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re: Pre-existing conditions under ObamaCare

Posted on 1/12/17 at 4:56 pm to
Posted by Loserman
Member since Sep 2007
21999 posts
Posted on 1/12/17 at 4:56 pm to
quote:

Gotta keep this part of law -- agreed? Also, like the portion of the law that requires losers who don't carry insurance to pay tax penalty to cover the cost burden on the rest of us when they walk into a charity clinic.


That is the part of the law that makes insurance expensive. To have that in place requires everyone to have insurance or pay a fine.
Otherwise no one would carry insurance and would only take it out after they got sick. Then they would cancel insurance once well again.


It is akin to buying car insurance after recking your car and forcing the insurance company to pay for it.

The health insurance law still doesn't fix illegal aliens access to emergency rooms or access to emergency rooms for those who work for cash.

The 1986 Emergency Medical Treatment and Active Labor Act forces emergency rooms to treat you regardless of ability to pay.
The cost of health care has skyrocketed ever since that law was enacted.
This post was edited on 1/12/17 at 4:57 pm
Posted by Sao
East Texas Piney Woods
Member since Jun 2009
66030 posts
Posted on 1/12/17 at 4:58 pm to
quote:

Yes they do. Its factored into the premium.


I think you need to study a bit about the ACA. You're implying there is a lock in and as a dependent under a parent at any time, there is no way to remove said DEP from coverage. Simply not true. Additionally, do you know the tax law accompanying DEPs and how it affects income and income tax?
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17439 posts
Posted on 1/12/17 at 5:12 pm to
quote:

I think you need to study a bit about the ACA. You're implying there is a lock in and as a dependent under a parent at any time, there is no way to remove said DEP from coverage. Simply not true. Additionally, do you know the tax law accompanying DEPs and how it affects income and income tax?


are you drinking? Can you be a little more clear please...

quote:

You're implying there is a lock in and as a dependent under a parent at any time, there is no way to remove said DEP from coverage. Simply not true.


especially here... i have implied nothing.

I did state that there is premium charged for the additional dependent.
Posted by Sao
East Texas Piney Woods
Member since Jun 2009
66030 posts
Posted on 1/12/17 at 5:17 pm to
quote:

quote:

Well they don't have to pay for it up to 26
Yes they do. Its factored into the premium.


quote:

Are you drinking?


Well, a lil' bit
This post was edited on 1/12/17 at 5:19 pm
Posted by MikeBRLA
Baton Rouge
Member since Jun 2005
16492 posts
Posted on 1/12/17 at 5:18 pm to
quote:

So you like the idea of people having no insurance, having something catastrophic, like cancer, heart disease, limb cut off, and being able to go obtain insurance after the face and insurance pays for it?


Exactly it's like buying car insurance after you get in a wreck.
Posted by goldennugget
Hating Masks
Member since Jul 2013
24514 posts
Posted on 1/12/17 at 5:21 pm to
Its not really insurance if you get it after the fact

Insurance is a hedge against a future incident, not a discount on health rates paid out monthly

Would you be OK with someone getting auto insurance after they crashed their car into a light pole and had the insurancr company pay for it all
Posted by AuburnTigers
Member since Aug 2013
7179 posts
Posted on 1/12/17 at 5:24 pm to
quote:

ObamaCare
no such thing in 8 days
Posted by LSU Fan SLU Grad
Baton Rouge
Member since Nov 2006
4893 posts
Posted on 1/12/17 at 5:25 pm to
My daughter had a heart transplant, so she was dealt a very difficult set of circumstances. I was near tears (of happiness) when the pre-existing condition clause was announced. I'm sure she would very much appreciate it if insurance companies continue to be to take care of kids like her.
This post was edited on 1/12/17 at 5:26 pm
Posted by russellvillehog
Member since Apr 2016
9711 posts
Posted on 1/12/17 at 5:26 pm to
quote:

Your parents have failed you if they leave you on their insurance until 26.
The day I graduated from college in December I had to go get a six month policy since the job I accepted didn't have a start date until August.
I worked until then and most of my money paid my car insurance, car note and health insurance.




