re: Homeowners Ins: Rate increase is too much

I've got a house, two cars, a boat, and about 20k worth of jewelry insured through Allstate. They still hit me with significant rate hikes each year. Homeowners is usually only a few hundred per year (started at 1800/year and at 2300/year 2 years later). Car insurance has gone up every six months for the past 3 years with not as much as a speeding ticket on our record. Never has my bill been the same twice. I will not be doing business with them again once I move. I had them for auto in college and realized how much they were overcharging me. Cut my bill in half and increased my coverage about 600% by going with Geico. Switched back when they offered me a bundle that made their prices reasonable and was an overall better package. Now with all the price increases, I'd easily be better off with someone else.

If you can use USAA, it offers fairly competitive rates IF you bundle. Also consider Farm Bureau...