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Message

re: High credit score = no assistance from FEMA

Posted on 8/24/16 at 12:23 pm to
Posted by Hoops
LA
Member since Jan 2013
6535 posts
Posted on 8/24/16 at 12:23 pm to
Needing help in an emergency is not the same thing as making living off the government a career. You seem like some egomaniac that has the world all figured out but probably doesn't have their own life in perfect condition but that's just my guess.
Posted by ell_13
Member since Apr 2013
85040 posts
Posted on 8/24/16 at 12:24 pm to
Link to anyone who got flooded saying they won't get it going forward.
Posted by slackster
Houston
Member since Mar 2009
84886 posts
Posted on 8/24/16 at 12:26 pm to
quote:

Because that's exactly what we are saying here.


For some people that is exactly what they're saying. They're romanticizing the hell out of the plight of the lesser man, and it happens all the time on this board. By and large, I'd rather NOT qualify for an additional grant because my credit score is too good and my income is too high. At the end of the day, that is a better situation than the person that does qualify for grants, and I hope people can see that.

I'm well aware it isn't fair, but all this talk about how much better it is to be poor and shite drives me nuts.
Posted by slackster
Houston
Member since Mar 2009
84886 posts
Posted on 8/24/16 at 12:27 pm to
quote:

Link to anyone who got flooded saying they won't get it going forward.


Did I say that? I'm pointing out that these threads continue to have folks that justify why it was a prudent financial decision to NOT have flood insurance.
Posted by terd ferguson
Darren Wilson Fan Club President
Member since Aug 2007
108743 posts
Posted on 8/24/16 at 12:30 pm to
quote:


For some people that is exactly what they're saying. They're romanticizing the hell out of the plight of the lesser man, and it happens all the time on this board. By and large, I'd rather NOT qualify for an additional grant because my credit score is too good and my income is too high. At the end of the day, that is a better situation than the person that does qualify for grants, and I hope people can see that.

I'm well aware it isn't fair, but all this talk about how much better it is to be poor and shite drives me nuts.


I just want to make my stance clear. My opinion is that people who live off the system are a plague to the rest of society. I would like to see all their free shite taken away... sink or swim, work or starve.

I'm not romanticizing, envying, or any of that. I loathe them and wish they all would die.

Just wanted to make myself clear.
Posted by Hoops
LA
Member since Jan 2013
6535 posts
Posted on 8/24/16 at 12:30 pm to
quote:

I'm well aware it isn't fair, but all this talk about how much better it is to be poor and shite drives me nuts.


Seems less that the poor have an awesome life and more that we shouldnt have to fund their miserable existence.
This post was edited on 8/24/16 at 12:51 pm
Posted by Champagne
Already Conquered USA.
Member since Oct 2007
48359 posts
Posted on 8/24/16 at 12:31 pm to
quote:

I hope you have learned how FEMA works since you've been proven wrong multiple times in this thread. The title of the thread and OP have also been proven wrong multiple times. It's important that people actually read the whole thing, instead of just the title, so they're not misinformed.


First, nobody with a genuine need for info in a thread would read the thread title, conclude that they got all of the info offered in the thread and then move on to another part of the internet, thinking they are well informed. This statement of yours is absurd.

Did you miss the post from the person who told us about his telephone conversation with FEMA? It backed up the notion in the OP's title thread.

No, yet here you are telling the OP and me "the thread title is wrong". Well, thread titles are summaries and can't tell the whole story. So, I guess you won the argument. Are you happy now? Are you re-assured in your own sense of self worth? The OP's thread title did not tell the WHOLE story about how FEMA operates. You won the argument.

Since you are the subject matter expert on all things FEMA, I look forward to YOUR THREAD explaining to everyone exactly how FEMA operates. When are you going to help everybody out by sharing your expertise in this forthcoming thread of yours? Can you start the thread within the hour? We all need to be enlightened by your expertise. Thanks.
This post was edited on 8/24/16 at 12:51 pm
Posted by LSURussian
Member since Feb 2005
126962 posts
Posted on 8/24/16 at 12:32 pm to
quote:

I can get insurance for $389 per year.
Wow. Good deal. My flood insurance is $450/year and I've never flooded, not in '83 and not this time.
Posted by Ponchy Tiger
Ponchatoula
Member since Aug 2004
45128 posts
Posted on 8/24/16 at 12:33 pm to
quote:

Not even close. I'm upset because the people with the exact circumstances as me will get a grant and I won't. Why? Because they have piss poor credit and i dont. That's not reasonable.


