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Rep. Mo Brooks: People who live 'good lives' should pay less for health insurance
Posted on 5/2/17 at 3:14 pm
Posted on 5/2/17 at 3:14 pm
quote:
An Alabama Congressman has prompted a wave a backlash with his comment Monday regarding health insurance coverage of those with pre-existing conditions.
Speaking with CNN's Jake Tapper about House plans to vote on a revised health insurance bill, Rep. Mo Brooks, R-AL, referenced people who lead "good lives" and said they should not have to pay as much as others.
"My understanding is that (the new proposal) will allow insurance companies to require people who have higher health care costs to contribute more to the insurance pool," Brooks said. "That helps offset all these costs, thereby reducing the cost to those people who lead good lives, they're healthy, they've done the things to keep their bodies healthy. And right now, those are the people--who've done things the right way--that are seeing their costs skyrocketing."
Brooks, who said he's "seriously considering" a run for U.S. Senate, opposed the earlier healthcare plan endorsed by Republican leaders and President Donald Trump. He now says he will join with other House Freedom Caucus members in supporting an overhaul of the Affordable Care Act, better known as Obamacare, after a provision was added that would allow states to get waivers on some of the care mandates for those with pre-existing conditions.
Later in the CNN interview, Brooks acknowledged some people who maintain their health can still have pre-existing conditions.
"In fairness, a lot of these people with pre-existing conditions, they have those conditions through no fault of their own," he said. "And I think our society, under those circumstances, needs to help. The challenge though is that it's a tough balancing act between the higher cost of these mandates which denies people coverage because they can't afford their health insurance policies...and having enough coverage to help those people truly in need."
LINK
LINK
Posted on 5/2/17 at 3:16 pm to silverdude
If you wreck more cars is your auto insurance higher?
If you eat fried food, fast food, pie and drink soda should you pay more for your insurance because you are a higher risk?
No one complains that life insurance is more costly for those with bad lifestyle choices.
If you eat fried food, fast food, pie and drink soda should you pay more for your insurance because you are a higher risk?
No one complains that life insurance is more costly for those with bad lifestyle choices.
Posted on 5/2/17 at 3:16 pm to silverdude
quote:
"In fairness, a lot of these people with pre-existing conditions, they have those conditions through no fault of their own," he said. "And I think our society, under those circumstances, needs to help. The challenge though is that it's a tough balancing act between the higher cost of these mandates which denies people coverage because they can't afford their health insurance policies...and having enough coverage to help those people truly in need."
Seems reasonable?
Posted on 5/2/17 at 3:22 pm to silverdude
Now this sounds like a smart man.
Posted on 5/2/17 at 3:23 pm to silverdude
smokers pay higher insurance rates
Posted on 5/2/17 at 3:24 pm to silverdude
I don't have a big problem with that. I am tired of paying for other people's lack of self discipline. because they make poor decisions I have to pay higher rates? Nope.
Posted on 5/2/17 at 3:25 pm to silverdude
The people on the Twitter posting comments are so stupid. They don't watch the whole interview. Nothing he said is wrong.
Posted on 5/2/17 at 3:26 pm to silverdude
Only an idiot would have a problem with that.
Posted on 5/2/17 at 3:28 pm to silverdude
What if you live a "good life" today but spent 25 years drinking hard and doing every drug that crossed your path?
Posted on 5/2/17 at 3:32 pm to silverdude
quote:
Mo Brooks: People who live 'good lives' should pay less for health insurance
quote:
An Alabama Congressman
So Alabama rates would rise?
Posted on 5/2/17 at 4:33 pm to silverdude
Those are entirely reasonable comments which will be purposely misconstrued by the mental children inhabiting our sham republic.
Posted on 5/2/17 at 4:35 pm to silverdude
He's just stating a fundamental principle of insurance.
Posted on 5/2/17 at 6:25 pm to silverdude
Alabama is trying so hard to win the race to the bottom.
Posted on 5/2/17 at 7:03 pm to silverdude
Yes.
Shitty drivers pay more.
Those who make shitty choices should pay more.
No problem with this.
