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Roth IRA Allocation

Posted on 7/19/15 at 6:36 pm
Posted by Chewbacha
North LA
Member since Mar 2011
176 posts
Posted on 7/19/15 at 6:36 pm
Rolled 15K into a Roth Account from other accounts. Assuming you were in charge of allocation what would you do. (Read some past posts about this issue, but want to know current ideas)
Posted by Volvagia
Fort Worth
Member since Mar 2006
51907 posts
Posted on 7/19/15 at 10:56 pm to
Whatever the allocation is, it should be with consideration of your overall portfolio and not in its own vacuum.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27068 posts
Posted on 7/20/15 at 7:15 am to
I'm 70% VTSAX and 30% VWIGX.
Posted by Chewbacha
North LA
Member since Mar 2011
176 posts
Posted on 7/20/15 at 7:48 am to
Lets assume no other portfolio to speak of. Wife has teacher retirement and I have an annuity (couple of 401Ks rolled over).
Posted by Jag_Warrior
Virginia
Member since May 2015
4099 posts
Posted on 7/24/15 at 11:08 pm to
Not enough information. For instance: how old are you... 24, 64 or somewhere in between?

It's a good question, but there's really not a one size fits all answer.
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 7/26/15 at 12:45 pm to
If you don't have an interest in investing, tax-efficient fund placement, tax loss harvesting, tilting, or anything like that, since this is a Roth, you could do a lot worse than picking a target date fund. Very diversified, and becomes more conservative over time.
Posted by Chewbacha
North LA
Member since Mar 2011
176 posts
Posted on 7/27/15 at 2:16 pm to
35, what other information is needed?
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