Dude I'm sorry but things are alot different now then probably when you grew up. I'm 26 now and I can assure you that someone in college cannot hold a job, pay rent, buy food, gas, etc, and pay the insane prices we are paying for health care.

People do not make shite while in college. Most work at Walmart. Do not get 40 hours a week to get health insurance.

My buddy works at Dell now. Probably didn't finish getting his masters in math and computer science and done with his internship til he was 24-25. So frick off dude. 26 is a perfect age.

This isn't the 70s/80s anymore. shite costs more and the dollar doesn't go as far.
This post was edited on 1/12/17 at 5:34 pm
Posted by bamafan1001
Member since Jun 2011
15783 posts
Posted on 1/12/17 at 5:29 pm to
The free market will take care of all of your hangups with healthcare. Regulations must be slashed and and there must be tort reform
Posted by the808bass
The Lou
Member since Oct 2012
111733 posts
Posted on 1/12/17 at 5:55 pm to
quote:

I'm sure she would very much appreciate it if insurance


That's not insurance.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17439 posts
Posted on 1/12/17 at 6:01 pm to
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17439 posts
Posted on 1/12/17 at 6:03 pm to
More than half of the country thinks insurance = healthcare.

It's disgusting
Posted by mahdragonz
Member since Jun 2013
6958 posts
Posted on 1/12/17 at 6:04 pm to
quote:

My daughter had a heart transplant, so she was dealt a very difficult set of circumstances. I was near tears (of happiness) when the pre-existing condition clause was announced. I'm sure she would very much appreciate it if insurance companies continue to be to take care of kids like her.


Your daughter is exactly who people who support the repeal don't give a shite about.

Why should they have to pay because you have a sick daughter?

You understand that the research in congenital heart disease is extremely limited because the people before obamacare died earlier bc they literally could not buy an insurance policy as an individual and died? The research on it is stilted bc so few made it to adulthood.

Some people on here said having Down syndrome was a sad thing but not their problem.
Posted by DisplacedBuckeye
Member since Dec 2013
73311 posts
Posted on 1/12/17 at 6:11 pm to
quote:

Your daughter is exactly who people who support the repeal don't give a shite about.


Emotional argument and nothing more.

quote:

Why should they have to pay because you have a sick daughter?


I oppose any type of federally mandated charity.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17439 posts
Posted on 1/12/17 at 6:15 pm to
That's all bullshite dude.
Posted by the808bass
The Lou
Member since Oct 2012
111733 posts
Posted on 1/12/17 at 6:15 pm to
quote:

You understand that the research in congenital heart disease is extremely limited because the people before obamacare died earlier bc they literally could not buy an insurance policy as an individual and died? The research on it is stilted bc so few made it to adulthood.


This is hilarious.
Posted by LPTReb
Member since Jul 2016
469 posts
Posted on 1/12/17 at 6:17 pm to
The pre existing conditions protection don't work without the mandate. Otherwise, there is zero incentive to purchase insurance until you actually get sick. I don't see a feasible way to keep it without also keeping the mandate, which people hate. Pick your poison.
Posted by mahdragonz
Member since Jun 2013
6958 posts
Posted on 1/12/17 at 6:20 pm to
quote:

This is hilarious


Yeah, reality is hilarious. CDC is fake news.

CDC on heart disease

quote:

A new CDC study published in the American Journal of Public Health looked at the link between health insurance coverage and the survival of a baby born with a heart defect (a congenital heart defect). Researchers found that the type of health insurance coverage was related to the rate of survival among babies born with a heart defect.
Posted by DisplacedBuckeye
Member since Dec 2013
73311 posts
Posted on 1/12/17 at 6:21 pm to
quote:

reality


BamaAtl, that you?
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