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Started By
Message
Private Student Loans?
Posted on 10/10/10 at 11:19 pm
Posted on 10/10/10 at 11:19 pm
Does anyone have any experience with private loans?? Pros, Cons, Etc.
This post was edited on 9/16/11 at 8:38 pm
4
Posted on 10/10/10 at 11:24 pm to SpicyStacy
quote:
This is really my only option since the school I will be attending does not accept federal financial aid. (Yes it is accredited and everything)
I'm guessing they have national accreditation and not regional.
Posted on 10/10/10 at 11:34 pm to Golfer
Im really not sure
This post was edited on 9/16/11 at 8:39 pm
Posted on 10/11/10 at 1:30 am to SpicyStacy
What does the school teach--how to perform EEG's and Nerve Conduction Studies? Maybe try to talk to a neurology group and see if they will pay for your school if you agree to work for them for x number of years.
Posted on 10/11/10 at 2:33 am to SpicyStacy
High rates are the main cons.
Posted on 10/11/10 at 6:49 pm to Ric Flair
quote:You may want to check the demand of the job. I know these tests are run by physiatrists at my group.
What does the school teach--how to perform EEG's and Nerve Conduction Studies? Maybe try to talk to a neurology group and see if they will pay for your school if you agree to work for them for x number of years.
Posted on 10/11/10 at 6:53 pm to Volvagia
quote:
Non-artificially low rates are the main cons.
fixed
Posted on 10/11/10 at 7:04 pm to Tiger JJ
I'm not sure BUT I want to say that all student loans are handled through the government ... it was part of the healthcare bill.
I seem to remember being told that if needed we wouldn't be able to get a student loan through anyone but the government.
??
I seem to remember being told that if needed we wouldn't be able to get a student loan through anyone but the government.
??
Posted on 10/12/10 at 9:53 am to tiger91
quote:
I'm not sure BUT I want to say that all student loans are handled through the government ... it was part of the healthcare bill.
I seem to remember being told that if needed we wouldn't be able to get a student loan through anyone but the government.
wrong
Posted on 10/12/10 at 10:01 am to SpicyStacy
quote:
Does anyone have any experience with private loans?
they're just like government loans but with a slightly higher rate
Posted on 10/12/10 at 10:12 am to SlowFlowPro
Yo SFP sign up for the basketball league on yahoo.
Posted on 10/12/10 at 5:36 pm to tiger91
quote:I wouldn't doubt it since people make all kinds of stuff up, but it's not true. Federally-backed loans have been changed to being done directly from the government, vs. giving banks a cut of the action. Other loans are still available.
I seem to remember being told that if needed we wouldn't be able to get a student loan through anyone but the government.
Posted on 10/12/10 at 5:40 pm to Tigah in the ATL
quote:
I wouldn't doubt it since people make all kinds of stuff up, but it's not true. Federally-backed loans have been changed to being done directly from the government, vs. giving banks a cut of the action. Other loans are still available.
Correct. An absurdly naked free handout was taken away from "private lenders". That is all.
Posted on 10/12/10 at 5:46 pm to Tiger JJ
SO if/when my son needs a loan, he/we can march into our local bank? This does make me feel better ... I really didn't think that we could do this.
Posted on 10/12/10 at 6:05 pm to tiger91
quote:
SO if/when my son needs a loan, he/we can march into our local bank? This does make me feel better ... I really didn't think that we could do this.
Are you being serious? Your local bank can make you whatever kind of loan they want to. Now, I can't guarantee you they will WANT to do so. But had you really convinced yourself we were in the midst of some kind of govt takeover?
Posted on 10/12/10 at 6:39 pm to Tiger JJ
quote:Let's see: Chrysler, General Motors, Fannie Mae, Freddie Mac, the entire mortgage industry, power to take over hedge funds and insurance companies which might do systemic harm, Citibank, AIG, private health insurance....why would anyone think the government might be trying to take over anything???
But had you really convinced yourself we were in the midst of some kind of govt takeover?
Posted on 10/12/10 at 7:01 pm to Tiger JJ
quote:
Are you being serious? Your local bank can make you whatever kind of loan they want to. Now, I can't guarantee you they will WANT to do so. But had you really convinced yourself we were in the midst of some kind of govt takeover?
I've gotten 2 loans in my 41 years of life ... 1 for a house and 2 for vehicles (we've owned like 6).
I really hadn't convinced myself of anything ... he's got scholarships and won't need that much help ... I've never even looked into loans ... just asking about what I had heard.
So please don't make fun of my asking a question.
Posted on 10/12/10 at 7:04 pm to tiger91
quote:
So please don't make fun of my asking a question.
I'm not. I'm just trying to gauge the level of fear out there right now.
Posted on 10/12/10 at 7:05 pm to LSURussian
quote:
Chrysler, General Motors, Fannie Mae, Freddie Mac, the entire mortgage industry, power to take over hedge funds and insurance companies which might do systemic harm, Citibank, AIG, private health insurance....why would anyone think the government might be trying to take over anything???
And in any of that, what attempts were made to prevent banks from lending? Take mortgages - the government would love nothing more than for a private mortgage market to re-emerge.
Posted on 10/12/10 at 7:06 pm to Tiger JJ
Well thanks ... I was truly under the impression that ALL student loans were going to go through the government.
IF we ever needed to my plan was just gonna take out a home equity loan.
I'm not FEARFUL of this ... just fearful of government take over in general! I want lower taxes, less governnment involvement in my life.
Thanks.
IF we ever needed to my plan was just gonna take out a home equity loan.
I'm not FEARFUL of this ... just fearful of government take over in general! I want lower taxes, less governnment involvement in my life.
Thanks.
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