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re: What pet insurance do you use?

Posted on 11/8/23 at 1:13 pm to
Posted by 3deadtrolls
lafayette
Member since Jan 2014
5739 posts
Posted on 11/8/23 at 1:13 pm to
quote:

no im not heartless, im realistic, its a dog, its not worth spending that much money on it.


Speaking of which, have you noticed what breeders are getting for dogs these days? Even freaking rescues are getting to be high cotton.
Posted by caro81
Member since Jul 2017
4962 posts
Posted on 11/8/23 at 1:15 pm to
quote:

Because there is no way in fricking he’ll vet medicine should cost what it does


why? to get a DVM most people are going into 200k+ in debt. Education is expensive. that needs to be paid off. A clinic needs a ton of support staff (kennel workers, vet techs, receptionists, managers, the actual doctor). The clinic has a responsibility to provide honest wages for those folks (and that's tough most of the time). The medications and tools used are the same used in human medicine a lot of times. The cost of medicine, tools, vaccines etc have risen in costs just like everything else.

I know it sucks but the days of coming out of a vet visit for less than 100 dollars is gone, but this rise in costs is far from unique to vet medicine.

Lastly its a business, it needs to make a profit or else why would it exist? If they didnt they would all close up shop and then there would be no one to care for your pets.

quote:

”don’t worry, there’s insurance now.


A very small percentage of individuals have pet insurance. Even if they did, it doesn't work like that. The hospital/clinic cant just make up some imaginary number and the insurance company is going to cover it no questions asked. This is just a plain idiotic take.

quote:

I was in it. I know


Doubtful, and if so you were very low on the totem pole of where you worked and dont really understand the business. This post smells of the classic bullshite "i know what im talking about" from someone who knows absolutely nothing about what they are talking about.
Posted by poochie
Houma, la
Member since Apr 2007
6353 posts
Posted on 11/8/23 at 1:17 pm to
.22LR
Posted by CatfishJohn
Member since Jun 2020
13711 posts
Posted on 11/8/23 at 1:17 pm to
quote:

Dude... it's a dog.



For a lot of us, they're also family members.
Posted by EmmittLBrown
Member since Oct 2023
275 posts
Posted on 11/8/23 at 1:25 pm to
quote:

seems like it should qualify as a medical expense


Nah, spend your own money on your pets and leave my taxes out of it.
Posted by Ostrich
Alexandria, VA
Member since Nov 2011
8778 posts
Posted on 11/8/23 at 2:13 pm to
quote:

For a lot of us, they're also family members.



But... they're not. They're animals. If you have to go into debt to pay for surgery for your dog, you are prioritizing an animal over your actual human family.

If you have the means to cover it, more power to you.
Posted by Old Character
Member since Jan 2018
879 posts
Posted on 11/8/23 at 2:13 pm to
So tell me why I’m wrong.
Posted by Old Character
Member since Jan 2018
879 posts
Posted on 11/8/23 at 2:14 pm to
quote:

Doubtful, and if so you were very low on the totem pole of where you worked and dont really understand the business.


Bet you’re wrong.
Posted by TIGRLEE
Northeast Louisiana
Member since Nov 2009
31493 posts
Posted on 11/8/23 at 2:15 pm to
LOL


Pet insurance
Lol
Posted by Old Character
Member since Jan 2018
879 posts
Posted on 11/8/23 at 2:34 pm to
I’m not getting any deeper into this, but I’ll leave with this. I was a vet tech in college. In human medicine now. I understand what is required to deliver competent safe care to small animals. The industry preys on people’s emotional attachment to their animals and their familiarity with human medicine, an industry that’s been ravished by insurance companies and
frivolous litigation among other things.
If you’re charging a person $300 for a basic spay/neuter because your running cmps, cbcs, and itemizing every fricking needle and alcohol pad you use just pay for those fancy new machines that rep talked you into buying them you’re a a-hole.
Posted by More beer please
Member since Feb 2010
45072 posts
Posted on 11/8/23 at 2:37 pm to
quote:

So tell me why I’m wrong.


Because I currently do it and you "used to". And the way you talk about it there is zero chance you were a vet. EDIT- Oh look I was right

Why is every other business allowed to increase prices and charge more, while we know inflation is driving up the price of everything? Vaccines, prevention, repairs, rent, property taxes, wages, etc.

Dont like the prices, go somewhere else. You do the same if you roll up to mcdonalds and the mcdouble isnt a dollar anymore.

quote:

The industry preys on people’s emotional attachment to their animals and their familiarity with human medicine, an industry that’s been ravished by insurance companies and
frivolous litigation among other things.
If you’re charging a person $300 for a basic spay/neuter because your running cmps, cbcs, and itemizing every fricking needle and alcohol pad you use just pay for those fancy new machines that rep talked you into buying them you’re a a-hole.


