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stonerolledaway

Favorite team:UNO 
Location:baton rouge
Biography:
Interests:
Occupation:
Number of Posts:892
Registered on:7/26/2011
Online Status:Not Online

Recent Posts

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re: How do some of you handle future expenses such as house down payment/wedding/etc - stonerolledaway
I have had a 'future car account' for years that has changed from savings to tiered cd's to finally a vanguard fund that is mostly bonds because I cant stand to have money sitting around for long not invested. My taxes will get a little complicated when its liquidated but it will be good to get used...
Posted on Money Talk
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re: trying to get a loan for a used boat... educate me on options.... - stonerolledaway
If I was to borrow money for a boat, it had better be used damn near almost daily or at least weekly. Our office is full of guys paying monthly notes on rv's and boats that just sit....
Posted on Money Talk
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re: Sweden to lower 140 year mortgages to 105 years to cool down market - stonerolledaway
Just give us free stuff, what's the problem?...
Posted on Money Talk
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re: VTSMX? - stonerolledaway
like has been said, just keeping contributing and ignore the market noise. its actually good for it to go down, stocks are now on sale....convert to admiral shares when you can to keep costs down. Learn contrarian thinking. some benefits of total stock market index: ensures share of aggregate ma...
Posted on Money Talk
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re: Recommend me a book that lays out the basics of personal finance - stonerolledaway
Read John Bogle's books, https://www.bogleheads.org/wiki/Getting_started Also, I second the Millionaire Next Door ...
Posted on Money Talk
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re: Wills? - stonerolledaway
Other Kinds of Recognized Last Wills in Louisiana In addition to the last will and testament as described above, Louisiana also recognizes holographic (handwritten) wills (called “holographic” in most other states) as valid legal documents so long as the entire document is in the testator’s handw...
Posted on Money Talk
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re: Wills? - stonerolledaway
I heard it has to be signed and dated. the question is how do you keep it from being destroyed if the first person to find it does not like what it says? Does probate court have a filing service?...
Posted on Money Talk
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re: Stocks you believe in for 2016 - stonerolledaway
I believe in all of them but I don't trust any of them so I will continue to own them all through total market index fund and take my share of what the aggregate market has to offer while limiting my risk while keeping my cost and taxes as low as possible. ...
Posted on Money Talk
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re: VTSMX - Vanguard questions - stonerolledaway
Go as far as you can online and if get stuck give them a call. If the money is with another broker, call them and have them deal with the transfer. ...
Posted on Money Talk
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re: Sounds like many folks believe the S&P 500 is in big trouble.. - stonerolledaway
Be a contrarian.... if there's blood in the streets, buy buy buy if there's dancing in the streets, sell sell sell... actually just keep adding and pay no attention to the noise.... if things get rally bad, you wont need money anyway, you will need a gun... in all fairness as already sugg...
Posted on Money Talk
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re: Do you compartmentalize your savings? If so, how do you do it? - stonerolledaway
in order of priority generally... work 457 is first compartment work HSA is second roth ira is third New auto is fourth running balance in checking is fifth taxable investments is sixth this seems to work pretty good so far. ...
Posted on Money Talk
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re: What financial advice would you give an 18-year old today? - stonerolledaway
[link=(https://www.bogleheads.org/wiki/Getting_started)]Getting started [/link]...
Posted on Money Talk
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re: Do you have a MINIMUM PAYOUT dollar figure? - stonerolledaway
[quote]My step father gave me incredible advice that I have lived by. Never give yourself a raise. [/quote] This is rare advice these days. I used to save half and take half home. Good advice though, once you take it home it is usually spent and leads to lifestyle creep and dependence on higher i...
Posted on Money Talk
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re: Do you have a MINIMUM PAYOUT dollar figure? - stonerolledaway
Expenses are probably now met with pension and investment including a 20% expense contingency. I am coming up on 20 years in my profession and wonder how long to work to make school and license worth it and to be of service back to society. The pension increases well for each additional year worked ...
Posted on Money Talk
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re: How many have cut the cord..... - stonerolledaway
Its been years now and only pay cox for internet. I got a large uhf antenna for the attic and point in where the website said most channels were. The latest scan has 24 channels. Sometimes games are blocked on ESPN3 but the spidercam is allowed. The smart tv can show wifi fed programs. ...
Posted on Money Talk
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re: Are there any 'good' non-market retirement vehicles? - stonerolledaway
Not Whole Life insurance. If you need insurance, buy term. Also, shoot to have a paid for residence in a good area by the time you retire. A few around here instead of that are in a bad area and have had to sell low and buy into better areas with new expensive mortgages in retirement. [link=(https...
Posted on Money Talk
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re: What is the best retirement funds? - stonerolledaway
[link=(https://www.bogleheads.org/wiki/Getting_started)]Getting started [/link]...
Posted on Money Talk
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re: Spinoff: What % of gross annual income is your auto note(s)? - stonerolledaway
0.00% secret to eliminating car loans forever... step one - pay off present car loan step two - pretend you still have the loan and put the money in a separate account until cash + trade = next vehicle. you will quickly get ahead of the game and have a new problem of what to do with the excess f...
Posted on Money Talk
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re: For those of you too young to see Dale Brown era... - stonerolledaway
sorry, stuck with jones, same clowns as football signed contract with giant buyout. ...
Posted on Tiger Rant
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re: What % of gross annual income do you pay in Rent/Mortgage? - stonerolledaway
0%...paid off mortgage ten years ago....
Posted on Money Talk
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