110 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 11:42 am to prostyleoffensetime)
I've been using quicken for almost 5 years now. I have all of my direct deposits and monthly bills setup on the calendar so I can easily see future balances, plan for big purchases, etc.
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prostyleoffensetime
Arkansas Fan
Mississippi
Member since Aug 2009
5035 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 12:18 pm to onelochevy)
Ok. What version of quicken would you suggest? I saw where there were two or three versions for personal use.
To give you an idea, I'm mid 20s, couple years out of college. I enjoyed the first couple years of having a job and my own money. Nothing stupid, didn't put myself into debt for stupid stuff or anything. I just racked up on guns, nice golf clubs, an atv, then I bought the house and had to furnish it, and now I've upgraded vehicles.
So now that I've pretty much bought everything I needed and a good bit of what I wanted, it's time to start budgeting and pretty much starting my adult life. The only debt I have is house, vehicle, and maybe $1200 in credit cards. I just got my bonus, so I think I'm going to pay the cc debt off and put the rest in saving.
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onelochevy
LSU Fan
Slidell, LA
Member since Jan 2011
4110 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 12:40 pm to prostyleoffensetime)
I use Quicken Deluxe. The new version (2013) has an app that lets you see your account info. and add transactions on the go through your smart phone.
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prostyleoffensetime
Arkansas Fan
Mississippi
Member since Aug 2009
5035 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 3:48 pm to onelochevy)
Thanks man. I'll check it out. Being smartphone friendly would be right up my alley.
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Azazello 
Tennessee Fan
Lawton, OK
Member since Sep 2011
830 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 6:08 pm to SW2SCLA)
YNAB (You Need a Budget)
/thread
and I've used Quicken, Mint, and Microsoft Money.
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Lou
LSU Fan
out here in the middle
Member since Aug 2005
6686 posts
| re: Do use any programs to track your finances? (Posted on 12/15/12 at 11:40 pm to SW2SCLA)
I built my own in Excel. Tracks all my monthly bills, my 401K, my Roth, my mortgage. And I built my own check register, with it's own reconciliation macro. I can email it to you if you want.
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Amblin
LSU Fan
Member since Sep 2011
161 posts
| re: Do use any programs to track your finances? (Posted on 12/16/12 at 3:31 pm to Lou)
I'm also looking for budget software. I looked at Mint but hate to give my bank info to a website so rather use program on PC. Leaning towards Quicken since it is the standard out there.
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HailToTheChiz
Auburn Fan
Behold, SKYWHALE!
Member since Aug 2010
4123 posts
| re: Do use any programs to track your finances? (Posted on 12/16/12 at 8:57 pm to Amblin)
Just looked at YNAB....doing the trial..like the interface and layout so far, now just going to give it time
I didn't want to go do Mint and give out info either 
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eazyeric23
LSU Fan
Member since Dec 2009
243 posts
| re: Do use any programs to track your finances? (Posted on 12/17/12 at 6:59 am to Lou)
quote:
I built my own in Excel. Tracks all my monthly bills, my 401K, my Roth, my mortgage. And I built my own check register, with it's own reconciliation macro. I can email it to you if you want.
I would really like to have it. eazyeric23@yahoo.com
Thanks
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Hacker
LSU Fan
Eunice
Member since Jan 2009
2443 posts
| re: Do use any programs to track your finances? (Posted on 12/17/12 at 10:39 am to Lou)
I would like to take a look at that.
ecaswe1@gmail.com
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SLafourche07 
USA Fan
Member since Feb 2008
855 posts
| re: Do use any programs to track your finances? (Posted on 12/17/12 at 10:46 am to Hacker)
I'm interested in seeing it as well.
Ledeh574@gmail.com
Are excel spreadsheets the Money Boards version of naked pictures on the OT?
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Hacker
LSU Fan
Eunice
Member since Jan 2009
2443 posts
| re: Do use any programs to track your finances? (Posted on 12/17/12 at 10:49 am to SLafourche07)
Haha, it looks that way.
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cas4t
LSU Fan
Member since Jan 2010
11552 posts
| re: Do use any programs to track your finances? (Posted on 12/17/12 at 11:20 am to SW2SCLA)
Mint FTW
But TBH, I don't have very many expenses to be tracked. I don't own a home yet, no investments yet (although I don't think it even tracks that)
But it works well for the budget I need
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