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Message
Received collections letter from red light camera "ticket"
Posted on 9/24/15 at 8:03 pm
Posted on 9/24/15 at 8:03 pm
Got one of these speed camera fines 14 months ago. Ignored it as most do and waited for the "collections" letter that has now arrived.
In the letter it says: "If you dispute the validity of this debt or any portion thereof, you must notify this office, in writing, within 30 days. Otherwise, we assume this debt is valid and will pursue all means available for this collection. Upon receipt of your protest, we will verify the debt and provide you with a copy of such verification."
What's my next move?
- Respond with a "show me where I agreed to this debt" letter?
- Ignore it?
- Torch the speed camera?
In the letter it says: "If you dispute the validity of this debt or any portion thereof, you must notify this office, in writing, within 30 days. Otherwise, we assume this debt is valid and will pursue all means available for this collection. Upon receipt of your protest, we will verify the debt and provide you with a copy of such verification."
What's my next move?
- Respond with a "show me where I agreed to this debt" letter?
- Ignore it?
- Torch the speed camera?
This post was edited on 9/25/15 at 3:06 pm
11
Posted on 9/24/15 at 8:11 pm to Golfer
A and C
Posted on 9/24/15 at 8:32 pm to rattlebucket
(no message)
This post was edited on 10/2/20 at 10:14 pm
Posted on 9/24/15 at 8:50 pm to Golfer
Let me know what you do and how this goes. I got one recently and deferred on it.
Posted on 9/24/15 at 8:53 pm to Golfer
Responding in any way gives validity that you may pay something. Best to just ignore it.
Posted on 9/24/15 at 8:58 pm to Golfer
Not to be that guy but why not just pay it off if you legit ran the light?
Posted on 9/24/15 at 9:11 pm to HailToTheChiz
I didn't look the video because I forgot, but I'm 90% sure I took a right on red. I know you didn't added me, but that's why I didn't pay it. I didn't feel like fighting because I was afraid if they did find me guilty then I'd have to sign something.
Posted on 9/24/15 at 9:13 pm to Golfer
Is it for speeding or running a red light?
Posted on 9/24/15 at 9:16 pm to Golfer
quote:
Received collections letter from red light ticket
How was the letter sent? Did you and/or a family member sign for receipt of letter?
Posted on 9/24/15 at 9:56 pm to Will Cover
quote:
How was the letter sent? Did you and/or a family member sign for receipt of letter?
First Class USPS. No communication has been certified mail or signature required.
Posted on 9/25/15 at 5:58 am to Golfer
quote:
First Class USPS. No communication has been certified mail or signature required.
So no proof you ever received it...
If you call them, you are acknowledging and like others side, giving them fuel to run with.
Its a numbers game for those pieces of shite. Theres a reason they have had to pull out of a lot of cities. Less than half of the people who receive them pay. Do you really think that all of those people's credit is getting dinged?
If something shows up on you credit, simply call the agency, dispute the hit... The agency will ask Redflex to provide a promissory note and when they can't, they will remove it.
Posted on 9/25/15 at 8:10 am to Lsut81
quote:
If you call them, you are acknowledging and like others side, giving them fuel to run with.
Not necessarily. You can call them and tell them you have no idea what the letter is about and ask them to substantiate the debt.
It's best to do it via certified letter though, so you have proof.
But that said, I would just ignore it and only take action if it ends up on your credit report.
Posted on 9/25/15 at 8:21 am to Golfer
Aren't judgements and government fines legally allowed to be on a credit report?
Posted on 9/25/15 at 1:38 pm to LSUFanHouston
quote:
Aren't judgements and government fines legally allowed to be on a credit report?
A red light "ticket" is neither of these things.
This post was edited on 9/25/15 at 1:39 pm
Posted on 9/25/15 at 2:17 pm to The Spleen
quote:
Not necessarily. You can call them and tell them you have no idea what the letter is about and ask them to substantiate the debt.
Im not saying they'd have a case, just if you call them... They will then have your phone number and the bullshite will snowball.
Posted on 9/25/15 at 2:18 pm to Lsut81
Burner phone. Do you even HoC?
Posted on 9/25/15 at 2:19 pm to Golfer
I've never payed a single one and I've had my name ran since then. no warrents, no extra fines, no nothing.
Posted on 9/25/15 at 2:23 pm to Golfer
Pay your damn ticket / quit speeding and running red lights.
Posted on 9/25/15 at 2:26 pm to Lsut81
Google Voice can act like a burner phone in such a situation, you can record your call and is a pretty useful tool otherwise too.
But I wouldn't call them, they're not going to be reasonable if they're collecting unconstitutional red light tickets. Just send a first class letter asking to verify the debt and that should stop them in their tracks.
But I wouldn't call them, they're not going to be reasonable if they're collecting unconstitutional red light tickets. Just send a first class letter asking to verify the debt and that should stop them in their tracks.
Posted on 9/25/15 at 3:05 pm to swanny297
quote:
Pay your damn ticket / quit speeding and running red lights.
What ticket?
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