re: High credit score = no assistance from FEMA

quote:

---

However, that is a risk you chose.

---

It's not like most people were just barely out of a flood zone. I was on a 500 year plain and got 3' of water. It's more of a risk that I drive through N. BR to get home sometimes.

quote:

---

And now, you want the government to bail you out for that risk.

---

I'm a taxpayer. This is why I pay taxes. Are you going to decline your social security pension when you retire? Or are you just talking shite?

quote:

---

But anyone that has lived in S. Louisiana for 3-4 years and didn't have flood insurance was taking a gamble.

---

taking a gamble on A 500yr flood due unprecedented rainfall is a lot different than being below sea level, surrounded by water and not choosing to carry flood insurance. We live in NELA and who could have anticipated the flooding that occurred in our area in March, there were areas flooded that had never historically been under water. The point is FEMA is set up to provide federal aid that we all send tax dollars to every year, you shouldn't be penalized based on credit score or income level, your neighbor that has an impeccable credit record and makes twice as much as you lost everything as well.

quote:

---

I'm a taxpayer. This is why I pay taxes.

---

I don't see how some people can't understand this. Why in the hell are people required to have a chunk of their paycheck allotted to support government programs that don't offer them anything in return?

This isn't people asking for a handout. It's people asking for a return on the money they've been sending in year after year.

quote:

---

So I just spent an hour on the phone with FEMA. Basically, if you have a high credit score, you will qualify for an SBA Loan, which means you are inelegible to receive a grant from FEMA.

The only way to receive a FEMA grant is not to qualify for a loan.

---

This is patently false.

quote:

---

I don't see how some people can't understand this. Why in the hell are people required to have a chunk of their paycheck allotted to support government programs that don't offer them anything in return?

This isn't people asking for a handout. It's people asking for a return on the money they've been sending in year after year.

---

lets go get our DSNAP Weeziana purchase cards breh. Let's go buy us some motherfrickin lobsters an shite wif em and dance all the way out to our loaded oud 2016 Sierra 2500 Denalis.

quote:

---

To make matters more ironic, we are complaining about low interest loans, and demanding free grant money.

---

I'd like you to give me 20% of your pay every week. I'll hold it in a fund in case you ever need anything in an emergency... but instead of just giving you back a little of it to cover expenses I'll loan you back your money at a small rate of interest.

quote:

---

lets go get our DSNAP Weeziana purchase cards brew. Let's go buy us some motherfrickin lobsters an shite wif em and dance all the way out to our loaded oud 2016 Sierra 2500 Denalis

---

That quote would lead me to believe that you already receive regular SNAP benefits... which means you automatically get DSNAP! Don't worry about signing up or waiting in line. We'll just add it to the free shite you already get every month!

quote:

---

It's not like most people were just barely out of a flood zone. I was on a 500 year plain and got 3' of water. It's more of a risk that I drive through N. BR to get home sometimes.

---

That 500 year crap needs to GTFO. You may not live on or near water, but when you have that amount of rain, everything is going to back up, even if you are far away from a body of water.

Floods are not covered by homeowners insurance. Not having flood insurance is thus a hole, a risk that one has decided to self-insure. It may be a perfectly acceptable risk in your mind. But now, you want others to pay for the fact that you decided to self-insure, except, you didn't actually self-insure.

This, my friend, is no different than any other sort of bailout.

quote:

---

Are you going to decline your social security pension when you retire? Or are you just talking shite?

---

I'm in my 30s and have fully accepted that there will be no social security payments available for me when I retire, if I ever get to actually retire. Or, they will be so small that it will be a joke.

quote:

---

The point is FEMA is set up to provide federal aid that we all send tax dollars to every year, you shouldn't be penalized based on credit score or income level, your neighbor that has an impeccable credit record and makes twice as much as you lost everything as well.

---

Well it's good then that this "theory" has been disproven.

quote:

---

This isn't people asking for a handout. It's people asking for a return on the money they've been sending in year after year.

---

Louisiana already gets a "return" in excess of what we pay in federal taxes.

FEMA money is a handout. It's ok. I'm not opposed to it. But call it what it is.