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re: Holy shite, just went to enroll in health benefits - UPDATED

Posted on 10/29/16 at 10:49 pm to
Posted by rlanders23
Member since Oct 2011
121 posts
Posted on 10/29/16 at 10:49 pm to
quote:

Wow, how are people supposed to care for their families if they're not making a pretty good amount of money?


Yea, was doing the math earlier and explaining to my wife that we'd need $24k after tax just for health insurance premiums and property taxes. That's before we ever turn on a light or make a mortgage payment. We are very fortunate but this could easily cause undue stress on others who may not be so lucky.
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 10/29/16 at 10:58 pm to
ah yes, good ole property taxes lol those dont count according to democrats bc donald trump doesnt pay federal taxes so therefore he pays ZERO TAXES
Posted by Fat Bastard
coach, investor, gambler
Member since Mar 2009
72507 posts
Posted on 10/30/16 at 8:25 am to
OBAMACARE

it will prevent people from putting money in retirement accounts or investing.

It is grand theft.

Every libtard that voted for him deserves this.
Posted by Jimmy2shoes
The South
Member since Mar 2014
11004 posts
Posted on 10/30/16 at 9:45 am to
Obama and the Dems have screwed this country in more ways than just the healthcare issue but healthcare is a huge cost to the average family. Our insurance through employer is going up again. With 2 kids we are looking at a huge deductible and ever increasing premiums. Insurance will only be there if there is a major issue. Everything else is out of your pocket in addition to huge premiums. But they want to talk about grabbing vaginas and Mexicans
Posted by Zach
Gizmonic Institute
Member since May 2005
112417 posts
Posted on 10/30/16 at 10:05 am to
quote:

The US voted for this. Yay.


Actually when the Dems passed it the polls indicated that the clear majority of US citizens were opposed to it.
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
42454 posts
Posted on 10/30/16 at 11:26 am to
MAGA
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 12:17 pm to
quote:

we'd need $24k after tax just for health insurance premiums and property taxes.

It's a joke. People are paying $2k a month for a family and everyone is young and healthy. It's their "punishment" for working and being productive members of society.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 12:19 pm to
quote:

OBAMACARE it will prevent people from putting money in retirement accounts or investing. It is grand theft. Every libtard that voted for him deserves this.


100% agreed.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26985 posts
Posted on 10/30/16 at 12:22 pm to
I'm a healthy 30 year old male who used to pay $72 per month for a $2,500 deductible plan through Blue Cross. Obamacare cancelled my plan and left me with the cheapest option being a $300 per month $5,000 deductible plan before I started getting insurance through work. I just ran the numbers on the exchange for kicks: it would cost me $372 per month for a $5,000 plan with 30% coinsurance.

As a healthy 30 year old.
Posted by lynxcat
Member since Jan 2008
24131 posts
Posted on 10/30/16 at 3:07 pm to
Only thing I like about ACA is the 26 rule.

I'm torn on pre existing conditions. One of my best friends is Type 1 Diabetic and is basically uninsurable without ACA. I definitely think he should pay more but he should also be able to get insurance if he is willing to pay more.
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 10/30/16 at 3:22 pm to
Ya its nuts I spoke with them a few months ago to see if I could lower my payment at blue cross blue shield and they told me to stay put bc im grandfathered in and the new similar plan was $150/mo more per person
Posted by Double Oh
Louisiana
Member since Sep 2008
17748 posts
Posted on 10/30/16 at 3:52 pm to
$1175 a month for family of four with the biggest deductible. That's $14,100 a year for health insurance
Posted by lynxcat
Member since Jan 2008
24131 posts
Posted on 10/30/16 at 3:59 pm to
Yeah that sucks. This is going to be top of mind for any career change someone considers. It is so material to our financials annually even for young people.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 4:57 pm to
quote:

Obamacare cancelled my plan

"You can keep your plan, your doctor..."
quote:

before I started getting insurance through work.

How much are you paying with work covering a good bit? I still can't believe they want us to pay $440 a month with her employer being who it is.
This post was edited on 10/30/16 at 4:58 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 5:01 pm to
quote:

$1175 a month for family of four with the biggest deductible. That's $14,100 a year for health insurance

Is that on your own on through an employer? If on your own have you looked into the catastrophic plans? $14k a year is just fricking insane plus I'm sure you have like a $7,500 deductible per person or something, right?

This can't continue. You don't want to be w/o insurance, especially with kids, but how can they expect people to pay a mortgage just for insurance? At what point do the silent majority say enough?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26985 posts
Posted on 10/30/16 at 5:06 pm to
quote:

How much are you paying with work covering a good bit? I still can't believe they want us to pay $440 a month with her employer being who it is.


I pay just under $300 and my office pays just over $300, from what I've been told. It's a very good plan though. No deductible, like a $20 copay for an office visit. I pay basically nothing for prescriptions and procedures. The problem is that, as a healthy 30 year old, I'm basically paying $3,500 per year for nothing. I went and had blood work done recently, just because I felt like I needed to get some kind of value out of it
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/30/16 at 6:06 pm to
quote:

Wow, how are people supposed to care for their families if they're not making a pretty good amount of money?


If you aren't making a pretty good amount of money, don't have kids. Problem solved.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 7:03 pm to
quote:

It's a very good plan though. No deductible, like a $20 copay for an office visit. I pay basically nothing for prescriptions and procedures. The problem is that, as a healthy 30 year old, I'm basically paying $3,500 per year for nothing. I went and had blood work done recently, just because I felt like I needed to get some kind of value out of it

I don't blame you. Our plan is like that too, no deductible or $250 or something. $10 office visits and 24 massage//chiro/acupuncture visits included. But at $5k a year I'm gonna feel like going to the doc more just to justify. Stupid shite.
This post was edited on 10/30/16 at 7:05 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/30/16 at 7:08 pm to
quote:

If you aren't making a pretty good amount of money, don't have kids. Problem solved.



We don't have kids, but I'm not going to tell someone they shouldn't because they can't afford $14k a year in insurance. Especially since this has just started to go nuts like this. Should we tell people already with kids that they should have predicted the future of a shitty President and shitty people like Reid and Pelosi passing a garbage health care law?
Posted by iknowmorethanyou
Paydirt
Member since Jul 2007
6545 posts
Posted on 10/30/16 at 7:30 pm to
I wouldn't suggest killing off children, but not bringing more into a lower middle class world is responsible.
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