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Started By
Message
re: If your mortgage is with Wells Fargo...GET OUT NOW!
Posted on 10/11/12 at 2:32 pm to tigerpimpbot
Posted on 10/11/12 at 2:32 pm to tigerpimpbot
quote:
Did you get behind on your homeowners insurance and wells fargo 'force placed' you?
Nope, never been a day late or a dollar short.
0
Posted on 10/11/12 at 2:33 pm to tgrgrd00
quote:
GET OUT NOW!
Curious.. Is this an option without a refi? Hell you could refi and still end up back with WF. They bought my loan. Havent had any issues with them thank god but its not like I just asked them to pick up my loan. Would suck to pay closing costs for a refi not gain much other than get away from WF then end up right back with them.
Posted on 10/11/12 at 2:34 pm to Y.A. Tittle
quote:
He needs to contact the insurance company and advise of the holdup. They may have to just cancel that check and they'll reissue.
I have contacted the insurance company. They said it is up to Wells Fargo now.
Are you saying they could possibly write another check without Wells Fargo as a payee?
Posted on 10/11/12 at 2:37 pm to tgrgrd00
I think he is saying to ask the INS CO to cancel the check and reissue that it probably got lost at WF somewhere.
Posted on 10/11/12 at 2:37 pm to Catman88
quote:
Curious.. Is this an option without a refi? Hell you could refi and still end up back with WF. They bought my loan. Havent had any issues with them thank god but its not like I just asked them to pick up my loan. Would suck to pay closing costs for a refi not gain much other than get away from WF then end up right back with them.
Not sure. Maybe you could get another mortgage company to buy your mortgage?
I do know that there are some mortgage companies out there that guarantee not to resell your loan. Wish to God I would have gone this route.
You are fricked if you ever have a claim I can promise that.
Posted on 10/11/12 at 2:41 pm to Catman88
quote:
I think he is saying to ask the INS CO to cancel the check and reissue that it probably got lost at WF somewhere.
It's not lost. They know they have it and how much it is.
They just refuse to release my insurance money.
Now all work on my house has stopped because I have come out of pocket for everything.
Wells Fargo has a 8 week old and a 4 year old displaced from their home because they refuse to endorse MY insurance check. Fact.
Posted on 10/11/12 at 2:46 pm to tgrgrd00
call them and tell them your attorney will be contacting them and that you want to speak to a manager, then keep escalating it until they produce a check
Posted on 10/11/12 at 2:51 pm to dillpickleLSU
quote:
call them and tell them your attorney will be contacting them and that you want to speak to a manager, then keep escalating it until they produce a check
Been there done that. Get nowhere. They figure their attorneys are better than mine. They don't flinch.
Another thing is I can't find an attorney to even call me back about this. I have contacted several.
Posted on 10/11/12 at 2:52 pm to tgrgrd00
This. Thread. Is. Dumb.
Posted on 10/11/12 at 2:58 pm to TheHiddenFlask
quote:
This. Thread. Is. Dumb.
Why. Is. That? Seriously?
Posted on 10/11/12 at 3:19 pm to TheHiddenFlask
(no message)
This post was edited on 4/6/13 at 1:52 pm
Posted on 10/11/12 at 3:19 pm to tgrgrd00
quote:
Are you saying they could possibly write another check without Wells Fargo as a payee?
No. I was confused about your situation. It thought Wells Fargo somehow lost your payment (which happens not infrequently ins this stuff). I now see that they've got it.
Yeah, your insurance company is not going to get involved then.
Posted on 10/11/12 at 3:26 pm to bigblake
quote:
THF, I have to agree. Something seems fishy
Please tell me what is fishy so I can fix it. Please. Idk wtf else to do.
Posted on 10/11/12 at 3:36 pm to tgrgrd00
I think people are not realy understanding what your issue is. Pretty common situation other than the check being held up by WF for so long.
Posted on 10/11/12 at 3:38 pm to LSUnGA
I've been through a similar situation like this following Gustav with US Bank.... It had to jump through all kinda hoops to get them to release my insurance money.
Posted on 10/11/12 at 4:14 pm to tgrgrd00
Tell them your contractor is threatening to put a lien on the house if you don't pay him.
That should get the mortgage holder moving.
That should get the mortgage holder moving.
Posted on 10/11/12 at 6:06 pm to Y.A. Tittle
quote:Never on mine.
Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds
Posted on 10/11/12 at 7:04 pm to tgrgrd00
is your mortgage current?
is the claim more than $10k?
is the claim more than $10k?
Posted on 10/11/12 at 7:14 pm to LSU6262
quote:
is your mortgage current?
Yes. Never delinquent even once.
quote:
is the claim more than $10k?
Yes, I got 14 inches of water through the entire house for hurricane Isaac.
Posted on 10/11/12 at 7:24 pm to tgrgrd00
quote:
Yes. Never delinquent even once.
are you near a wells fargo branch? if so, a banker may be able to endorse the check for you.
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