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Started By
Message
re: High credit score = no assistance from FEMA
Posted on 8/24/16 at 11:09 am to LSUFanHouston
Posted on 8/24/16 at 11:09 am to LSUFanHouston
quote:
You just made an argument that everyone is at risk for flooding and everyone should consider transferring that risk via flood insurance.
I'm not covered for nuclear war... maybe I should call my insurance company.
Posted on 8/24/16 at 11:10 am to terd ferguson
quote:
I'd like you to give me 20% of your pay every week. I'll hold it in a fund in case you ever need anything in an emergency... but instead of just giving you back a little of it to cover expenses I'll loan you back your money at a small rate of interest.
You clearly do not understand how taxes and spending work.
If you live in Louisiana, you are already getting back more than the 20 percent you are paying in. Well, maybe not you personally, but as a state, we are.
And taxes never, ever should be confused with a later personal benefit. I mean... to even think this is true is a rather Democrat thing to think, is it not?
Posted on 8/24/16 at 11:10 am to LSUFanHouston
You are right about Social Security. It's the health care coverage that will break you while on SS. My costs are about one third of my income on SS and I do not nor ever had any chronic health problems.
Posted on 8/24/16 at 11:11 am to terd ferguson
Fine print on policies exclude acts of war. At least they did when I worked in the insurance industry.
Posted on 8/24/16 at 11:11 am to LSUFanHouston
quote:
FEMA money is a handout.
I agree simply because the majority of people who will receive FEMA money probably pay little to no taxes.
Posted on 8/24/16 at 11:12 am to terd ferguson
quote:
I'm not covered for nuclear war... maybe I should call my insurance company.
Maybe that's something to consider, as there likely won't be a FEMA to bail you out in that situation.
Or, maybe we will all be dead, so who cares!
Posted on 8/24/16 at 11:12 am to YouAre8Up
quote:
FEMA Nothing will ever be easy when dealing with these guys.
That's true. Even worse is this: even if we had all of the rules clearly printed out for us to read, it would be a mistake to assume that FEMA will apply its own rules in a correct and consistent manner. It would be a huge mistake for us to assume that your average FEMA employee understands FEMA rules or even has the reading comprehensive capability of reading and understanding the rules. It would be a mistake to assume that every FEMA employee has the DESIRE to take the time to read the rules, understand the rules and apply the rules correctly and consistently across the board.
This post was edited on 8/24/16 at 11:18 am
Posted on 8/24/16 at 11:12 am to LSUFanHouston
quote:
If you live in Louisiana, you are already getting back more than the 20 percent you are paying in. Well, maybe not you personally, but as a state, we are.
I think thats the point.
These taxpayers have been putting into the system their whole lives. The one time they will actually need financial assistance in maybe their whole lives, it isnt there. Meanwhile, some people get assistance nonstop at the expense of said taxpayer.
Posted on 8/24/16 at 11:13 am to LSUFanHouston
quote:
Are you going to decline your social security pension when you retire? Or are you just talking shite?quote:
I'm in my 30s and have fully accepted that there will be no social security payments available for me when I retire, if I ever get to actually retire. Or, they will be so small that it will be a joke.
So you will accept money from a government program that you and I both pay taxes into, even though I will not get money from that program until much later than you. Do you see how taking money from FEMA is not a bailout? Cashing in, yes. Bailout, no. And for what it's worth, I'm not looking to get 100k, just a reasonable slice of the pie that I have put into for years.
Posted on 8/24/16 at 11:14 am to meauxjeaux2
I'm glad DSNAP is available for those in need, just have to ignore the abusers. Fortunately my daughter, a single mom, benefited from that program when Gustav hit. She was working full time then but child care, rent and other expenses would have made it very difficult to replace something as simple as food.
Posted on 8/24/16 at 11:14 am to Jones
quote:
These taxpayers have been putting into the system their whole lives. The one time they will actually need financial assistance in maybe their whole lives, it isnt there. Meanwhile, some people get assistance nonstop at the expense of said taxpayer.
Thank you... my fingers are getting tired.
