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Landlord Insurance
Posted on 2/16/16 at 9:24 pm
Posted on 2/16/16 at 9:24 pm
Any recommendations for a landlord insurance policy? Currently, all of my insurance policies are through State Farm but apparently they don't offer a landlord policy for rental homes.
Also, should I expect to pay more, less or about the same for a landlord policy versus a homes owners policy on the same single family home?
TIA
Also, should I expect to pay more, less or about the same for a landlord policy versus a homes owners policy on the same single family home?
TIA
6
Posted on 2/16/16 at 9:26 pm to Golfer2012
ASI
More
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Posted on 2/16/16 at 9:30 pm to Golfer2012
I'd expect to pay less for a landlord policy because a homeowner policy typically covers personal property inside the home, whereas that is not included in landlord policy.
Posted on 2/16/16 at 9:52 pm to Golfer2012
Are you talking about a dwelling policy?
Or securing the credit risk?
Or securing the credit risk?
Posted on 2/17/16 at 6:05 am to Golfer2012
Mine dropped by $800 or so a year when I switched from resident to leasing out the house. Same company though (Liberty Mutual).
This post was edited on 2/17/16 at 6:06 am
Posted on 2/17/16 at 5:02 pm to Golfer2012
Had ASI for homeowner's, and I stuck with ASI for landlord. Price dropped a couple hundred for the annual premium.
Posted on 2/17/16 at 8:24 pm to Golfer2012
I'm not sure where you're located, but I just switched all mine to Pazos in Covington. They were extremely easy to deal with.
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