run away from EJ on basically everything but MMA's used like a savings/checking account. Having that with them is fine, but that is it basically.
they will put you in high front end sales load funds(instead of R shares), high annual fees for the ROTH IRAS(compared to ZERO from VANGUARD and others) and not much too choose from fund family wise. Also they live in yesteryear when it comes to modern day trading. You cannot trade stocks or make changes to your funds online like you can with VANGUARD and other companies. You still have to call them! YES! Like i had to do with my commodity broker in 1997! IS that not crazy? They mainly cater to people who do not know WTF they are doing or do not have time. MAKE TIME! LEARN! You can do some research or just dump some money into some index and/or retirement funds and do just as well.
Been there done that. RUN AWAY from EJ on everything but MMA's. Some other companies charge a higher rate for having check writing abilities so it is the ONLY thing from EJ that i endorse. LINK
This post was edited on 12/27 at 8:07 pm