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Started By
Message
$500k to invest. What does the MB recommend?
Posted on 8/27/13 at 12:05 am
Posted on 8/27/13 at 12:05 am
Stuck in a rut. Wait til the next market correction? Have just started a new business. Not feeling like investing in another just yet. What would the MB gurus do with it?
12
Posted on 8/27/13 at 1:33 am to SmackoverHawg
If it were my $$$$, (and age >50) -
20% cash in a money market; maybe some in a short CD.
16% Vanguard Wellington
16% Vanguard 500 Index
16% T Rowe Health Care
16% T Rowe New Horizon
16% Fidelity Low Price
After the "Taperpaloosa" is done, and debt ceiling resolved, put more cash to work into a mutual fund
20% cash in a money market; maybe some in a short CD.
16% Vanguard Wellington
16% Vanguard 500 Index
16% T Rowe Health Care
16% T Rowe New Horizon
16% Fidelity Low Price
After the "Taperpaloosa" is done, and debt ceiling resolved, put more cash to work into a mutual fund
Posted on 8/27/13 at 7:21 am to SmackoverHawg
If you know when the next 'market correction' is, please share what else the voices are telling you.
Long term passive investing would be my recommendation. Low cost. Broad market based.
60% Vanguard Total Stock Market index
40% Vangurad total Bond index
or
100% Vanguard Balanced Index fund
or
60% Vanguard total stock market index
30% total bond index
10% tips
(supposedly total bond doesnt have tips)
to me, this is a balance for any age, I want some growth and some preservation, I also figure that nowadays, investing in corporations here gets you foreign exposure thrown in, could be wrong...just want simplicity, then forget it and stay the course and dont watch cramer.
Long term passive investing would be my recommendation. Low cost. Broad market based.
60% Vanguard Total Stock Market index
40% Vangurad total Bond index
or
100% Vanguard Balanced Index fund
or
60% Vanguard total stock market index
30% total bond index
10% tips
(supposedly total bond doesnt have tips)
to me, this is a balance for any age, I want some growth and some preservation, I also figure that nowadays, investing in corporations here gets you foreign exposure thrown in, could be wrong...just want simplicity, then forget it and stay the course and dont watch cramer.
This post was edited on 8/27/13 at 10:53 am
Posted on 8/27/13 at 7:35 am to stonerolledaway
quote:
If you know when the next 'market correction' is, please share what else the voices are telling you.
Long
quote:
dont watch cramer.
Unfortunately, the voices have been quite on this one. And I stopped watching cramer years ago.
Posted on 8/27/13 at 8:16 am to SmackoverHawg
Wait until the market reaches its bottom and then buy.
ETA: And only buy stocks that are going to go up.
ETA: And only buy stocks that are going to go up.
This post was edited on 8/27/13 at 8:43 am
Posted on 8/27/13 at 8:31 am to LSURussian
(no message)
This post was edited on 8/28/13 at 7:09 am
Posted on 8/27/13 at 8:37 am to stonerolledaway
+1 on stonerolledaway
No need to make it more complicated than it needs to be.
Tweak the stock/bond ratio if you're much younger or much older.
No need to make it more complicated than it needs to be.
Tweak the stock/bond ratio if you're much younger or much older.
Posted on 8/27/13 at 8:43 am to jso0003
I'd manage it myself, not put it into any funds that carry an expense ratio and other fees.
Go primarily dividend yielders. Throw in a growth stock or two like $FB or $TSLA on a dip.
Go primarily dividend yielders. Throw in a growth stock or two like $FB or $TSLA on a dip.
Posted on 8/27/13 at 9:05 am to austiger
The Vanguard Total Stock Fund has a 5bp expense ratio.
WELL worth it.
WELL worth it.
Posted on 8/27/13 at 9:33 am to SmackoverHawg
Buy a below market value condo on the gulf coast and rent it out all year. You can bring in 20-30k a year of income while appreciating the value of the condo. If you can get something under 200.00/sf you will profit in 2-3 years.
This will not bring you tons of money but I believe it is very safe over a 4-5 year period.
This will not bring you tons of money but I believe it is very safe over a 4-5 year period.
Posted on 8/27/13 at 9:34 am to Lookin4Par
Market Index Fund
Posted on 8/27/13 at 9:35 am to Lookin4Par
quote:
Buy a below market value condo on the gulf coast and rent it out all year. You can bring in 20-30k a year of income while appreciating the value of the condo. If you can get something under 200.00/sf you will profit in 2-3 years.
This will not bring you tons of money but I believe it is very safe over a 4-5 year period.
Is this sarcasm?
Posted on 8/27/13 at 10:01 am to matthew25
quote:
Matthew25
Im sure he probably has enough in mutual funds as it is
Posted on 8/27/13 at 10:02 am to SmackoverHawg
We're already in a bit of a market correction although I think we'll be in it for awhile. Who knows what the bottom will be.
Posted on 8/27/13 at 10:04 am to SmackoverHawg
Same as always
If you wish to avoid the stock market for the time being that is
Private lending
Real estate
Tax liens
Futures
If you wish to avoid the stock market for the time being that is
Private lending
Real estate
Tax liens
Futures
Posted on 8/27/13 at 10:57 am to yellowfin
quote:
Is this sarcasm?
Negative...... What's your problem?
Real estate is a solid investment even if it is a vacation property. The properties on the gulf coast average an 80-90% occupancy and never decline in value when averaged over a 5-10 year period.
Posted on 8/27/13 at 11:10 am to SmackoverHawg
the economy must be back, seems like everybody I talk to is flush with cash these days and looking to put it somewhere. Thanks Obama!
Posted on 8/27/13 at 11:53 am to SmackoverHawg
AU over 6.5 wins or AU over MSU in a pick-em.
YW.
YW.
Posted on 8/27/13 at 12:34 pm to Lookin4Par
quote:
What's your problem?
I watched tons of people lose their arse in 08 when they owed 400k on a condo that was luck to sell for 150k
Posted on 8/27/13 at 2:17 pm to yellowfin
I agree that tons of people lost their arse. But the difference here is that he would be in all cash, or have enough cash to pay off the loan and he has time to withstand a little market turmoil. Also, the vacation income was only affected for 8 months of the 08'-09' crash. I've been told that snowbirds cancelled their winter stays but that the following summer rentals began to pick up nicely.
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