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Started By
Message
If your mortgage is with Wells Fargo...GET OUT NOW!
Posted on 10/11/12 at 2:21 pm
Posted on 10/11/12 at 2:21 pm
Wells Fargo purchased my mortgage a couple of years ago and I didn't think anything of it.
Well now I am paying the price. I don't care what you have to do but get rid of them!!!
If you have to make an insurance claim with them you are fricked. They will make it impossible for you to get your insurance money.
They have had my first insurance check for 6 weeks and I have yet to see a dime. I have jumped through every hoop Wells Fargo has asked and still nothing.
After much work to put together everything they asked for to a T Wells Fargo told me 2 days ago to call back today to get my tracking number for my check...well I was told today that the check was cancelled last night and I have to resend some contractor information before they will write another one.
So fricking frustrated with these people. YES, I AM MAD BRO.
Get rid of these frickers it will be worth your time and effort in the long run. Trust me.
14
Posted on 10/11/12 at 2:22 pm to tgrgrd00
quote:
mortgage
quote:
make an insurance claim with them
Posted on 10/11/12 at 2:22 pm to tgrgrd00
umad?
Posted on 10/11/12 at 2:23 pm to tgrgrd00
Whew, just refinanced with someone else
Posted on 10/11/12 at 2:23 pm to tgrgrd00
I think most mortgages wind up with Wells Fargo, no matter who you go through... 
Posted on 10/11/12 at 2:23 pm to tgrgrd00
dont be mad at them man
they're trying their best
they're trying their best
Posted on 10/11/12 at 2:24 pm to tgrgrd00
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
Posted on 10/11/12 at 2:24 pm to tgrgrd00
Posted on 10/11/12 at 2:25 pm to TigerTatorTots
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
this
Posted on 10/11/12 at 2:25 pm to tgrgrd00
do they handle your insurance as well?
ETA: Wells Fargo handles my mortgage...but i've never had to file an insurance claim
ETA: Wells Fargo handles my mortgage...but i've never had to file an insurance claim
This post was edited on 10/11/12 at 2:26 pm
Posted on 10/11/12 at 2:25 pm to Catman88
quote:
quote:
mortgage
quote:
make an insurance claim with them
Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.
Posted on 10/11/12 at 2:25 pm to Catman88
quote:
make an insurance claim with them
If you have a mortgage the insurance checks must be made out to your and the mortgage company.
Wells Fargo will make your life a living hell trying to get them to endorse the checks.
Posted on 10/11/12 at 2:25 pm to Y.A. Tittle
quote:
Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.
some people have no business owning a home
Posted on 10/11/12 at 2:26 pm to Y.A. Tittle
Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?
Posted on 10/11/12 at 2:27 pm to TigerTatorTots
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
Did you get behind on your homeowners insurance and wells fargo 'force placed' you?
ETA: Nvm, loss payee.
This post was edited on 10/11/12 at 2:29 pm
Posted on 10/11/12 at 2:28 pm to iAmBatman
quote:
I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.
It is a flood insurance claim not homeowners. But regardless the checks must get endorsed by the mortgage company.
Posted on 10/11/12 at 2:28 pm to tgrgrd00
wells fargo and bank of america are the worse..but i will tell this if wells fargo got out of the mortgage industry it would be damn near impossible to get a mortgage they are a huge secondary market player.
Posted on 10/11/12 at 2:28 pm to Catman88
quote:
Why would WF not want his (THEIR) house fixed?
They do. Huge banks also seemingly have black holes, where you can sometimes send them a check, never for it to be seen again.
He needs to contact the insurance company and advise of the holdup. They may have to just cancel that check and they'll reissue.
Posted on 10/11/12 at 2:28 pm to tgrgrd00
quote:
tgrgrd00
I feel ya , they suck arse something fierce..
Posted on 10/11/12 at 2:30 pm to Catman88
quote:
Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?
You got it.
I can't for the life of me figure out wtf is going on either, have no idea what their motive behind this is.
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