- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
1
Posted on 7/6/15 at 3:00 pm to PrettyLights
15% of gross
Posted on 7/6/15 at 3:14 pm to PrettyLights
23% of gross goes to 401k and Roth IRA.
Posted on 7/6/15 at 3:28 pm to PrettyLights
I max out all of the tax advantaged vehicles (401K, Roth, HSA), so at least 33%.
Posted on 7/6/15 at 4:16 pm to Anfield Road
Since I highjacked the thread:
I used to save around 50% of what I earned (tax adjusted for both pre tax and post tax savings). Then I took a promotion to a job that is more bonus based than salary. Then I bought a house. Then I bought a vehicle. Now I budget to cash flow out zero, after my 13.5% 491k contribution (6% plus 7.5% match). I'm usually cash flow negative, it's not a great feeling. Then I get my bonus, replenish my savings, fund my ROTH, and spend the rest on a big project for my house.
Being cash flow negative keeps your motivation to perform pretty high. I would say my overall savings rate is still around 30% for the year, but that doesn't include the equity building up in my house or vehicle.
I used to save around 50% of what I earned (tax adjusted for both pre tax and post tax savings). Then I took a promotion to a job that is more bonus based than salary. Then I bought a house. Then I bought a vehicle. Now I budget to cash flow out zero, after my 13.5% 491k contribution (6% plus 7.5% match). I'm usually cash flow negative, it's not a great feeling. Then I get my bonus, replenish my savings, fund my ROTH, and spend the rest on a big project for my house.
Being cash flow negative keeps your motivation to perform pretty high. I would say my overall savings rate is still around 30% for the year, but that doesn't include the equity building up in my house or vehicle.
Posted on 7/6/15 at 5:00 pm to TheHiddenFlask
quote:
$5MM in deposits
A good month for us
*end hijack
Posted on 7/6/15 at 5:14 pm to yellowfin
If I didn't think you were joking about some things, I swear I would have you pegged.
Posted on 7/6/15 at 7:06 pm to TheHiddenFlask
If you knew me it would be easy to figure out from my posts
Posted on 7/6/15 at 7:40 pm to PrettyLights
averaging about 35% but I have no recurring debt payments
Posted on 7/6/15 at 8:19 pm to rehtaeh
Congrats
Posted on 7/6/15 at 8:24 pm to PrettyLights
I shoot for 20% of my net income. Hope to get this to 40% by the time I'm 50.
Posted on 7/6/15 at 9:17 pm to PrettyLights
20% and leftover after a certain amount
Page 3 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News