Exactly, your not denying anyone who qualifies for FEMA your pissed because you did what your supposed to do. Go to work, pay your bills and your being penalized because of it. The kicker you don't qualify for the tax dollars you paid in that makes FEMA possible
Posted by ell_13
Member since Apr 2013
85040 posts
Posted on 8/24/16 at 12:33 pm to
You said the people who are up in arms over the "you should have had flood insurance" aren't taking the comment seriously. What else is that supposed to mean? You don't think that I haven't regretted for one second not getting the insurance? That I wouldn't rather be in the situation where I don't need FEMA to bail my dumb arse out? That every one of the people in my situation don't feel the same way?
This post was edited on 8/24/16 at 12:36 pm
Posted by ell_13
Member since Apr 2013
85040 posts
Posted on 8/24/16 at 12:34 pm to
I'm sure your house is a little nicer than mine. That's for 150 structure and 60 contents.
Posted by slackster
Houston
Member since Mar 2009
84886 posts
Posted on 8/24/16 at 12:37 pm to
quote:

You seem like some egomaniac that has the world all figured out but probably doesn't have their own life in perfect condition but that's just my guess.


Pretty spot on, minus the egomaniac part I hope.

quote:

Needing help in an emergency is not the same thing as making living off the government a career.


Sure, but it is still a personal accountability issue. Doesn't mean there is a soul who deserved any of this, but relying on FEMA is/was preventable. We can sugar coat it out of respect, but it doesn't change the validity. I hope everyone gets the help they truly need and hopefully the silver lining of this experience is that people soften some of their hardline stances on other folks that are struggling.
Posted by LSURussian
Member since Feb 2005
126962 posts
Posted on 8/24/16 at 12:38 pm to
quote:

I'm sure your house is a little nicer than mine. That's for 150 structure and 60 contents.
Bigger maybe but not necessarily nicer. The max coverage I could get is $250k/$100k with a $1,250 deductible.
Posted by ell_13
Member since Apr 2013
85040 posts
Posted on 8/24/16 at 12:48 pm to
When you say "relying on FEMA is/was preventable", you lose your argument. Because no one person is insured for every single one of life's possible tragedies. The "should have" argument can be applied to people living next to a nuclear plant in Japan. Or living on the beach along the Indian Ocean. ANYWHERE in the US would have flooded if they got 3 feet of rain in 60 hours.
Posted by BayouBengals18
Fort Worth
Member since Jan 2009
9843 posts
Posted on 8/24/16 at 12:51 pm to
I never once proclaimed to be an expert on all things FEMA, but I do know for a fact that having a high credit score will not disqualify one from getting aid from them. Others have also said that the OP is false, yet you continue to ignore those posts. All you want to point out is the one post about a phone conversation someone had with FEMA.
Posted by Jones
Member since Oct 2005
90516 posts
Posted on 8/24/16 at 12:52 pm to
quote:

. We can sugar coat it out of respect, but it doesn't change the validity. I hope everyone gets the help they truly need and hopefully the silver lining of this experience is that people soften some of their hardline stances on other folks that are struggling


You're completely missing the point. Oh well
Posted by slackster
Houston
Member since Mar 2009
84886 posts
Posted on 8/24/16 at 12:52 pm to
quote:

What else is that supposed to mean?


It means that people need to stop with all of the justifications as to why they didn't have it.
quote:

You don't think that I haven't regretted for one second not getting the insurance? That I wouldn't rather be in the situation where I don't need FEMA to bail my dumb arse out? That every one of the people in my situation don't feel the same way?


I'm sorry for your losses. Genuinely.
Posted by ell_13
Member since Apr 2013
85040 posts
Posted on 8/24/16 at 12:54 pm to
Posted by Kajungee
South ,Section 6 Row N
Member since Mar 2004
17033 posts
Posted on 8/24/16 at 1:01 pm to
My 60 year old house that had never flooded before. My flood insurance even for 40,000 bld/ 30,000 contents was was $1,200 per year. That was until I canceled last year when it increased to $1,600 per year.
Posted by lsunurse
Member since Dec 2005
129003 posts
Posted on 8/24/16 at 1:08 pm to
quote:

opinions expressed by many people in this thread who are considered to be assholes are the same opinions expressed by this board in disasters across this country, but now that it has happened to our friends and family, they're suddenly off limits?


It's all about the timing of it really. You don't know who is reading these boards. Someone that lost everything with no flood insurance could be on here looking for flood information and then they read that.


It's bad enough people in other parts of the US have made horrible comments about LA online on various social media, etc. in regards to this disaster. Most people on this board have some tie to LA. We should be better than that.
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