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Started By
Message
Posted on 1/5/16 at 7:20 pm to northern
Did you see the truck drop or kick the rock?
Because it sounds like you assume it came from the truck without actually knowing? And if it happened to be a Jetta, would you flag that person down and try to get their insurance info? It's a rock chip, Jesus Christ.
ETA to answe the question, I'd go on living my life because it's a fricking rock chip.
Because it sounds like you assume it came from the truck without actually knowing? And if it happened to be a Jetta, would you flag that person down and try to get their insurance info? It's a rock chip, Jesus Christ.
ETA to answe the question, I'd go on living my life because it's a fricking rock chip.
This post was edited on 1/5/16 at 7:24 pm
Posted on 1/5/16 at 7:22 pm to northern
Posted on 1/5/16 at 7:22 pm to jbgleason
So if an unsecured rocking chair falls off a truck, hits the ground and then smashes into my car, it's just a road hazard?
Posted on 1/5/16 at 7:23 pm to unbeWEAVEable
quote:This advice has been of negligible help to us all.
They pulled him over and we followed. Had to make a claim on the companies insurance that they were negligible.
TL;dr - unless they were negligible, you are SOL.
Posted on 1/5/16 at 7:23 pm to tom
quote:
You are SOL. Those dump truck companies must buy lots of tickets to the police ball.
The police don't have balls
Posted on 1/5/16 at 7:26 pm to northern
Your comprehensive coverage on your insurance should cover it. File a claim.
Posted on 1/5/16 at 7:31 pm to northern
Were you back 200 feet like the sign on the back of the truck said, if not oh well.
Posted on 1/5/16 at 7:35 pm to northern
Call your insurance to cover it. Trucks are not responsible for road hazards unless you have picture of missing mud flaps.
Posted on 1/5/16 at 7:38 pm to jbgleason
Be cautious when it comes to your comprehensive deductible. Look for a glass policy if you keep a $500 or so amount. In many cases it is cheaper to lower the comp deductible to a point which supercedes a glass replacement policy as well plus you cover yourself for other perils too.
Posted on 1/5/16 at 7:39 pm to Crimson1st
Your insurance should cover the cost of the chip repair, may cost you $25. You don't need a new windshield for a chip.
Posted on 1/5/16 at 7:41 pm to CaptainsWafer
quote:
Your insurance should cover the cost of the chip repair, may cost you $25. You don't need a new windshield for a chip.
I did. I got a chip late one afternoon last summer (too late to call insurance company) and by morning it had spread across the window. After that happened, I didn't file a claim for 6 months (waiting for brake tag to expire.)
Posted on 1/5/16 at 7:44 pm to Lsuhoohoo
quote:
damage. They'll just argue that you were closer than 200 feet. Your fault.
This argument is bull shite: let's say a rock falls from a truck and doesn't bounce, just slides (highly unlikely). Let's say the sliding rock has a coefficient of friction factor of 0.1, and we wanted to see how fast the truck was traveling for the rock to slide exactly 200' once it falls off the truck, here's the equation and result:
16 [square root] (0.1) friction • (60.6 meters) 200' = 39.38km/hr or 63.4mph
The reality is that 0.1 coefficient of friction is nearly impossible because the rock would be bouncing, and, more than likely, have a coefficient of friction of 0.005 - which, would mean the truck would have to travel at 14mph or less for the rock to go 200' or less..
Posted on 1/5/16 at 7:45 pm to Crimson1st
quote:
Be cautious when it comes to your comprehensive deductible. Look for a glass policy if you keep a $500 or so amount. In many cases it is cheaper to lower the comp deductible to a point which supercedes a glass replacement policy as well plus you cover yourself for other perils too.
My zero deductible comprehensive costs me $68 per 6 month term of insurance.
Worth it to not have to worry that my windshield may pick up a rock and get damaged.
Posted on 1/5/16 at 7:46 pm to northern
I've had 3 in the first 6 months of my new vehicle and all have spread even after getting them fixed. Chalk it up as bad luck and buy a new windshield right before next inspection sticker.
Damn it must suck to be poor and have to worry about these little things in life.
Damn it must suck to be poor and have to worry about these little things in life.
Posted on 1/5/16 at 7:46 pm to RDOtiger
quote:
This argument is bull shite: let's say a rock falls from a truck and doesn't bounce, just slides (highly unlikely). Let's say the sliding rock has a coefficient of friction factor of 0.1, and we wanted to see how fast the truck was traveling for the rock to slide exactly 200' once it falls off the truck, here's the equation and result:
16 [square root] (0.1) friction • (60.6 meters) 200' = 39.38km/hr or 63.4mph
The reality is that 0.1 coefficient of friction is nearly impossible because the rock would be bouncing, and, more than likely, have a coefficient of friction of 0.005 - which, would mean the truck would have to travel at 14mph or less for the rock to go 200' or less..
I cant argue this.
Posted on 1/5/16 at 7:47 pm to northern
I would probably overreact and call the company
This post was edited on 1/5/16 at 7:50 pm
Posted on 1/5/16 at 7:47 pm to northern
You forgot to mention that it was your Jaguar. This is the OT, remember.
Posted on 1/5/16 at 7:52 pm to genuineLSUtiger
That's why I carry $100 . Deduct on comp
Posted on 1/5/16 at 7:53 pm to northern
It's 100% on you. There is 0.000000 chance you can prove that it was the truck.
Be a grown up and just replace your own windshield
Be a grown up and just replace your own windshield
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