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Started By
Message
re: Appraisal company didn't appraise house we have under contract for enough....
Posted on 5/12/17 at 2:52 pm to SetTheMood
Posted on 5/12/17 at 2:52 pm to SetTheMood
quote:
Either way, you're a stupid son of a bitch and I hope your credit gets hammered, thus preventing you from obtaining future financing and you're stuck paying rent like a common fricking plebeian.
0
Posted on 5/12/17 at 2:52 pm to Ignignot
I don't think ignignot will be posting in this thread again.
Posted on 5/12/17 at 3:23 pm to Ignignot
Would love to see you appear on Judge Judy for this.
Posted on 5/12/17 at 5:11 pm to JetsetNuggs
quote:
Pretty sure you can't do that.
Pretty sure he said he did
Posted on 5/12/17 at 5:16 pm to Ignignot
I didn't read the responses because I am pressed for time to get to the lake where my rv and boat and family are.
I am a certified appraiser. If your appraiser did hos due diligence by appraising your property by replacement cost new less depreciation (RCNLD) and also by reseching comps, you sir are an idiot. If you think that you know the value of that property more than an experienced appraiser, then good luck to you because you'll need it.
I am a certified appraiser. If your appraiser did hos due diligence by appraising your property by replacement cost new less depreciation (RCNLD) and also by reseching comps, you sir are an idiot. If you think that you know the value of that property more than an experienced appraiser, then good luck to you because you'll need it.
This post was edited on 5/12/17 at 5:17 pm
Posted on 5/12/17 at 5:16 pm to Sneaky__Sally
quote:
blackballed from future loans / appraisals / general real estate deals due to this kind of behavior.
Is this 1952??
man first off the guys wrong, but this statement is absolutely dumb/incorrect. I'm building right now, and I did 100% of the financial end without ever meeting anyone. All done with a national lender. I get you trying to scold his decision, but don't do it with total BS. This post was edited on 5/12/17 at 5:18 pm
Posted on 5/12/17 at 5:30 pm to Ignignot
They did you a favor dumb arse. The house is worth less than the contracted price. You now have leverage with the seller and the ball is in your court.
Instead, you decided to pull the idiot move of the century.
Instead, you decided to pull the idiot move of the century.
Posted on 5/12/17 at 5:37 pm to Ignignot
They have specific rules they have to follow for an appraisal and they can't tack on another 5k because you want them too. That was a dick move if they done the appraisal.
Posted on 5/12/17 at 5:38 pm to El Segundo Guy
quote:
I am a certified appraiser. If your appraiser did hos due diligence by appraising your property by replacement cost new less depreciation (RCNLD) and also by reseching comps, you sir are an idiot. If you think that you know the value of that property more than an experienced appraiser, then good luck to you because you'll need it.
To be honest I've never met an appraiser that wasn't an idiot.
Posted on 5/12/17 at 5:44 pm to Tigersfan
Yes. Banks and mortgage companies gain confidence in your ability and willingness to meet your financial obligation to them when you bounce a $300 check weeks before closing. You should do this to show them that you do not play games with lenders.
Posted on 5/12/17 at 5:50 pm to tgrbaitn08
I have no idea where you live and who you've met. I can promise you that if you are an idiot appraiser in Los Angeles county, you will quickly be an idiot ex appraiser. Posted on 5/12/17 at 5:52 pm to Ignignot
now you are possibly facing a worthless check charge, they appraised the house you owe the money. smart move is to close that checking account that is the best way to fix them.
Posted on 5/12/17 at 5:57 pm to Ignignot
quote:
And unfortunately for them they didn't deposit my check yet
So I canceled payment on the check.
Have they filed charges on you yet?
Posted on 5/12/17 at 6:01 pm to El Segundo Guy
quote:
I have no idea where you live and who you've met. I can promise you that if you are an idiot appraiser in Los Angeles county, you will quickly be an idiot ex appraiser.
Let's just say they are lazy fricks that only do half arse jobs. Yes some may be somewhat intelligent , but just lazy fricks looking for a easy paycheck.
Seriously how fricking hard is it to appraise a house when all you have to do is take Square footage, take a few pictures, look at some comps that realtors provide to you, and do a little math?
Seems they can't even do that right sometimes.
This post was edited on 5/12/17 at 6:03 pm
Posted on 5/12/17 at 6:06 pm to SetTheMood
quote:
You're under contract as a buyer or a seller? If you were selling, I'd understand your consternation, but its only $5K, and you should've had an appraisal done on the front end so you could competitively market your house.
If you're buying, this was an avenue for you to pay $5K less for the house you want.
Either way, you're a stupid son of a bitch and I hope your credit gets hammered, thus preventing you from obtaining future financing and you're stuck paying rent like a common fricking plebeian.
Posted on 5/12/17 at 6:24 pm to specchaser
quote:
so you didn't pay cash for your home?
He should be banned from the OT forthwith.
Posted on 5/12/17 at 6:31 pm to Ignignot
Your an idiot. It's called renegotiate your contract. He just saved you $5,000!
Posted on 5/12/17 at 6:37 pm to Ignignot
You're going to have to adjust the price 5k.
Plus the expense for when the appraisal company sues you off the planet
Plus the expense for when the appraisal company sues you off the planet
Posted on 5/12/17 at 6:40 pm to Ignignot
Let me get this straight...
OP is buying a house and has negotiated a contract on said house.
Appraisal comes in $5,000 LESS than the agreed on price.
OP is now pissed at the appraisal company because OP is an idiot.
That about right?
OP is buying a house and has negotiated a contract on said house.
Appraisal comes in $5,000 LESS than the agreed on price.
OP is now pissed at the appraisal company because OP is an idiot.
That about right?
This post was edited on 5/12/17 at 6:41 pm
Posted on 5/12/17 at 6:43 pm to SG_Geaux
Yes, you nailed it.
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