Shitty drivers pay more.
Those who make shitty choices should pay more.
No problem with this.
Posted on 5/2/17 at 9:51 pm to silverdude
The most shocking part is an Alabama politician said something intelligent.
Posted on 5/2/17 at 10:33 pm to silverdude
With EMTLA this is still irelevent. If you price out the unhealthy from the insurance market we all will still get passed on the buck of the cost of their care when they go to the emergency room uninsured. Hospitals don't eat that cost they just raise the prices of everything else.
The better solution is to incentivize healthy and measurable behavior. Things like getting an annual physical, scheduling an annual wellness consulatation, or even just making sure prescriptions actually get filled are ways to get ahead of risk factors because the alternative is an ER visit.
The better solution is to incentivize healthy and measurable behavior. Things like getting an annual physical, scheduling an annual wellness consulatation, or even just making sure prescriptions actually get filled are ways to get ahead of risk factors because the alternative is an ER visit.
This post was edited on 5/2/17 at 10:45 pm
Posted on 5/3/17 at 7:37 am to silverdude
quote:
"My understanding is that (the new proposal) will allow insurance companies to require people who have higher health care costs to contribute more to the insurance pool," Brooks said. "That helps offset all these costs, thereby reducing the cost to those people who lead good lives, they're healthy, they've done the things to keep their bodies healthy. And right now, those are the people--who've done things the right way--that are seeing their costs skyrocketing."
Brooks, who said he's "seriously considering" a run for U.S. Senate, opposed the earlier healthcare plan endorsed by Republican leaders and President Donald Trump. He now says he will join with other House Freedom Caucus members in supporting an overhaul of the Affordable Care Act, better known as Obamacare, after a provision was added that would allow states to get waivers on some of the care mandates for those with pre-existing conditions.
Later in the CNN interview, Brooks acknowledged some people who maintain their health can still have pre-existing conditions.
"In fairness, a lot of these people with pre-existing conditions, they have those conditions through no fault of their own," he said. "And I think our society, under those circumstances, needs to help. The challenge though is that it's a tough balancing act between the higher cost of these mandates which denies people coverage because they can't afford their health insurance policies...and having enough coverage to help those people truly in need."
This is truly amazing that no one understands what excluding pre-existing conditions or even making those with them pay more for coverage...and then not having any basic level of coverage. So what happens is people either don't have coverage or they have a piece of paper and thats it and then when they show up for treatment they get treated because health care professionals ain't cruel and the rest of us pay anyway. How is this missed?
It sounds like a great idea....if you have a pre-existing condition you are going to cost more and therefore you are going to pay more....the reality is though that while it may sound logical it doesn't happen in the real world....many people with pre-existing conditions simply could not or would not buy insurance at the higher rates...but when they needed treatment they were treated anyway without the ability to pay because, again, providers aren't keen on turning away sick people when they need their help....but they have to pass those costs onto their paying customers.
It really is as simple as understanding that anyone whop buys a pair of Rustler jeans at Walmart is subsidizing the cost of the shoplifter stealing a pair of Rustler's at WalMart....I know it gives some of you warm fuzzies thinking that sick people should suffer....but it ain't gonna happen....you are going to foot the bill for them one way or another...you can either foot it up front of foot it and the lawyers and collection agency costs...it is up to you....you are going to pay...
Posted on 5/3/17 at 7:54 am to silverdude
I'm a podiatrist. I average 4-5 surgeries a week on noncompliant diabetics and smokers.
Most of these cases are some form of amputation. These people are so noncompliant it's insane. The same folks come back to the hospital again, and again, and again.
Non-medical folks would probably faint if they really saw how much money, time, and resources are expended on this population.
Anyone who doesn't think these people should pay more for their healthcare is either ignorant or a fricking moron.
Most of these cases are some form of amputation. These people are so noncompliant it's insane. The same folks come back to the hospital again, and again, and again.
Non-medical folks would probably faint if they really saw how much money, time, and resources are expended on this population.
Anyone who doesn't think these people should pay more for their healthcare is either ignorant or a fricking moron.
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