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re: At what point does a SO become too irresponsible to be with?

Posted on 9/21/14 at 4:46 pm to
Posted by Rouge
Floston Paradise
Member since Oct 2004
136799 posts
Posted on 9/21/14 at 4:46 pm to
Stop putting it on a pedistal, 480
Posted by prplhze2000
Parts Unknown
Member since Jan 2007
51383 posts
Posted on 9/21/14 at 4:58 pm to
She just got out of school.

Don't bail her out and let her learn the hard way.
Posted by reginaphilange
Member since Mar 2014
415 posts
Posted on 9/21/14 at 5:06 pm to
While I'm sure she will grow up and change a lot over the next 5 or so years, if this is a big issue for you she may not be the one. There are many women out there who have their shite together.

Have you tried talking to her about it? My husband is older than I am, and I know it sounds ridiculous, but watching him save when we first started dating gave me the motivation to not spend as frivolously as I once did.
Posted by Tiger Ryno
#WoF
Member since Feb 2007
103046 posts
Posted on 9/21/14 at 5:35 pm to
If you love her none of this matters. I'm sure she will make wise decisions for your kids one day.
Posted by Tiger Ryno
#WoF
Member since Feb 2007
103046 posts
Posted on 9/21/14 at 5:39 pm to
quote:

Gold digging whores.


My wife lucked out. I made shite when we met....she married me anyway...now I'm rich!!
Posted by Ric Flair
Charlotte
Member since Oct 2005
13653 posts
Posted on 9/21/14 at 5:59 pm to
I might argue with my wife over politics or college football (she's a fan of a different team, not arguing over my fanaticism).

One thing I don't argue about with her is money. She is just as cheap as me. I can't imagine being married to someone who I don't see eye to eye with financially.
Posted by LSU1NSEC
Member since Sep 2007
17243 posts
Posted on 9/21/14 at 6:19 pm to
as long as you're not married to her it doesn't matter

stay single
Posted by zeebo
Hammond
Member since Jan 2008
5193 posts
Posted on 9/21/14 at 7:01 pm to
Not a big deal.
Posted by Sl4m
Baton Rouge
Member since Apr 2012
3717 posts
Posted on 9/21/14 at 7:08 pm to
Most women are stud as shite when it comes to finances and the ones who aren't are usually the Hitler lunatic types.

Posted by Hester Carries
Member since Sep 2012
22418 posts
Posted on 9/21/14 at 7:09 pm to
quote:

$500 in credit card debt.

That's not credit card debt. That's called having a credit card.

quote:

1 BR apartment that's $650/month. Not including utilities.


That's a cheap apt.


I think you are kind of ignorant about finances actually. Also, her money so don't tell another person she can't go on a week vacation a-hole.
Posted by rintintin
Life is Life
Member since Nov 2008
16174 posts
Posted on 9/21/14 at 7:20 pm to
Dude, none of that is really that bad, sounds like a typical girl. And $650 rent making $33k is not outrageous at all. Where the hell do you want her to live for less than $650/mo that's not in the ghetto?

When I first started dating my gf she was TERRIBLE with money and had way more debt than this chick you speak of. Since she's been with me she's pretty much knocked it out and is much more financially responsible. Some people just need to be taught how to manage money. This isn't something to ditch a girl you "love" over.
Posted by SirSaintly
Uptown, New Orleans
Member since Feb 2013
3135 posts
Posted on 9/21/14 at 7:57 pm to
quote:

Paying 650/month on rent is absurd on a 33k salary.


Are you living in the year 2014 OP? $650/month is not expensive for a decent 1br apt. Would you rather her live in a crack den for $400/month? I'm pretty sure crack dens cost more than that though too.

And OMG $500 credit card debt? Are you serious? That's nothing. Does she pay it off or is she just making minimum payments? Quite honestly, she sounds like a 24 yr old right out of college. Probably not making the best financial decisions, but it's hardly cause for concern IMO.
Obviously bothers you though, so cut her loose. You'll be doing her a huge favor.
Posted by mt1
LV
Member since Nov 2006
7191 posts
Posted on 9/21/14 at 8:38 pm to
quote:

650/month


My apartment in Lakeview cost more than that in 2001.

quote:

$500 credit card debt


Posted by Asgard Device
The Daedalus
Member since Apr 2011
11562 posts
Posted on 9/21/14 at 8:44 pm to
$650/mo for rent isn't bad for someone making $33k.
Posted by TinyTigerPaws
Member since Aug 2004
35039 posts
Posted on 9/21/14 at 9:36 pm to
You sound like her dad...seriously.

Sure, it is ok to be worried about her financial well-being, and even fine to sit down and have a chat about it. In the long run, however, it is her money. Give her your two cents and see your way out of her finances after 8 months of dating. If you actually get serious, which you shouldn't until you are much closer to 30, THEN you can worry about her debt.

Until then, a little PSA of financial knowledge is all she needs. Hell, she's doing better than I was at 24 and I was still VERY financially responsible back then...at least in terms of paying bills on time.

Oh and she does sound a bit scatter brained, but not many 24 year olds have a clue about benefits or what they mean. Hell, I work with 30+ year olds that still don't properly understand health insurance benefits.
Posted by Volvagia
Fort Worth
Member since Mar 2006
51903 posts
Posted on 9/21/14 at 9:41 pm to
Yeah.....not sure why he feels that it is outrageous for her.

Only way to get cheaper is with a roommate or by slumming it.
Posted by Champagne
Already Conquered USA.
Member since Oct 2007
48328 posts
Posted on 9/21/14 at 10:12 pm to
quote:

I think, given her salary and debt, that the responsible thing to do would get a roommate and save money on rent to pay off debts and not live pay check to paycheck, saving $0 on the way.


Why does she need to be financially responsible? That's YOUR job. YOU are her bankroll now and for as long as you are together.

If she's a good looking 24 year old female, good body, sexually talented and eager to please, then YOU are the bankroll. If that's not what you want, then, she can find another bankroll quickly.
This post was edited on 9/21/14 at 10:14 pm
Posted by blue_morrison
Member since Jan 2013
5127 posts
Posted on 9/21/14 at 10:15 pm to
I pay 625 a month on a 40k salary.
Posted by ULSU
Tasmania
Member since Jan 2014
3931 posts
Posted on 9/21/14 at 10:26 pm to
Sounds like her irresponsible mom has already ruined her. Run. This won't change. Buying clothes and going on vacation will be more importnt than staying on a budget and having food in the house.
Posted by Samso
nyc
Member since Jun 2013
4730 posts
Posted on 9/21/14 at 10:47 pm to
650 on 33k salary? Wtf is wrong with that? That's pretty good actually when you break it down.
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