re: Got attacked by a wolf last night, in my neighborhood

Could be grandfathered policies. Most new policies, even with major carriers, are coming with animal exclusions for certain breeds.

I remember well. In particular we had a doberman in the neighborhood that would bite and after every kid that passed in front of its house. We were scared to death, but our parents never batted an eye. We were simply told to avoid the house.

"Each year, 4.7 million people are bitten by dogs. Of those bitten
each year, 386,000 are seriously injured (2,3). In fact, between the
years of 1979 and 1998, 238 people died from dog-bite related
injuries in the U.S.A. (4). Injuries caused by dogs cost insurance
companies nearly one billion dollars annually (2,3). Consequently,
many insurance companies refuse to issue homeowners insurance
to owners of specific breeds of dogs considered ‘‘vicious’’ or high
risk of causing injury. The six breeds most commonly identified as
‘‘vicious’’ are Akita, Chow (‘‘Chow Chow’’), Doberman, Pit Bull,
Rottweiler, and Wolf-mix (5). LINK"

"A total of 166 owners of vicious dogs were
compared with 189 owners of low risk dogs, showing that vicious
dog owners had nearly 10 times more criminal convictions than
other dog owners" LINK

It has been proven. If you own a vicious dog breed then more than likely you have your own mental issues, LOL. A lawyer owning a wolf. Not a good sign

Case in point: LINK

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Most new policies, even with major carriers, are coming with animal exclusions for certain breeds.

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Link to a La. policy?

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Where are you?

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Cenla.

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Do we have some wolves nobody talks about roaming the south and knocking up dogs? Is there an underground wolf breeding program? Hybrid wolf dogs biting people everywhere.

Just because it's a breed that looks wolfish doesn't mean its a hybrid.

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I have a neighbor 4 houses down that has one. It is a huge MFer. I asked him, where he got it? He said he found a breeder on Craigslist.

Most people go lifetime without seeing a wolf, much less attacked by one.. this mfr was attacked twice, in the span of an hr, by the same wolf, in Louisiana of all places wata day man

Risk with the following exposures are not eligible:
? any animal that has bitten or injured someone
? any aggressive or exotic animal
? any livestock or any undomesticated animal
? dogs on the following Ineligible Breeds reside at the location:
? Akita
? American Pit Bull Terrier
? Bull Mastiff
? Doberman Pinscher
? Husky
? Pit Bull
? Rottweiler
? Wolf/Wolf Hybrid
? American Malamute
? American Staffordshire
Terrier
? Chow
? German Shepherd
? Korean Jindo
? Presa Canario
? Staffordshire Bull Terrier


From Hanover. Excuse the question marks, I copy and pasted.

Safeco Exclusion below:

Animals
Any risk with:
• Any exotic pets (e.g., Pythons or rattlesnakes)
• Any of the following “breeds of concern”:
– Akita
– Chow
– Doberman Pinscher
– Presa Canario
– Pit Bull
– Rottweiler
– Staffordshire Bull Terrier
– Wolf hybrid
– Any mixture of the above breed of dogs


Let me guess. You're an attorney that thinks they know insurance better?