Posted on 8/24/16 at 11:16 am to terd ferguson
quote:
I agree simply because the majority of people who will receive FEMA money probably pay little to no taxes.
This may be a very valid statement. If you pay little to no taxes, either
1) You are pretty poor and probably have difficulty actually affording flood insurance
2) You are getting paid under the table and pay no tax, in which case, screw you.
What my issue, and others, is people that perfectly could afford flood insurance, instead chose to spend that money on other things, and now, want government to bail them out. And when government makes an attempt at that, they complain about the attempt. And, tomorrow, those people will complain about other companies and/or indivduals getting bailed out, due to decisions they made that rolled snake eyes.
When I lived in Katy, we were 48 feet elevation. No natural waterways anywhere near us. Three times in 6 years, the street flooded, twice to the sidewalk and once about halfway up our lawn. I paid $350/yr for 6 years for flood insurance. Maybe I wasted $2100, however, I slept soundly those nights.
Posted on 8/24/16 at 11:17 am to Champagne
Agree. If you are turned down, ask again and again, but don't ask the same worker. As I posted before, a lot of the workers are contracted and not up to par.
Posted on 8/24/16 at 11:18 am to Jones
quote:
These taxpayers have been putting into the system their whole lives. The one time they will actually need financial assistance in maybe their whole lives, it isnt there. Meanwhile, some people get assistance nonstop at the expense of said taxpayer.
So... over those years, have you not gotten any benefits form paying those taxes? None?
I think you have gotten a lot of benefit from paying taxes.
And again... I have no problem with people getting financial assistance. But be man enough to admit that it is a handout, and you are no better than anyone else who gets a handout.
Posted on 8/24/16 at 11:18 am to LSUFanHouston
quote:
What my issue, and others, is people that perfectly could afford flood insurance, instead chose to spend that money on other things, and now, want government to bail them out.
That's not always the case either. I'm sure there are tons of people living on fixed incomes (especially retirees).
Posted on 8/24/16 at 11:19 am to Isabelle81
quote:i volunteered for the OEP at the Denham Springs Northpark location during that. I was responsible for the handicap people getting in and out. I saw people trading the same wheelchair to others so they wouldn't have to wait in the long line like everyone else.
I'm glad DSNAP is available for those in need, just have to ignore the abusers. Fortunately my daughter, a single mom, benefited from that program when Gustav hit. She was working full time then but child care, rent and other expenses would have made it very difficult to replace something as simple as food.
EBT! DSNAP!
these motherfrickers would literally wheel themselves up,get their weeziana purchase card,wheel out to the parking lot then jump up form the wheelchair and
This post was edited on 8/24/16 at 11:20 am
Posted on 8/24/16 at 11:20 am to blueboxer1119
This is a very important thread. People need to know how FEMA works. People who need FEMA assistance especially need to know now FEMA works.
Posted on 8/24/16 at 11:21 am to ZekeTheTeke
quote:
So you will accept money from a government program that you and I both pay taxes into, even though I will not get money from that program until much later than you.
If I don't plan on getting money from SS, and you are younger than me, I don't think you will either.
In theory, though, social security was designed to BE a program that paid individual benefits. (Granted, over the years, that's turned out to not be true). However, social security benefits are at least somewhat tied in to your salary and thus your tax payments made over the years into that specific program (up to a cap).
This is opposed to what you are seeking, which is money from the general fund.
This isn't apples to apples, this is apples to alligators.
Posted on 8/24/16 at 11:22 am to terd ferguson
quote:
That's not always the case either. I'm sure there are tons of people living on fixed incomes (especially retirees).
And isn't flood insurance something you pay for in one payment each year?
I'm glad many people live a lifestyle where $400-500 isn't a lot of money to them....but just realize that to some....that is a lot of money.
Posted on 8/24/16 at 11:22 am to terd ferguson
quote:
That's not always the case either. I'm sure there are tons of people living on fixed incomes (especially retirees).
I see where you left out the part of my post where I said some people truly can't afford it. If someone is on a fixed income to the point where they can't afford flood insurance, it is very likely they are not paying much in tax.
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