Anyone else rethinking voluntary flood insurance?

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if the extra $700 isn’t worth it for peace of mind?

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It’s worth two pieces of mind valued at $350 a piece.

There is zero reason not to have it if it is cheap and you are along the gulf coast or anywhere else that has a chance of significant rainfall

I’ve got it. Moved in after 2016 floods. Knew what we were up against. Water rose higher last night around here. We were dry.

Still going to keep it even though if I need it the whole city is under.

Was not required in 2016 yet I still had it. Made it worth it for ALL of the years I paid for it when I did not need it.

Get it. I didn't have it in 2016 for the same reasons you don't have it now. That all changed when the water started coming in.

I paid about $250/year at my last house (zone x) out of superstition after seeing my parents home in BR flood in 2016.

I will probably get at least some coverage for my new home (also zone x) after seeing their house flood again last night.

I figure it's the cost of a few nice meals out so why not

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Anyone else rethinking voluntary flood insurance?

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After seeing the places that flooded in 2016,
I have it. $550 peace of mind.

$800/year to cover 2 houses in Flood zone X, both within 100' of large drainage canals... I'll keep paying it.

bag of leaves stopping up your neighborhood subsurface drain pipe can flood an entire block. Just saying....its worth the price.

Didn’t have it in 2016 and it was one of the worse feelings in the world watching water come into my house wondering how in the hell id ever recover. Every house I live in until I’m dead will have flood coverage now. I think it’s like $485 a year... well worth the peace of mind