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Started By
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What pet insurance do you use?
Posted on 11/8/23 at 8:45 am
Posted on 11/8/23 at 8:45 am
My daughter’s dog got sick the other night and we had to bring him to the pet hospital in Mandeville. They had to do X-rays and keep him overnight. He’s better now but the bill was $1500. I’ve got a dog also and now I’m looking at different pet insurances. Any recommendations? TIA
33
Posted on 11/8/23 at 8:46 am to BowDownToLSU
quote:
the bill was $1500
Posted on 11/8/23 at 8:47 am to BowDownToLSU
No pet insurance here, although wish they'd change the rules and allow HSA to be used for the vet... seems like it should qualify as a medical expense.
Posted on 11/8/23 at 8:47 am to BowDownToLSU
Snake Farm
Posted on 11/8/23 at 8:47 am to BowDownToLSU
just get her a new dog next time.
Posted on 11/8/23 at 8:48 am to BowDownToLSU
quote:
He’s better now but the bill was $1500.
Pet insurance only operates only a reimbursement basis. Its not like human medicine where insurance "pays" for portions and your bill is reduced or nothing at all.
Posted on 11/8/23 at 8:51 am to wileyjones
Thankfully he didn’t need surgery. It was going to be another $3500. They tell you before hand because you have to sign to saying you’re responsible for all cost
Posted on 11/8/23 at 8:51 am to Chad504boy
$1500 could get you an army of pit mixes to over throw the neighborhood HOA
Posted on 11/8/23 at 8:53 am to More beer please
quote:yea I understand that now but paying and getting reimbursed is better than nothing
Pet insurance only operates only a reimbursement basis. Its not like human medicine where insurance "pays" for portions and your bill is reduced or nothing at all.
Posted on 11/8/23 at 8:54 am to BowDownToLSU
Damn dude, I could fix my boat transom for that much money. Ol fido must be REAL special.
Posted on 11/8/23 at 8:58 am to DownshiftAndFloorIt
You’re trash
Posted on 11/8/23 at 9:00 am to Proximo
wow, $1500 people and their dogs these days.
Posted on 11/8/23 at 9:02 am to BowDownToLSU
quote:
What pet insurance do you use?
Farm Bureau
Posted on 11/8/23 at 9:09 am to BowDownToLSU
The problem with pet insurance is (1) as it's been said it's a reimbursement process and (2) it only covers the big things. So unless you actually have that $1500 bill, you're pouring money into a pit you hope you never need. Pet insurance is like homeowner's insurance in lots of ways.
Posted on 11/8/23 at 9:10 am to BowDownToLSU
.22LR 
Posted on 11/8/23 at 9:12 am to BowDownToLSU
Trupanion
Posted on 11/8/23 at 9:15 am to NASA_ISS_Tiger
quote:
it only covers the big things. So unless you actually have that $1500 bill, you're pouring money into a pit you hope you never need. Pet insurance is like homeowner's insurance in lots of ways.
This- I looked in to it again after I had a $600 bill for an exam and meds, but it's $75/month and it doesn't cover any routine maintenance. I'll just take my chances
Posted on 11/8/23 at 9:17 am to NASA_ISS_Tiger
quote:
it only covers the big things
No necessarily. Most companies dont cover "wellness" but some do. Most will cover allergy treatments, OA, and various other frequent treated issues, but only if isnt a pre-existing condition prior to getting the insurance.
Realistically its best for owners with breeds prone to major issues though
This post was edited on 11/8/23 at 9:18 am
Posted on 11/8/23 at 9:19 am to Tyga Woods
quote:
What pet insurance do you use?
quote:
Farm Bureau
I remember during a hurricane someone crank called HTV about what to do about their chickens and if putting them in the house in the bath tub was okay.
Somebody then said that if they had Farm Bureau Insurance their chickens were covered in the event of a loss of the chickens.
This post was edited on 11/8/23 at 10:57 am
Posted on 11/8/23 at 9:25 am to BowDownToLSU
I use trupanion
used it 5 times in the first year I had the dog because the damn pup ate everything from socks to rocks
Think the deductible is around $200 and they cover up to 90% after that, of course a bunch of things are excluded but most things related to an unexpected illness are covered
I'm probably at about $60-$65 a month now
used it 5 times in the first year I had the dog because the damn pup ate everything from socks to rocks
Think the deductible is around $200 and they cover up to 90% after that, of course a bunch of things are excluded but most things related to an unexpected illness are covered
I'm probably at about $60-$65 a month now
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