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Started By
Message
re: Accident with uninsured motorist.
Posted on 11/21/15 at 11:05 am to TakeAGander
Posted on 11/21/15 at 11:05 am to TakeAGander
What state? I'm pretty sure in Louisiana you have to pay to play, they can't get anything without insurance.
You are still out the deductible. You should always have rental car coverage on your policy. I have $50 a day coverage, costs me $8 a month. Great piece of mind knowing that if I get in a wreck and my truck is getting worked on, I don't have to pay for the rental for the two weeks repairs take.
You are still out the deductible. You should always have rental car coverage on your policy. I have $50 a day coverage, costs me $8 a month. Great piece of mind knowing that if I get in a wreck and my truck is getting worked on, I don't have to pay for the rental for the two weeks repairs take.
Posted on 11/21/15 at 11:05 am to lsunurse
wedding rings? how many times married nurse
Posted on 11/21/15 at 11:06 am to 7thWardTiger
quote:
It was a total loss so they just cut the check, no deductible.
they took the deductible out in the check.
Posted on 11/21/15 at 11:07 am to Gauxt
meant my wedding set(engagement ring/wedding band)
Posted on 11/21/15 at 11:09 am to Napoleon
I do have rental coverage. It expired after 30 days. That's another story.
Posted on 11/21/15 at 11:11 am to Napoleon
Yeah everyone should make sure they have rental car coverage. I thought I had gotten it on my jeep .....found out after being hit....i actually didn't. Made the whole process take forever cause I had to wait on the other insurance to pay my claim(I wasn't at fault). Lesson learned....added rental coverage as soon as I realized I didn't have it.
This post was edited on 11/21/15 at 11:20 am
Posted on 11/21/15 at 11:14 am to lsunurse
The one good thing is they do seem to pay attention while driving because they know if they hit someone Sheriff Joe will send their arse back to Mexico
ETA: I have an illegal doing work in my house right now as I type this, he just got finished with his night job at the tortilla factory!
ETA: I have an illegal doing work in my house right now as I type this, he just got finished with his night job at the tortilla factory!
This post was edited on 11/21/15 at 11:15 am
Posted on 11/21/15 at 11:30 am to beauchristopher
quote:
We have no wrecks or tickets and the cheapeast liability ONLY for ONE CAR (ONE middle aged driver) with what the law requires bare minumum is still $100 a month!
If you are at fault in an accident you'll be coming out of pocket for way more than $100 if you have minimum coverage. That's 25k property and you know what vehicles costs these days.
Unless you have no assets to go after
Posted on 11/21/15 at 11:31 am to TakeAGander
About 10 years ago, I was rear ended by someone without insurance. I called my insurance agent and found that there is 2 types of insurance for the uninsured. Luckily, I had the right one and it fixed my damage. The other wouldn't have.
Posted on 11/21/15 at 11:36 am to TakeAGander
This is my share the road moment
Uninsured biker. My policy paid.
Uninsured biker. My policy paid.
Posted on 11/21/15 at 11:39 am to TakeAGander
If you live in Florida make sure you have as much Uninsured/Underinsured (UM/UIM) coverage as you can afford because there is no requirement that drivers here carry liability coverage. :psa
Posted on 11/21/15 at 11:40 am to TakeAGander
Does your insurance covered uninsured motorist?
Posted on 11/21/15 at 11:41 am to lsu480
quote:
the tortilla factory
Posted on 11/21/15 at 11:41 am to TakeAGander
You need to lawyer up. Take this bitch to the mattresses
Posted on 11/21/15 at 11:43 am to TakeAGander
Why are they lawyer end up and wanting thousands if they are at fault?
Posted on 11/21/15 at 12:00 pm to Ed Osteen
Because a lot of poors aren't that bright. They saw an attorney commercial during Bold and the Beautiful and thought they won the lottery.
This post was edited on 11/21/15 at 12:01 pm
Posted on 11/21/15 at 12:07 pm to Ed Osteen
They are poor. They want more money. They hit the lazy mans American jackpot I suppose.
Posted on 11/21/15 at 12:11 pm to TakeAGander
It seems cheaper to not have car insurance in Louisiana. I think i might do that
Posted on 11/21/15 at 12:13 pm to burgeman
I was at fault in an accident with an uninsured driver and had to go to mediation because the driver wanted $100K over my insurance limit. It is ridiculous that this is possible. It was in Louisiana, in 2009. I hope things have changed. I had to pay.
Posted on 11/21/15 at 12:20 pm to Lancepants
My wife was rear ended by someone with no insurance earlier this year. They impounded his car. The little thug was furious and couldn't understand why the trooper was doing it.
I would love to know the percentage of uninsured motorist in BR. Seems like every time I hear of someone involved in a car accident, the person at fault doesn't have insurance.
I would love to know the percentage of uninsured motorist in BR. Seems like every time I hear of someone involved in a car accident, the person at fault doesn't have insurance.
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