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Posted on 5/12/17 at 1:43 pm to Ignignot
So you mad at them because the house didn't appraise for price you agreed to pay?
How about being mad at yourself for not negotiating a good deal on a house?
PS: Most of the time when this happens you go to the seller and tell them they need to sell at appraised value or you are going to walk!
How about being mad at yourself for not negotiating a good deal on a house?
PS: Most of the time when this happens you go to the seller and tell them they need to sell at appraised value or you are going to walk!
This post was edited on 5/12/17 at 1:46 pm
Posted on 5/12/17 at 1:44 pm to Ignignot
If it doesn't appraise, it doesn't appraise. Shouldn't your real estate agent and/or mortgage loan officer be handling the dispute with an appraiser anyway? They're the ones with experience on those kind of issues and have a better shot at getting appraiser to make adjustments.
Have fun talking with the DA's office when the appraiser reports you for writing a bad check.
quote:
So I canceled payment on the check.
Think they'll get the point and change their appraisal??
Have fun talking with the DA's office when the appraiser reports you for writing a bad check.
Posted on 5/12/17 at 1:44 pm to Ignignot
quote:
I only needed 5k more and they were assholes
BAHAHAAHHAHAHAHAHAHAHAHAHHA
Although it sucks, don't you understand they are saving you from overpaying by 5k?
Posted on 5/12/17 at 1:44 pm to Ignignot
Negotiate 5k lower on asking price and make up difference on side
Posted on 5/12/17 at 1:44 pm to Ignignot
This happens all the time with real estate. The "market value" (what you or someone else is willing to pay) is greater than what the bank is willing to lend for that particular property.
Often what happens is the buyer has to put up more cash or the seller has to lower the price.
Often what happens is the buyer has to put up more cash or the seller has to lower the price.
Posted on 5/12/17 at 1:44 pm to Ignignot
Since no one else was kind enough to answer your question, I will.
No, a-hole.
quote:
Think they'll get the point and change their appraisal??
No, a-hole.
Posted on 5/12/17 at 1:45 pm to Ignignot
You're a complete dumbass.
Posted on 5/12/17 at 1:45 pm to Ignignot
quote:
Think they'll get the point and change their appraisal??
This is not going to work out well for you
Posted on 5/12/17 at 1:45 pm to Ignignot
I bet this thread turned out a lot different than you thought it would. 
Posted on 5/12/17 at 1:48 pm to Ignignot
quote:
So I canceled payment on the check. Think they'll get the point and change their appraisal??
You can't be serious. You cancelled payment on the appraisal?? Are you paying cash for the house??
Otherwise, it's the mortgage company orders an appraisal.
If you had 1/2 a brain, you would realize that the appraisal that came in 5000 under may have saved your dumb arse some money from OVER paying on the property.
This post was edited on 5/12/17 at 1:52 pm
Posted on 5/12/17 at 1:48 pm to Tiger Prawn
quote:
Shouldn't your real estate agent and/or mortgage loan officer be handling the dispute with an appraiser anyway?
Come on man, it's the OT. They think they're all smarter than real estate agents and no one should ever hire one.
Posted on 5/12/17 at 1:49 pm to CaptainsWafer
First of all stupid you for leaving yourself no equity in the home and paying full price. We negotiated a price on our current home thinking we were going to have about 15k in equity after our down payment.
Appraised for 10k less, I went to seller of lowering price or I walked.
They lowered the price.
Appraised for 10k less, I went to seller of lowering price or I walked.
They lowered the price.
Posted on 5/12/17 at 1:54 pm to REB BEER
quote:
it's the OT. They think they're all smarter than real estate agents and no one should ever hire one.
Actually, the "market" is smarter than all of us. The appraisal was proof that the market is smarter than all of us.
Posted on 5/12/17 at 1:55 pm to Ignignot
Sounds like a piece of shite house
Posted on 5/12/17 at 1:56 pm to Ignignot
I'd go to their office with cash right now and tell them you stopped payment and apologize. Any other decision you make will be fricking yourself long term. People talk, especially in that industry.
This post was edited on 5/12/17 at 1:59 pm
Posted on 5/12/17 at 1:59 pm to Supermoto Tiger
It's a math equation. Square footage of home, under roof, times an average of comparable sales for the area. Not rocket science nor is it something they can fudge. You sound way too juvenile to be buying a home.
Posted on 5/12/17 at 2:00 pm to Ignignot
Bet you'll be thrilled when your mortgage broker tells you a new hit on your credit report has screwed up your loan.
Posted on 5/12/17 at 2:01 pm to Ignignot
You're under contract as a buyer or a seller? If you were selling, I'd understand your consternation, but its only $5K, and you should've had an appraisal done on the front end so you could competitively market your house.
If you're buying, this was an avenue for you to pay $5K less for the house you want.
Either way, you're a stupid son of a bitch and I hope your credit gets hammered, thus preventing you from obtaining future financing and you're stuck paying rent like a common fricking plebeian.
If you're buying, this was an avenue for you to pay $5K less for the house you want.
Either way, you're a stupid son of a bitch and I hope your credit gets hammered, thus preventing you from obtaining future financing and you're stuck paying rent like a common fricking plebeian.
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