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Started By
Message
How can I tell if a finance company has lost the records for a student loan?
Posted on 7/20/17 at 5:39 pm
Posted on 7/20/17 at 5:39 pm
Is there any way other than to find out in court? Asking for a friend who doesn't have a TD account.
TIA
TIA
4
Posted on 7/20/17 at 6:20 pm to nateslu1
Ask to see them?
Posted on 7/20/17 at 7:10 pm to HailToTheChiz
quote:
Ask to see them?
This. They'll have to prove it anyway.
I'd be very surprised if they really were lost though.
Posted on 7/20/17 at 8:13 pm to nateslu1
Lol, I was just asking my wife the same thing after hearing about all the lost records.
Posted on 7/20/17 at 9:53 pm to SelaTiger
So, just so I can get my friend the instructions, he should just call his lender and ask for the signed paperwork for the loan? Or what exactly should he ask for?
Posted on 7/20/17 at 10:10 pm to nateslu1
May add a few words in there about the request not being an admission or acknowledgment of any debt.
Posted on 7/20/17 at 10:46 pm to foshizzle
quote:
This. They'll have to prove it anyway.
I'd be very surprised if they really were lost though.
A debt collector "verifying the debt" is an entirely separate and much lower hurdle than the "chain of title" issues this debt owner is having.
Verification is quite literally the debt collector writing back saying "ya you owe it and it's this much," so that won't tell him anything.
This post was edited on 7/20/17 at 10:49 pm
Posted on 7/21/17 at 8:10 am to nateslu1
Tell your friend to pay his debts 
Posted on 7/21/17 at 10:09 am to Epic Cajun
From what I understood, this only applies to folks who were in default already....
so, yeah....
so, yeah....
quote:
Tell your friend to pay his debts
Posted on 7/21/17 at 10:47 am to nateslu1
This whole thing reminds me of the movie Sneakers.
"No more secrets, Marty."
"No more secrets, Marty."
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