Wills and Trusts....

i think it depends on how much, and the purposes of the trust?

Not enough info in original post. It's more complicated that a simple one or the other. Depends entirely on the details.

A trust can designate its own beneficiaries and can supercede a will.

You will read and hear a lot of complete bullshite about the use of trusts and the supposed bogeyman of probate, often from people who are trying to sell something (or from people who are repeating their BS).

Go see a lawyer who specializes in this area, not just a generalist, and tell him or her what it is you would like to accomplish.

Don't say "I want a trust and ..." Instead, start with, "I want my children to be able to ... How can I best do that?"

Tell them your goals, and let them recommend the best way to achieve them. Forget your preconceived notions about what you can/cannot or should do. A trust may be just the ticket, or the expert may know of a more economical or practical way to accomplish the same thing.

In certain instances, trusts require some maintenance. Adding new assets etc. Personally, I would seek competent legal counsel before I sought financial planning, specifically about trusts. After that, and armed with legal advice this also serves another purpose as you can find out if your financial adviser is competent. What I'm saying is that sometimes financial advisers recommend trusts, and sometimes attorneys give guidance that trusts aren't as easy as they seem if they are to be maintained correctly.

If you go this route, you'd also need to seek counsel from a property / casualty insurance adviser. Probably need to change the named insured, or at least somehow add the trust. Trust could be thrown into a tort, trust certainly could be considered in the possession, actual and custodial.

My main point is that I'm using the words competent and adviser, which to me at least are different than salesperson. Ideally you already deal with an attorney, insurance adviser and financial planner who are familiar with working with one another. If any of these parties has no experience in dealing with the other two, I would rethink who I take advice from.

I guess to update this with some info:

1) Just want a simple will that needs little to no updating again unless I move.
2) Worth being passed on wont be more than $3million or so (married)
3) No real control from the grave wanted unless I die before my kids are 30 or so.
4) Cost isn't an option as my work provides me an attorney plan that covers this. I am already working with them and leaning toward a trust just because something could happen and my kids are very little (3 below age of 5).

The will is to cover the kids if something happens to both of us.