Just looked at YNAB....doing the trial..like the interface and layout so far, now just going to give it time
Awesome man. I have turned a ton of people onto YNAB and everyone absolutely loves it. I honestly have never found any program or product that I have been so obsessed over. It literally saved my financial life and it completed changed the way I think about money.
The YNAB "4 rules" will completely change the way you think about money.
Read the how-to guide, browse the forums, and try it out for a month. I promise you that you will never look back.
Also, it's pretty awesome how me and my wife both have the app and we just enter things onto our phone and it is immediately synced between our phones and our computer via dropbox.