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Started By
Message
Let's be honest about credit scores
Posted on 10/23/17 at 2:48 pm
Posted on 10/23/17 at 2:48 pm
746 last week.
683 this week.
Put vacation on card right before statement hit.
My bad.
683 this week.
Put vacation on card right before statement hit.
My bad.
This post was edited on 10/23/17 at 3:31 pm
22
Posted on 10/23/17 at 2:49 pm to X123F45
then you need a higher limit credit card.
Posted on 10/23/17 at 2:49 pm to X123F45
First we got a fattie.
Now we got a fattie that can't pay his bills.
Now we got a fattie that can't pay his bills.
Posted on 10/23/17 at 2:50 pm to Steauxn
Or multiple credit cards.
Posted on 10/23/17 at 2:50 pm to X123F45
That means your CC company considers your vacation to be too pricey for your income.
If you did it to get points, just pay it off and your score will bounce back up.
Oh, and Money Board.
If you did it to get points, just pay it off and your score will bounce back up.
Oh, and Money Board.
This post was edited on 10/23/17 at 2:54 pm
Posted on 10/23/17 at 2:50 pm to X123F45
quote:
746 last week.
If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
Posted on 10/23/17 at 2:50 pm to X123F45
312, but just rented some rims for my Escalade.
Posted on 10/23/17 at 2:51 pm to LucasP
quote:
If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
sure about that?
Posted on 10/23/17 at 2:51 pm to X123F45
They are really dumb. It'll be back up when you pay it off next month. Mine does it every time I put a large purchase on the card. It always goes right back up the next month when I pay it off. I prefer the credit card points.
Posted on 10/23/17 at 2:52 pm to LucasP
quote:
746
quote:
If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
Posted on 10/23/17 at 2:52 pm to X123F45
quote:
746 last week.
689 this week.
Congrats you are not T1+ now baw.
Posted on 10/23/17 at 2:53 pm to BigPerm30
I put the majority of our expenses on our credit card and never notice a dip in credit scores...at least the free FICA one my bank provides. It's consistently above 800.
I really wish that actually mattered considering how many people have credit issues. Like I should get a free check or something each month. Yeah. That would make me happy. Money for good credit. I just need the money.
...don't tell my bank.
I really wish that actually mattered considering how many people have credit issues. Like I should get a free check or something each month. Yeah. That would make me happy. Money for good credit. I just need the money.
...don't tell my bank.
This post was edited on 10/23/17 at 2:54 pm
Posted on 10/23/17 at 2:56 pm to X123F45
I don't even know my credit score. I need a loan I call my local bank and get a loan. Haven't even filled out a credit app in 20 years.
My wife had 4 credit cards when we met. We paid them off and haven't used one in 11 years.
My wife had 4 credit cards when we met. We paid them off and haven't used one in 11 years.
Posted on 10/23/17 at 2:56 pm to X123F45
All a good credit score really indicates is how well you are a slave to the banking industry. Nothing more, nothing less.
Posted on 10/23/17 at 2:57 pm to LucasP
Not lost on everyone Lucas
Posted on 10/23/17 at 2:59 pm to LucasP
quote:Wrong.
746 last week.
If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
Posted on 10/23/17 at 2:59 pm to HeyHeyHogsAllTheWay
quote:
don't even know my credit score. I
You should have it monitored. I found out someone opened an account in my name because I got an alert.
Posted on 10/23/17 at 3:00 pm to LucasP
quote:
If you're gonna brag/lie, do your research, credit scores don't go that high. Jackass.
uh? Delete this
Posted on 10/23/17 at 3:00 pm to StringedInstruments
quote:
I put the majority of our expenses on our credit card and never notice a dip in credit scores...at least the free FICA one my bank provides. It's consistently above 800.
You'd have to get it to where you have 20%-30% or more (I think each agency uses a different cut off?) of your available credit used to make a difference.
Pretty easy to avoid that with higher limits and multiple accounts.
Posted on 10/23/17 at 3:01 pm to X123F45
I've never had my credit score swing that much.
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