Ya, they upped the annual fee to give the bigger bonus. From what I understand, the chip is sort of pointless since it is Chip and Signature, and not Chip and PIN, which is what all the foreign countries actually use. The chip will let you do some things overseas, but I don't get why they just didn't go all the way.
Chase Freedom jumped up to 20,000 points as well. Everyone who has a CSP should have a Freedom. If you applied for the card within the past 90 days when the bonus was 10k, send a secure message to Chase through your account and they will give you the extra 10k. I did that a few days ago on my fiancee's account.
This post was edited on 11/21 at 12:36 pm