I just signed up for Mint. I like a lot of things I've seen over the last couple hours of getting familiar with it, but there's a couple of things that it doesn't have.
1. It doesn't have one of my credit card companies.
2. My home is owner financed, and it doesn't really have a good way to track my payments and what I owe on the house. I deposit a portion of my income directly into the account of financier.
side note: Is depositing directly into their account a bad idea? I guess I could deposit all of my check into my account then turn right around and get the bank to transfer that portion to the financier's account (we use the same bank), but it's easy for me to do and easy for the teller to understand when I give them the account numbers and say I want this amount in this account, another amount in a different account, and this much cash back.
Not having one of my credit cards is no big deal, but the mortgage is a pretty good chunk that is not being included in my graphs and other reports. So, is there a program where that can be included?
Ok. What version of quicken would you suggest? I saw where there were two or three versions for personal use.
To give you an idea, I'm mid 20s, couple years out of college. I enjoyed the first couple years of having a job and my own money. Nothing stupid, didn't put myself into debt for stupid stuff or anything. I just racked up on guns, nice golf clubs, an atv, then I bought the house and had to furnish it, and now I've upgraded vehicles.
So now that I've pretty much bought everything I needed and a good bit of what I wanted, it's time to start budgeting and pretty much starting my adult life. The only debt I have is house, vehicle, and maybe $1200 in credit cards. I just got my bonus, so I think I'm going to pay the cc debt off and put the rest in saving.