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re: How to respond to Insufficient Debt Validation?

Posted on 3/10/14 at 11:16 am to
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:16 am to
quote:

Same people that would turn over their Jewish neighbors to the Nazis because "it's the law". I'm actually serious about that.


Okay I agree that statement looks ridiculous.
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:19 am to
y'all are still idiots if you pay a ticket issued by a camera company. it's not a legally binding citation, whether the courts have ruled on it or not.

and for those of you on your high horse: if a cop pulled you over for doing 61 in a 60, would you pay it without complaint?
Posted by boom roasted
Member since Sep 2010
28039 posts
Posted on 3/10/14 at 11:21 am to
quote:

y'all are still idiots if you pay a ticket issued by a camera company. it's not a legally binding citation, whether the courts have ruled on it or not.
To me, I would rather pay the $20 than go through the hassle of dealing with a debt collection agency.
Posted by boom roasted
Member since Sep 2010
28039 posts
Posted on 3/10/14 at 11:22 am to
quote:

Okay I agree that statement looks ridiculous.
That's because it is ridiculous.
Posted by Brightside Bengal
Old Metairie
Member since Sep 2007
3882 posts
Posted on 3/10/14 at 11:24 am to
quote:

To me, I would rather pay the $20 than go through the hassle of dealing with a debt collection agency.


Original citation was alot more than $20.
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:25 am to
quote:

To me, I would rather pay the $20 than go through the hassle of dealing with a debt collection agency.


well i agree with you there, but that's not paying the ticket "because you should man up and accept responsibility for your actions" like some posters are saying. also, a lot of these tickets are in the $110+ range. I can ignore a lot of phone calls for $110.
Posted by boom roasted
Member since Sep 2010
28039 posts
Posted on 3/10/14 at 11:25 am to
quote:

Original citation was alot more than $20.
You've been asked numerous times how much the ticket was, but you won't say. What are you hiding?
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37034 posts
Posted on 3/10/14 at 11:26 am to
An unpaid ticket that is charged to you is a debt to you. If you don't pay it, I would assume at some point, you will have a collection noted on your credit report. I don't think they will sue you over it... but it could be negative to your credit if it gets reported.

At this point I think your only option is to try to fight the ticket with the government that issued it... and good luck with that.
Posted by The Mick
Member since Oct 2010
43084 posts
Posted on 3/10/14 at 11:26 am to
quote:

You've been asked numerous times how much the ticket was, but you won't say. What are you hiding?
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:27 am to
quote:

An unpaid ticket that is charged to you is a debt to you.


You have to sign to accept the debt for it to go on your credit report. I have ignored two of these and neither is on my credit report.

ETA: Also, i think they have to have your SSN for it to go on your credit report in the first place, and the camera companies don't have access to that (by law? not sure).
This post was edited on 3/10/14 at 11:28 am
Posted by The Mick
Member since Oct 2010
43084 posts
Posted on 3/10/14 at 11:28 am to
quote:

Brightside Bengal

I have a yes or no question for you. Dont give me any other nonsense other than a yes or no.

Was your GF speeding at the time of the alleged infraction?
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:29 am to
stfu we all know you're going to say "well then she should pay for it."
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:30 am to
quote:

The Mick


I have a yes or no question for you. Dont give me any other nonsense other than a yes or no.

Do you like apples?

We're not 12 dude.
Posted by Napoleon
Kenna
Member since Dec 2007
69059 posts
Posted on 3/10/14 at 11:31 am to
quote:

y'all are still idiots if you pay a ticket issued by a camera company. it's not a legally binding citation, whether the courts have ruled on it or not.

and for those of you on your high horse: if a cop pulled you over for doing 61 in a 60, would you pay it without complaint?




I have two for "insufficient wait time before a turn on red" in both I stop and then go. I didn't know I had to count to three seconds.

Can't fight it and I am now on the boot list.

I cover my plate every time I park on city streets.

Posted by The Mick
Member since Oct 2010
43084 posts
Posted on 3/10/14 at 11:32 am to
quote:

Do you like apples?
Yes.
Posted by Brightside Bengal
Old Metairie
Member since Sep 2007
3882 posts
Posted on 3/10/14 at 11:34 am to
quote:

You've been asked numerous times how much the ticket was, but you won't say. What are you hiding?


Original citation was $110.

quote:

Was your GF speeding at the time of the alleged infraction?


I don't know. I was asleep, she was driving as we took turns on a long trip. We arent together anymore, and I'm not attempting to contact her over this as I have no legal burden to do so.

Also, FYI, the city that issued the citation only allows you to respond with an affidavit denying responsibility if the vehicle was sold or stolen.
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5318 posts
Posted on 3/10/14 at 11:34 am to
quote:

Can't fight it and I am now on the boot list.


yeah when the city starts enforcing it with boots you gotta be willing to go farther if you don't want to pay it. i still disagree with the ticket, but it's pretty tough to spend the time and money to fight a frivolous ticket in court. i'd probably pay in that situation. sometimes The Man wins.
Posted by KBeezy
Baton Rouge
Member since Dec 2004
13529 posts
Posted on 3/10/14 at 11:35 am to
quote:

this point I think your only option is to try to fight the ticket with the government that issued it



I think the point is no government agency issued him a ticket. They essentially contract out these privatized monitoring companies to issue these things and try to collect on them
Posted by UGATiger26
Jacksonville, FL
Member since Dec 2009
9044 posts
Posted on 3/10/14 at 11:36 am to
quote:

What should my next move be?



Step 1: Look at the amount that you owe for ticket.

Step 2: Figure out how much your time is worth to you in monetary terms (per hour is most helpful).

Step 3: Estimate how much time you've spent and will spend by corresponding with debt collections agencies, talking with lawyers, posting on message boards, etc. to avoid paying ticket.

Step 4: Calculate how much that time is worth to you based on step 2.

Step 5: If ticket fine is less than the amount calculated in step 4, pay the dang ticket and move on with your life.
This post was edited on 3/10/14 at 11:37 am
Posted by yellowfin
Coastal Bar
Member since May 2006
97618 posts
Posted on 3/10/14 at 11:36 am to
You'll pay it next time you try to finance something and have a 580
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