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Car Insurance

Posted on 2/21/16 at 4:39 pm
Posted by BallyHOO
Member since Oct 2005
6845 posts
Posted on 2/21/16 at 4:39 pm
Did anyone else's go up this year? I have 2 cars insured and an increase of $500 total over last year.

Should I be shopping?
Posted by lynxcat
Member since Jan 2008
24188 posts
Posted on 2/21/16 at 4:50 pm to
Yes, look around.

/thread.
Posted by northLAgoomba
The Cooper Road, Ratchet City, LA
Member since Nov 2009
3797 posts
Posted on 2/21/16 at 4:57 pm to
State Farm went up significantly on my wife's car, and she has no wrecks or tickets. The agent could not really explain why it went up so much, and she acted like she didn't care. So, we are shopping around and already have a quote from Geico for the exact same coverage on both our cars for half of what SF is trying to charge us. Bye, bye State Farm, after 9 years of business.
Posted by NewIberiaHaircut
Lafayette
Member since May 2013
11581 posts
Posted on 2/21/16 at 5:19 pm to
Yep, state farm just went up on me. No tickets and no wrecks. Shopping starts this week.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119502 posts
Posted on 2/21/16 at 6:13 pm to
Mine goes up each year at renewal, I call the agent, and he adjusts back down. Try that.
Posted by TigerDeBaiter
Member since Dec 2010
10268 posts
Posted on 2/21/16 at 6:18 pm to
Progressive has cut mine the last 4-5 years in a row now, by about 10% each year. I've never filed a claim, but couldn't be happier with the rates. I also get a roughly 10% discount when I pay 6 months at a time. And they take credit cards without additional fees! (Points)
Posted by LSUEEAlum
Member since Oct 2013
801 posts
Posted on 2/21/16 at 7:38 pm to
Yes shop around. Last year I was fed up with statefarm. Every year our insurance was going up like $300 per year and nothing changed. Me and my wife's car was like $3200 per year, 50k/100k, uninsured motorist, $500 deductibles. Switched to safe co. Paying $2050 per year 100k/300k, uninsured motorist, $500 deductibles and added rental car. From last year to this year it went up like $20 total on the year.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 2/21/16 at 10:09 pm to
State farm was just given an 8-9% rate increase approval from the dept of insurance
Posted by MNCscripper
St. George
Member since Jan 2004
11713 posts
Posted on 2/22/16 at 7:40 am to
Was with SF for 12 years, switched to Liberty Mutual 4 years ago and haven't looked back.
Posted by 756
Member since Sep 2004
14887 posts
Posted on 2/22/16 at 6:27 pm to
There is no single company that is cheaper- it depends on your individual case- Credit score has a lot to do with it and of course your driving record-

I left State Farm this year - checked a half a dozen companies -

Wound up with Hartford and save almost 2K-

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