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Started By
Message
Is this insurance fraud?
Posted on 7/5/16 at 4:12 pm
Posted on 7/5/16 at 4:12 pm
I got rear-ended in my car a couple months back. It was not bad at all, but there are some paint scratches and a small dent that is barely noticeable.
The lady who hit me has accepted all liability and her insurance agent said they'd pay for all damages once I got an estimate. (I googled her BTW and her family is LOADED. A lesser man would've definitely gotten a "neck injury"
)
That being said, what if I get an estimate and then pocket the check the insurance company gives me and don't fix my car? You can't see any damage unless you're looking for it and I really want a new leather recliner for this upcoming football season.
So two questions:
Is that fraud or is that my money that I can spend how I please?
And how much will I get for repainted a bumper and minor dent repair on a brand new, 2016 vehicle?
The lady who hit me has accepted all liability and her insurance agent said they'd pay for all damages once I got an estimate. (I googled her BTW and her family is LOADED. A lesser man would've definitely gotten a "neck injury"
) That being said, what if I get an estimate and then pocket the check the insurance company gives me and don't fix my car? You can't see any damage unless you're looking for it and I really want a new leather recliner for this upcoming football season.
So two questions:
Is that fraud or is that my money that I can spend how I please?
And how much will I get for repainted a bumper and minor dent repair on a brand new, 2016 vehicle?
24
Posted on 7/5/16 at 4:13 pm to TheCaterpillar
Not fraud. Just get your POS fixed.
Posted on 7/5/16 at 4:13 pm to TheCaterpillar
quote:You disgust me.
I got rear-ended in my car a couple months back. It was not bad at all
Posted on 7/5/16 at 4:13 pm to TheCaterpillar
quote:
I really want a new leather recliner for this upcoming football season
Glad to know that your priorities are straight
Posted on 7/5/16 at 4:13 pm to TheCaterpillar
They don't care how you spend it, just as long as they don't have to pay anymore.
Posted on 7/5/16 at 4:13 pm to TheCaterpillar
they don't give a shite what you do with the money. but rest assured you won't be able to go back and double dip.
fraud would be if you took a hammer to the bumper after the fact.
fraud would be if you took a hammer to the bumper after the fact.
Posted on 7/5/16 at 4:14 pm to TheCaterpillar
quote:
A lesser man would've definitely gotten a "neck injury"
you got one year to file neck problems
or so I have heard
Posted on 7/5/16 at 4:16 pm to TheCaterpillar
quote:
minor dent repair on a brand new, 2016 vehicle?
If it's financed the insurance company may include the lien holder on the check. Lien holder will want the vehicle fixed,
Posted on 7/5/16 at 4:17 pm to soccerfüt
quote:
You disgust me.
Am I missing a joke here?
The rich lady hit me while I was stopped at a red light and scratched my brand new car up (before it's first oil change mind you).
I'm sure her insurance company will survive
ETA:
Completely missed the anal sex joke here. This is basically a Monday, give me a break.
This post was edited on 7/5/16 at 4:18 pm
Posted on 7/5/16 at 4:18 pm to TheCaterpillar
Hey if that car is a piece of shite just think a few more bumps and you could get a whole new living room. I say go for it.
Posted on 7/5/16 at 4:19 pm to TheCaterpillar
No, that's not fraud. However, I don't think the insurance companies work that way any more.
Posted on 7/5/16 at 4:20 pm to TheCaterpillar
quote:
And how much will I get for repainted a bumper and minor dent repair on a brand new, 2016 vehicle?
No idea, but the real money they owe you is in the diminished value of your 2016 vehicle. You now must list the vehicle as being involved in an accident when you go to trade in or resell it.
Posted on 7/5/16 at 4:21 pm to Placebeaux
Go to the nicest body shop around to get the estimate and then do the work at a cheaper place and pocket the difference.
Posted on 7/5/16 at 4:21 pm to TheCaterpillar
No. Think of it as being paid upfront for the money that you won't be able to get when trying to sell your car with a dent in it.
Posted on 7/5/16 at 4:21 pm to crankbait
#hegone
Posted on 7/5/16 at 4:22 pm to TheCaterpillar
(no message)
This post was edited on 4/24/19 at 10:23 am
Posted on 7/5/16 at 4:23 pm to TheCaterpillar
Nope.
Posted on 7/5/16 at 4:23 pm to Charlie Arglist
quote:
No idea, but the real money they owe you is in the diminished value of your 2016 vehicle. You now must list the vehicle as being involved in an accident when you go to trade in or resell it.
Yup.
Cat, take pictures of before and after.
Even if "after" is just yo buffing the scratches out.
Posted on 7/5/16 at 4:24 pm to TheCaterpillar
quote:
Is that fraud or is that my money that I can spend how I please?
More than likely they are going to cut the body shop the check and not you if the damages exceed a $1000. IF you owe anything on your car the lien holder will be on the check as well. They do this to protect the lien holder for the very reason you are proposing.
This post was edited on 7/5/16 at 4:27 pm
Posted on 7/5/16 at 4:24 pm to TheCaterpillar
quote:
pocket the check the insurance company gives me
quote:
I really want a new leather recliner for this upcoming football season.
Reminds me of all the new flat screen plasma TV's hanging up in FEMA trailers after Katrina
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