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Started By
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Offering another man a loan in order to help him and his family out..
Posted on 1/11/19 at 8:08 pm
Posted on 1/11/19 at 8:08 pm
Coast guard friend, haven't known for too long, but trust he is a 1st class dude... He has 4 kids, hasn't been paid due to shutdown and they turned down an event our daughters would have normally done together (due to lack of extra funds at the moment)...They did share this info... In any way is it appropriate for me to offer to loan him a $1000 or something to help get through this period ? Never really ran in to this before so I come to the OT for your abundant wisdom...
This post was edited on 1/11/19 at 8:32 pm
54
Posted on 1/11/19 at 8:11 pm to Zilla
I've done it for my best friend before. My exact question was "Would $500 help you get back to where you need to get? I have some extra money and would like to help if you'll let me."
He accepted and paid me back with no issues.
He accepted and paid me back with no issues.
Posted on 1/11/19 at 8:13 pm to Zilla
It’s sad how many people live paycheck to paycheck, that’s a red flag to not loan the dude money
This post was edited on 1/11/19 at 8:14 pm
Posted on 1/11/19 at 8:13 pm to Zilla
I don’t see why it would be inappropriate. If he’s too proud to accept, he will decline but I’m sure he would appreciate the offer.
Posted on 1/11/19 at 8:17 pm to Zilla
As long as you’re comfortable at the possibility of not being repaid. People do shitty things when money is involved, no matter their perceived character.
Posted on 1/11/19 at 8:19 pm to Zilla
If you like the guy and you can afford it give it to him but think of it as if you just set it on fire. If he pays you back great but don’t expect it or hassle him.
Posted on 1/11/19 at 8:25 pm to Zilla
If it's an event for the kids, just offer to pay for it yourself. Make it clear it's a gift and not a loan.
Posted on 1/11/19 at 8:26 pm to Zilla
You should let him learn a lesson of not living paycheck to paycheck instead of enabling his irresponsibility.
Posted on 1/11/19 at 8:27 pm to Zilla
Oh thanks alter
Tell us how we can impeach trump
Tell us how we can impeach trump
Posted on 1/11/19 at 8:33 pm to Zilla
What kind of interess rate y’all got
Posted on 1/11/19 at 8:39 pm to Zilla
quote:
Coast guard friend, haven't known for too long,
Just don’t expect to get this money back. If you are ok with this than give him the money.
Posted on 1/11/19 at 8:40 pm to Zilla
Pics of his wife first, as collateral...
Posted on 1/11/19 at 8:42 pm to Zilla
Only do so if you're prepared to not be able to get paid back any time soon.
If this money loan could potentially ruin you alls friendship or relationship at all, you should keep it to yourself.
If this money loan could potentially ruin you alls friendship or relationship at all, you should keep it to yourself.
Posted on 1/11/19 at 8:45 pm to Zilla
If you have it yes. But mentally kiss it goodbye. If you still want to do it go for it.
I am not saying he won't pay you back, but when ever you loan a friend or family money just assume it is a gift...
I am not saying he won't pay you back, but when ever you loan a friend or family money just assume it is a gift...
Posted on 1/11/19 at 8:46 pm to Zilla
Never loan friends money.
Give freely with no expectation of getting it back.
But never loan friends money.
Give freely with no expectation of getting it back.
But never loan friends money.
Posted on 1/11/19 at 8:52 pm to Zilla
Do what you want but expect to never get paid back. If he is living check to check he is likely not financially stable.
If you can spare it give it to him with the expectation it’s a gift rather than a loan.
If you can spare it give it to him with the expectation it’s a gift rather than a loan.
Posted on 1/11/19 at 9:09 pm to Zilla
I wouldn’t take the loan if I were him. Not because I’m too proud but because if I don’t have a paycheck coming in I’m not taking on extra expenses. The guy is being responsible to cut out extra expenses like kids activities.
Posted on 1/11/19 at 9:19 pm to Zilla
I loaned a friend 1000k awhile back.
I know I'll never see that money again.
I know I'll never see that money again.
Posted on 1/11/19 at 9:23 pm to Zilla
If you truly want to help. Leave him an envelope with said amount where only he or family has access—-then send an anonymous message to retrieve. You seem to need attention.
Posted on 1/11/19 at 9:24 pm to Zilla
Seems like a generous offer.
Main thing is give it out as a loan but if I were you, I wouldn't expect it back, I wouldn't ask for it back, and I wouldn't be upset if he didn't pay you back.
If you can't satisfy all 3 of those criteria, I probably just wouldn't give it to him. If you're good with it, go for it.
Main thing is give it out as a loan but if I were you, I wouldn't expect it back, I wouldn't ask for it back, and I wouldn't be upset if he didn't pay you back.
If you can't satisfy all 3 of those criteria, I probably just wouldn't give it to him. If you're good with it, go for it.
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