So in one breath you mention the industry being ravaged by lawsuit then in another question doctors running tests which are best practice medicine according to AAHA standards. So again you clearly dont know WTF you are talking about.



This post was edited on 11/8/23 at 2:42 pm
Posted by AwgustaDawg
CSRA
Member since Jan 2023
7280 posts
Posted on 11/8/23 at 2:57 pm to
quote:

For a lot of us, they're also family members.


I get it, ours are spoiled and are loved….but they are also animals and as such are not family members. I wouldn’t allow a family member to eat cat shite out of the litter box but my duck dog prefers it to almost any food ever. She’s an animal, she ain’t dolks
Posted by caro81
Member since Jul 2017
4962 posts
Posted on 11/8/23 at 3:48 pm to
quote:

I was a vet tech in college


Did you go to a certified avma program and become licensed by your state? sounds like you did not since you were in college at the time. So you were not a vet tech. You were an assistant.

But let us pretend you were a tech. As a medical director and instructor in an AVMA accredited vet tech program, i know that you do not get training in business management and practice organization. Its a purely technical medical degree.

quote:

I understand what is required to deliver competent safe care to small animals.


you clearly dont because if you did you would not have said...
quote:

If you’re charging a person $300 for a basic spay/neuter because your running cmps, cbcs


Because those are basic diagnostic run to ensure an animals vital organs and biological processes are functioning properly and can handle the stressors of anesthetic agents and surgery. Would you propose doing major surgery on someone with no pre-surgical diagnostics? A client can certainly decline those, but at the risk of their own pet. it is simply not best practice to perform surgical procedures without a thorough check on the animal.

quote:

temizing every fricking needle and alcohol pad you use just pay for those fancy new machines that rep talked you into buying them you’re a a-hole.


no, it makes you a responsible business owner. Why should a clinic not factor in the costs of these materials into the services? What makes you think that should be eaten by the clinic? Something as simple as not putting in the costs of a single needle gauge type could cost a clinic thousands of dollars a year. Multiple that by many, many, other components used in routine practice and we are talking potentially hundreds of thousands of dollars thrown away.

Normally i wouldn't go on about this as i just know that average individual just doesn't have the knowledge or cares to this degree. However, if you did work in this field as you claimed you should be ashamed of yourself for lambasting vet medicine as you should have seen first hand how tirelessly and to what personal sacrifice the people in these clinics go through to provide quality care. I am glad you are in the medical (human) field now, but hopefully for everyone's safety, you are limited to transferring samples in cups from point A to point B and nothing more with even an ounce of more responsibility.
Posted by CatfishJohn
Member since Jun 2020
13711 posts
Posted on 11/8/23 at 4:08 pm to
quote:

I’m not getting any deeper into this, but I’ll leave with this. I was a vet tech in college. In human medicine now. I understand what is required to deliver competent safe care to small animals. The industry preys on people’s emotional attachment to their animals and their familiarity with human medicine, an industry that’s been ravished by insurance companies and
frivolous litigation among other things.
If you’re charging a person $300 for a basic spay/neuter because your running cmps, cbcs, and itemizing every fricking needle and alcohol pad you use just pay for those fancy new machines that rep talked you into buying them you’re a a-hole.


Most vet clinics in populated areas are owned by private equity roll ups now and they are forced to itemize and charge for their bottom line. Also upsell and sell "products" out of the clinic. I had to change vets due to this and the doctor completely understood and apologized. He sold out for millions and I don't really blame him. Have a more country vet now that refuses to sell out. $100 neutering and he gives us loads of heartworm samples and stuff each time. The opposite of trying to squeeze a buck. It's great if you can find it these days, but rare.

Source:

I used to work in PE and we bought vet clinics.
This post was edited on 11/8/23 at 4:11 pm
Posted by Dixie2023
Member since Mar 2023
1549 posts
Posted on 11/8/23 at 5:06 pm to
This is the problem. Corporate vets. They don’t care about the patient, it’s all about profit. Find a regular clinic, or farm vet, if rural.
Posted by evil cockroach
27.98N // 86.92E
Member since Nov 2007
7505 posts
Posted on 11/8/23 at 5:40 pm to
Did anyone post this yet?

Posted by Nawlens Gator
louisiana
Member since Sep 2005
5839 posts
Posted on 11/8/23 at 5:48 pm to

Dogs bare replaceable for alot less money.
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