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Started By
Message
Any options for people without flood insurance?
Posted on 8/12/16 at 4:26 pm
Posted on 8/12/16 at 4:26 pm
My brother in law has 3+ feet of water in his home. no flood insurance. Home was built in late 70s never had water anywhere close. Woke up to ankle deep water and before they were rescued had waist deep. Being in a non flood zone what's their options other than being SOL?
28
Posted on 8/12/16 at 4:27 pm to gsvar2004
quote:He is SOL
Being in a non flood zone what's their options other than being SOL?
Posted on 8/12/16 at 4:28 pm to gsvar2004
Red Cross or another organization like that may offer some assistance. Maybe a local church group? Other than that he's SOL
Posted on 8/12/16 at 4:28 pm to gsvar2004
yeah SOL. being in S. LA if you dont have flood insurance even if you dont live in a flood zone you're a dunce
glad they were able to get out ok
glad they were able to get out ok
This post was edited on 8/12/16 at 4:30 pm
Posted on 8/12/16 at 4:29 pm to lsupride87
I feel so sorry for my 2 nieces. all thier toys beds clothes everything soaked and water still rising.
Posted on 8/12/16 at 4:30 pm to tke857
I know zero people who pay for flood insurance where it's not a flood zone
Posted on 8/12/16 at 4:30 pm to gsvar2004
Holy shite that sucks
Posted on 8/12/16 at 4:31 pm to Clark W Griswold
i know many people
Posted on 8/12/16 at 4:31 pm to gsvar2004
Like other have said, other than maybe Red Cross or some other similar organization, he is likely SOL.
Flood insurance is relatively cheap, around $400 for me, not in a flood zone. I don't have to carry it but I do. As shown by you Brother in law's current situation, shite can happen.
Flood insurance is relatively cheap, around $400 for me, not in a flood zone. I don't have to carry it but I do. As shown by you Brother in law's current situation, shite can happen.
Posted on 8/12/16 at 4:32 pm to gsvar2004
Sorry to hear this, Might be my fault.. carried flood insurance for 30 years. Dropped coverage 3 months ago.
Posted on 8/12/16 at 4:32 pm to Panny Crickets
Posted on 8/12/16 at 4:32 pm to gsvar2004
If he is in a no flood zone, insurance is pretty cheap. If you live in Louisiana and don't have flood insurance, you are a fool.
Sounds like he gambled and the die came up snake eyes...
Somehow, my tax dollars will pay for his bad decision.
Sounds like he gambled and the die came up snake eyes...
Somehow, my tax dollars will pay for his bad decision.
Posted on 8/12/16 at 4:32 pm to Clark W Griswold
quote:
Flood insurance is relatively cheap, around $400 for me, not in a flood zone. I don't have to carry it but I do. As shown by you Brother in law's current situation, shite can happen.
Exhibit A.
quote:
If he is in a no flood zone, insurance is pretty cheap. If you live in Louisiana and don't have flood insurance, you are a fool.
Sounds like he gambled and the die came up snake eyes...
Somehow, my tax dollars will pay for his bad decision.
Exhibit B.
This post was edited on 8/12/16 at 4:33 pm
Posted on 8/12/16 at 4:32 pm to gsvar2004
Insurance commissioner was just on TV and said only 25% of Louisiana has flood insurance....Said if you don't have it you're SOL other than being eligible for a low interest loan.....
Posted on 8/12/16 at 4:33 pm to gsvar2004
It's probably not wide spread enough to where the government is going to come bail people out.
Red Cross will be able to help with temporary shelter.
Might be some kind of small business loan offered to help with repairs.
Red Cross will be able to help with temporary shelter.
Might be some kind of small business loan offered to help with repairs.
Posted on 8/12/16 at 4:34 pm to gsvar2004
Obama will bail him out.
Posted on 8/12/16 at 4:35 pm to Marco Esquandolas
quote:I guess 75% of the state are fools then....
If you live in Louisiana and don't have flood insurance, you are a fool.
Posted on 8/12/16 at 4:36 pm to ForeverLSU02
quote:
I guess 75% of the state are fools then....
I'd guess like 80%..
Posted on 8/12/16 at 4:36 pm to gsvar2004
If you're not in a flood zone, flood insurance is a negligible expense and with all the flooding in places that have never flooded before recently, it should be obvious that everyone should have Flood Insurance. Floods suck and I feel for your BIL, I went through this after Katrina by not being insured enough. Bon chance
Posted on 8/12/16 at 4:36 pm to Breesus
I actually don't have it either. In a subdivision of 22 houses 2 in here have it.
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