Going to view a home, what questions to ask? Also lender recommendations | TigerDroppings.com
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burgeman
Southeastern LA Fan
Member since Jun 2008
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Going to view a home, what questions to ask? Also lender recommendations

What are some common important questions to ask when viewing a home that you are interested in? Finally found a home in an area I have been wanting to live and supposed to go view it tomorrow afternoon. I am making a list of questions to ask but never having done this before I was wondering what would need to be covered.

I was planning on starting the process of buying a home within the next year, but this one popped up in the right area at the right price so I am having to speed up things. What lenders in the Hammond/Baton Rouge area would be recommended, or where should I look?


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: Going to view a home, what questions to ask? Also lender recommendations
How old is the roof and a/c?
Ever have any termite issues?


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chuckitdeep
LSU Fan
Member since Nov 2008
612 posts

re: Going to view a home, what questions to ask? Also lender recommendations
Age of Roof
Age of AC
Flood Insurance needed
Monthly Utilities
Property tax cost
Is it under termite contract

Here is a few to get you started.


novabill
LSU Fan
Crossville, TN
Member since Sep 2005
6704 posts

re: Going to view a home, what questions to ask? Also lender recommendations
How much you wanting to put down?
I know a guy and ye is in the office today if you need to get approved.


Reubaltaich
USA Fan
A nation under duress
Member since Jun 2006
2978 posts
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re: Going to view a home, what questions to ask? Also lender recommendations
Look at the foundation and floors real close. Look for fissures... signs of the foundation being compromised.

Look at the walls and ceiling real close. Look for signs of cracks, fresh paint, putty...

Go outside and look at the foundation and walls, look for cracks and similar looking things.

Good luck


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Lsut81
USA Fan
Member since Jun 2005
66091 posts
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re: Going to view a home, what questions to ask? Also lender recommendations
quote:

Going to view a home, what questions to ask?



How did you get all the blood and semen off of the walls?


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burgeman
Southeastern LA Fan
Member since Jun 2008
7127 posts
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re: Going to view a home, what questions to ask? Also lender recommendations
I am going to check it out and then decide if this is worth jumping on. It is at the very top end of my budget.


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ragacamps
LSU Fan
Member since Jan 2011
2585 posts

re: Going to view a home, what questions to ask? Also lender recommendations
I used a guy at Assurance Financial and he has been awesome. Shoot me an email if you want his info

Mcampo34@gmail.com


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Ranger198
LSU Fan
Member since Oct 2012
682 posts

re: Going to view a home, what questions to ask? Also lender recommendations
Age of roof and Ac. Is flood insurance required? Electrical company? Also def get an inspection before buying, they will more than likely find things that can help you in the negotiating process. Good luck.


burgeman
Southeastern LA Fan
Member since Jun 2008
7127 posts
Online

re: Going to view a home, what questions to ask? Also lender recommendations
SO far my list of questions is:
Year Built?
Major renovations?
estimated monthly utilities?
roof replaced/age of roof?
age of AC?
Flood Ins.?
Propert tax?
Termite contract/issues?


stout
Arizona Fan
Sportsman's Paradise
Member since Sep 2006
125140 posts
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re: Going to view a home, what questions to ask? Also lender recommendations
All of that should be answered by the sellers in the Louisiana Property Condition Disclosure Form. You are given a copy to read and sign when making an offer.


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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
7614 posts

re: Going to view a home, what questions to ask? Also lender recommendations
Ask to see a property condition disclosure.


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Forgiving Morgan
Alabama Fan
GUMP MODE: [ON] OFF
Member since Nov 2010
441 posts

re: Going to view a home, what questions to ask? Also lender recommendations
If you LOVE the property, and want to make an offer, make it contingent upon inspection. And find the most anal retentive inspector in you area. If they are good at their job, they will find things you would never dream to look for. You are not trained or educated to look for certain things that they are. Its the best few hundred bucks you can possibly spend in your situation.

Don't take the realtors advice on the inspector either. The realtor will want it as clean as possible to make the sale. Find someone you know that deals alot with real estate and find out who the hard arse inspector is.


burgeman
Southeastern LA Fan
Member since Jun 2008
7127 posts
Online

re: Going to view a home, what questions to ask? Also lender recommendations
Going to view at 5pm today. Property has been on the market for 3 days now and it has an offer on it already.


TogaParty
Member since Feb 2013
276 posts

re: Going to view a home, what questions to ask? Also lender recommendations
Ask about flooding. Can't believe nobody has mentioned that yet.

Best of luck


stout
Arizona Fan
Sportsman's Paradise
Member since Sep 2006
125140 posts
Online

re: Going to view a home, what questions to ask? Also lender recommendations
quote:

Ask about flooding. Can't believe nobody has mentioned that yet.




It's on the property disclosure.


burgeman
Southeastern LA Fan
Member since Jun 2008
7127 posts
Online

re: Going to view a home, what questions to ask? Also lender recommendations
Well they accepted the other offer before we could put one in today


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