What does my credit score mean in the

Considering a person with 20 million in cash and no bad credit history could easily have a worse score than someone with no cash and 20,000 in debt...not much.

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Considering a person with 20 million in cash and no bad credit history could easily have a worse score than someone with no cash and 20,000 in debt...not much.

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But, it's a lot more important to a person with no cash. 20 mill couldn't care less.

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It's nothing less than a scientific assessment of your value and worth as a human being, reduced to one easy-to-understand number.

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I'm 28. I've never financed anything but may finance a car sometime in the near future (within the next year)

I might just pay cash though

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I might just pay cash though

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It is a lifelong dream of mine to walk into an auto dealership with a suitcase full of $20s.

your credit score is your life

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First, wait until they ask the ignorant question "what do you want your monthly payment to be?". And then open the suitcase and say "zero, bitch"

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I think I'll just write a check. Saying "zero bitch" does sound appealing though.

Not a hole lot. As long as it isn't bad it won't matter much one way or another.

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sorry to break it to you , but you will not be able to finance a house or a car without a cosigner.....

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I'm not in the lending business, but I imagine it would just mean needing a bigger down payment. With so many people getting home loans with less than 10% down in the last decade, I would think someone with no credit history, but no debt and a good employment record and a 20% downpayment would be just as or more appealing to lenders.