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re: Credit Card Rewards and Points Discussion

Posted on 1/11/17 at 3:55 pm to
Posted by thomass
Member since Jan 2014
3526 posts
Posted on 1/11/17 at 3:55 pm to
If that's the case, then CSR is a no brainer

Assuming that's someone's strategy
This post was edited on 1/11/17 at 3:59 pm
Posted by hiltacular
NYC
Member since Jan 2011
19678 posts
Posted on 1/11/17 at 4:08 pm to
To be fair, if you can't hit the $4k minimum spend, you should not sign up for the CSR.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/11/17 at 4:44 pm to
Doesn't that go without saying? And not just limited to the CSR but any/all cards?
Posted by The Tom Arnold
Tuscaloosa
Member since Dec 2015
1549 posts
Posted on 1/11/17 at 5:27 pm to
nm
This post was edited on 1/11/17 at 5:32 pm
Posted by The Tom Arnold
Tuscaloosa
Member since Dec 2015
1549 posts
Posted on 1/11/17 at 6:27 pm to
Well I officially applied for the CSR. How long can I expect to wait for approval?

Also I added my wife as a user for $75. Dumb move? She is not a big spender and terrified of the thought of a credit card.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/11/17 at 6:47 pm to
Yeah. I wouldn't pay $75 for an AU.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11917 posts
Posted on 1/11/17 at 8:01 pm to
Did you see the new Amazon cc? 5% back on all amazon.com purchases and $0 AF. That's pretty good.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 1/11/17 at 8:36 pm to
Metal card as well
Posted by LSU6262
Member since Jun 2008
7492 posts
Posted on 1/11/17 at 8:39 pm to
I applied for the CSR just now. I was surprised Chase gave me a $27k limit. I got the Hyatt and IHG less than a year ago and they only gave me $6500
Posted by txtiger79
Member since Oct 2007
1014 posts
Posted on 1/11/17 at 11:02 pm to
Wife was pre-approved for a CSR in branch today after being auto-declined online last week. She is WELL over 5/24. Made my day. I will be making my way into a branch soon. Added bonus is I can now downgrade her CSP to a Freedom unlimited.

Is there any reason to not downgrade her ink plus to a ink cash to save the fee? Right now she has ink plus, CSR, CSP and I have an ink cash and a freedom. As long as we have one CSR (or P) between us, we are good for transfers out to partners right?
This post was edited on 1/11/17 at 11:08 pm
Posted by Lsut81
Member since Jun 2005
80160 posts
Posted on 1/12/17 at 6:35 am to
quote:

Added bonus is I can now downgrade her CSP to a Freedom unlimited.


I downgraded my CSP to just Sapphire once I got the CSR. Just needed a non fee UR card to keep points banked when I switch around signing bonuses with Chase.
Posted by LSU6262
Member since Jun 2008
7492 posts
Posted on 1/12/17 at 7:06 am to
quote:

I downgraded my CSP to just Sapphire


You can still do that? Chase doesn't offer the Sapphire anymore
Posted by Anfield Road
Liverpool Fan
Member since May 2012
1940 posts
Posted on 1/12/17 at 12:23 pm to
You can't apply for the Plain Old Sapphire, but it's one of CSP's downgrade options. Since I already had a Freedom and an FU, my downgrade option was limited to the Sapphire.
Posted by LSU6262
Member since Jun 2008
7492 posts
Posted on 1/12/17 at 12:53 pm to
quote:

Plain Old Sapphire, but it's one of CSP's downgrade options


Awesome thanks. Is the Sapphire metal? My wife said she's gonna miss the metal card
Posted by The Tom Arnold
Tuscaloosa
Member since Dec 2015
1549 posts
Posted on 1/12/17 at 1:05 pm to
How long can I expect to wait for an answer from Chase on the CSR application? I applied last night and they made an inquiry in to my credit this morning at 6AM.
Posted by Anfield Road
Liverpool Fan
Member since May 2012
1940 posts
Posted on 1/12/17 at 1:09 pm to
Not sure, just downgraded a few days ago. I hope not. I don't really like metal cards. Can't put them in a shredder when you're done using them.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/12/17 at 1:51 pm to
quote:

How long can I expect to wait for an answer from Chase on the CSR application? I applied last night and they made an inquiry in to my credit this morning at 6AM.


You can always call 888-338-2586 and enter your social security number to check your status through the automated system.
Posted by jerryc436
Franklin
Member since Jan 2014
517 posts
Posted on 1/12/17 at 2:52 pm to
I applied for CSR this morning and the site was advertising 100K bonus that would be ending soon. Did not notice on bottom it said to apply by 1/11/2017. Just saw the card is in my account but do not know if it will be 100K or 50K bonus. Any thoughts.
Posted by The Tom Arnold
Tuscaloosa
Member since Dec 2015
1549 posts
Posted on 1/12/17 at 2:57 pm to
Thepointsguy said you had to apply by 1/11... watched a 30 min video last night that convinced me to pull the trigger.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 1/12/17 at 4:03 pm to
Did screen shot the 100k? If so they should honor it
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