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Posted on 9/18/20 at 11:21 am to SlowFlowPro
Can one of y’all lend me 350 bucks
Posted on 9/18/20 at 11:21 am to DEG
quote:
she's sharing a lot of details of her life with you.
You have no idea. She's been in love with me since firtst grade. She'd drop her husband for me if she had the chance. If she were hotter and had a less obnoxious personality I might take her up on it.
Posted on 9/18/20 at 11:24 am to jlovel7
quote:
my dad literally used to make me write papers during weekends or after school on financial literacy. He’d give me articles from the paper of stories of people who totally overspent or fricked their lives up by not managing their finances and make me write reports to him on it.
Posted on 9/18/20 at 11:24 am to Jim Rockford
congrats that an uggo with a shitty personality and awful money management skills is into you.
Posted on 9/18/20 at 11:25 am to LSUJML
quote:
I think finances should be part of high school
Strangely enough, the most practically useful class I ever took in high school was a semester of Typing (on a typewriter, not keyboard). It taught me how to type before computers were in every home. When I went into business, I could type all of my own reports while others were picking with a finger on each hand.
Part of that course dealt with everyday finances, including check writing and balancing.
I took it as an easy "A" my senior year, and to be in class with a bunch of chicks. I'm thankful every day for taking it (as I shoot out this post in no time flat,
)
Posted on 9/18/20 at 11:30 am to northshorebamaman
quote:
It’s so easy to be financially responsible. I don’t get why such a small % of Americans manage to do it though.
quote:A total lack of self-awareness or personal discipline.
Well, most can't manage a healthy weight either and that's even more important than financial health. Most of us are irrational creatures of comfort.
Posted on 9/18/20 at 11:31 am to Jim Rockford
quote:This isn't terrible for someone with a 500k annual income
drives an $80k BMW
Posted on 9/18/20 at 11:37 am to SlowFlowPro
quote:
If it has zero percent... I do this. To farm points through my own business.
quote:I do the exact same, and pay them off the minute the charge hits my cc account. I use the accumulated points to travel wherever the hell I want.
i put almost all my spending on CCs and pay it off every month, too. these people...aren't
Posted on 9/18/20 at 11:41 am to Epic Cajun
quote:
This isn't terrible for someone with a 500k annual income ?
It wouldn't be if not for all the other useless crap they're buying.
Posted on 9/18/20 at 11:42 am to boosiebadazz
Guess what it worked I’ve been scared of crippling debt since I was like 9 years old.
I’ve been scared of crippling debt since I was like 9 years old. Posted on 9/18/20 at 11:43 am to Festus
quote:I took the same class, and we had electric typewriters and thought we were fancy. It also covered balancing a checkbook, check writing, and making a budget.
Strangely enough, the most practically useful class I ever took in high school was a semester of Typing (on a typewriter, not keyboard). It taught me how to type before computers were in every home. When I went into business, I could type all of my own reports while others were picking with a finger on each hand.
Part of that course dealt with everyday finances, including check writing and balancing.
I took it as an easy "A" my senior year, and to be in class with a bunch of chicks. I'm thankful every day for taking it (as I shoot out this post in no time flat, )
I also took an accounting class as an elective my Sr yr in HS. BOTH of those classes taught me more about everyday finances in life than any required History, PE or foreign language class I had to take to graduate HS.
Posted on 9/18/20 at 11:45 am to SlowFlowPro
the teach no form of money management or budgeting within you means in schools today
90% of kids couldnt even be able to fill out a check if their life depended on it
schools are too busy teaching about white privilege and diversity quotas and OMB
90% of kids couldnt even be able to fill out a check if their life depended on it
schools are too busy teaching about white privilege and diversity quotas and OMB
Posted on 9/18/20 at 11:50 am to jlovel7
quote:And guess what? You will train your kids about finances the same way Dad trained you.
Guess what it worked I’ve been scared of crippling debt since I was like 9 years old.
Posted on 9/18/20 at 11:51 am to Cosmo
quote:
People want to live for today.
As one should. The key element is to save at least 15% towards retirement.
Posted on 9/18/20 at 11:51 am to SlowFlowPro
I dunno but I'm about to have my little farm and the old lady's truck paid off in less than a year....... I'm fricking excited!!!!!!!
Posted on 9/18/20 at 11:55 am to SlowFlowPro
From the people I know in major debt, its the spending $300 at the grocery store then only cooking like twice that week.
Its stopping every single morning for coffee and breakfast sandwiches.
Its going shopping so often you know the entire layout of the mall, Target, Whole Foods, etc. without having to guess.
Its visiting the food court when you go to those places, every single time.
So then when they do buy something large and expensive, it is framed as "treating myself" when actually all those small purchases are treating yourself each and every day.
Its stopping every single morning for coffee and breakfast sandwiches.
Its going shopping so often you know the entire layout of the mall, Target, Whole Foods, etc. without having to guess.
Its visiting the food court when you go to those places, every single time.
So then when they do buy something large and expensive, it is framed as "treating myself" when actually all those small purchases are treating yourself each and every day.
Posted on 9/18/20 at 11:56 am to keakar
quote:i think I’ve filled out one check in the last 5 years
90% of kids couldnt even be able to fill out a check if their life depended on it
Posted on 9/18/20 at 12:05 pm to Cosmo
quote:1967 Grassroots:
People want to live for today.
Posted on 9/18/20 at 12:08 pm to SlowFlowPro
quote:
My favorite are the wives who argue "I'm buying this stuff on sale, so we're actually saving money". It happens OVER and OVER on the show.
This is my wife every time she shops or gets pitched on some spa service. Her frequent defense to this is to go look at some other wife’s closet to see what she has.
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