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re: Dual income households, what's the cost/benefit of the lower earner's wage?
Posted on 1/22/16 at 8:54 am to lsupride87
Posted on 1/22/16 at 8:54 am to lsupride87
quote:
Living on a combined income of 50k would not be easy. Im sorry. It is a damn lie that someone who makes 150k chooses to do so
Agreed. People that say they live on it usually mean the live as if they're taking home 4k or so per month, which certainly is livable. That poster isn't living as if they gross $50k.
2
Posted on 1/22/16 at 8:54 am to lsunurse
my favorite part of that picture is the "computer operator".
she wants to get paid to troll facebook for bbc for 9 hours a week?
she wants to get paid to troll facebook for bbc for 9 hours a week?
Posted on 1/22/16 at 8:56 am to slackster
quote:
You also have to squeeze all of the day to day chores into 3-4 hours after you get off of work instead of the entire day like you used to have.
What kind of shite do you people have to do "chore" wise?
Y'all churning your own butter and darning socks or something?
This post was edited on 1/22/16 at 8:57 am
Posted on 1/22/16 at 8:58 am to Salmon
quote:
my wife works and we cook dinner every night
We do not unless it's something in crock pot that was started in the morning
Wife gets home with kids around 5:30 so that leave 2.5 hrs before bedtime to feed them, bath them, do homework, etc. Plus they are ready to eat as soon as they get home so if they have to wait an hour for her to cook something they'll just eat snacks anyway
Posted on 1/22/16 at 8:58 am to CorporateTiger
quote:
Costs (1) none.
Except:
1.) Child Care
2.) Inevitable meals out
3.) Gas
4.) Work Clothes
5.) I can go on and on
We have a single income household with 4 kids (2 school age). Break even for my wife to go back to work would be about $40K. So, if she could get a job at $60K (decent starting salary), we'd net 20. I'm not sure it's worth the stress.
Posted on 1/22/16 at 8:59 am to yellowfin
No kidding.
3 kids, private school tuition, teenagers with cars, teenagers on car insurance......it's expensive.
It's funny though, when they ask for a little money to go to the movies, I give them a $20 bill and think to myself wow that was easy.
3 kids, private school tuition, teenagers with cars, teenagers on car insurance......it's expensive.
It's funny though, when they ask for a little money to go to the movies, I give them a $20 bill and think to myself wow that was easy.
Posted on 1/22/16 at 9:01 am to G Vice
I haven't even got to the teenage expenses yet
Posted on 1/22/16 at 9:01 am to G Vice
quote:
3 kids
quote:
a little money to go to the movies
quote:
I give them a $20 bill
Bummer, which one gets left out? Or do they pull the whole buy one ticket then let the other two in through the exit door routine? That would be thrifty, could probably even afford a popcorn to share.
Posted on 1/22/16 at 9:04 am to LSUfan20005
quote:
2.) Inevitable meals out
She can bring her lunch from home...she would still be eating that same food if she was at home right?
quote:
3.) Gas
She doesn't drive anywhere when she is home with the children?
quote:
4.) Work Clothes
So she doesn't spend money at all on clothes? Not every job requires an expensive work wardrobe.
Posted on 1/22/16 at 9:06 am to ShoeBang
I wouldn't say that meme is complete bullshite, but it fails to account for the fact that most working parents do all of that while working themselves.
Posted on 1/22/16 at 9:08 am to lsunurse
All of those categories would increase dramatically for my wife if she worked.
Posted on 1/22/16 at 9:08 am to LSUfan20005
quote:
Break even for my wife to go back to work would be about $40K
Take home pay is somewhere around $2500 a month.
2 kids in daycare: $1100
2 kids in school: Free in public schools
Meals out & gas: $250 a month if you bring lunch most days / depending on commute
Clothes: $150 a month (generous IMO)
Theses an extra $1000 there at 40k. at 60K, take home should be around $3500. That's $2000 a month extra in your pocket.
How is that not an obvious benefit unless you make $150k a year or something?
Posted on 1/22/16 at 9:09 am to LSUBoo
No one gets left out. They each have their own friends, and they go out in little groups. And they are not all going to the movies on the same night. Just saying that when they ask for money to go to the movies, they get a 20, max, and that feels like pocket change. If they want blizzard from Sonic afterward, they need to bring their own money to cover that.
Posted on 1/22/16 at 9:09 am to yellowfin
I get home at 4, so I can start dinner and have it almost ready when the wife gets home at 5:30
my wife's job is perfect (although she doesn't make very much)
she works right down the road (5 min), she dresses casual, we get kid clothes/accessories/toys/furniture/etc at cost, she can come and go as she wishes, she can bring my daughter to work with her if she has to (they have a play area in the store), boss buys lunch everyday, I could go on and on
if she didn't have this job, she would probably stay at home, but her job is just too perfect
my wife's job is perfect (although she doesn't make very much)
she works right down the road (5 min), she dresses casual, we get kid clothes/accessories/toys/furniture/etc at cost, she can come and go as she wishes, she can bring my daughter to work with her if she has to (they have a play area in the store), boss buys lunch everyday, I could go on and on
if she didn't have this job, she would probably stay at home, but her job is just too perfect
This post was edited on 1/22/16 at 9:11 am
Posted on 1/22/16 at 9:11 am to Kujo
Do not home school your kids; they need a social life that is not constantly being monitored.
Posted on 1/22/16 at 9:13 am to Salmon
yeah that sounds more like a hobby and they give her a little spending cash than a true job
Posted on 1/22/16 at 9:16 am to Y.A. Tittle
quote:
What kind of shite do you people have to do "chore" wise?
Y'all churning your own butter and darning socks or something?
, no, of course not, but surely you can appreciate that it would entail a lifestyle change for a couple with kids who are going to lose 40 "free" hours they used to have during the week. It also means you're up earlier to get ready and get kids ready to go to daycare, get to daycare, and then to work.
I pity someone who goes back to work just because they'll make more money than daycare cost. That person could be in for a rude awakening, figuratively and literally.
Posted on 1/22/16 at 9:20 am to slackster
quote:
That poster isn't living as if they gross $50k.
If you provide insurance for the whole family and claim everyone on you paycheck, take home of $50k is somewhere in the $3000 a month range. Tough to survive on unless you have no rent / mortgage, no car notes, or live in a bad area
Posted on 1/22/16 at 9:23 am to LSUfan20005
My wife just recently stopped working. She was paid pretty well, and the income hit hurts a little. However, less stress, less of a tax hit, etc. will eventually help.
I also formed an LLC for her to start a photography business, so it's not like she's just sitting at home all day doing nothing.
I also formed an LLC for her to start a photography business, so it's not like she's just sitting at home all day doing nothing.
Posted on 1/22/16 at 9:23 am to yellowfin
quote:
I'd be so fricking rich with no kids
No doubt. Take away the wife and I would have frick you money.
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