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Started By
Message
re: Cost of health insurance?
Posted on 1/29/15 at 1:10 pm to tiger91
Posted on 1/29/15 at 1:10 pm to tiger91
quote:
We pay almost $700 per month for a family of 5 ... although it would be the same price if we were a family of 3 or 4.
I am jealous.
I pay $1200+ for a family of 4. All healthy, and all we have ever used our insurance for is wellness visits.
I provide health coverage through my small business for my employees. 3 employees is now ~$2900 a month, up $1300 monthly since the reform.
Posted on 1/29/15 at 1:13 pm to Summer of George
quote:
Fattys and smokers should have to pay double.
I think it's a growing tread that tobacco users do pay more for their health insurance. I know where I work they pay something like an extra $50 - $60 per month so something in that neighborhood.
Posted on 1/29/15 at 1:23 pm to Darth_Vader
quote:
I need to go to pharmaceutical peddlers to tell me I'm healthy? No. I say I'm healthy because I eat healthier than everyone I know, I exercise every day, I'm not overweight, my blood pressure is in the athletic range, I feel great, etc
You should have at least have an annual physical. I had a friend who was healthy as a horse...fit, ate well, did yoga...
by the time he realized he was having trouble with his throat, the cancer was pretty much everywhere. He died within 8 months.
Posted on 1/29/15 at 1:31 pm to Casty McBoozer
31, single with no health problems. $150 a month with Cigna.
Posted on 1/29/15 at 1:40 pm to Casty McBoozer
quote:
$600/month for a single healthy person? Explain this to me
Probably utilization based on usage by other people in the company. If you are part of a pool, you assume some of the risk of others in the pool.
Posted on 1/29/15 at 1:49 pm to Casty McBoozer
Mid-forties, married, two-kids, I pay $370 a month for family coverage. Blue Cross Blue Shield
Posted on 1/29/15 at 1:50 pm to Green Chili Tiger
Through your employer or an individual policy?
Posted on 1/29/15 at 1:52 pm to Summer of George
quote:
Fattys and smokers should have to pay double.
Agreed.
Posted on 1/29/15 at 1:53 pm to 9th life
quote:
quote:
We pay almost $700 per month for a family of 5 ... although it would be the same price if we were a family of 3 or 4.
I am jealous.
I pay $1200+ for a family of 4. All healthy, and all we have ever used our insurance for is wellness visits.
I provide health coverage through my small business for my employees. 3 employees is now ~$2900 a month, up $1300 monthly since the reform.
9th through an employer or individual policy? Just curious. I kept waiting in 2013 for a notice fo a huge increase due to my husband and son both needing surgery and extensive OT for my son. Then in 2014 I had 2 knee surgeries and son's OT had continued for a while earlier in 2014. Huge increase didn't come. In 1997, when we started with an individual policy with BCBS, it was $250 a month and we had $5 or $10 copays for everything. Had to change coverage eventually but it hasn't tripled in 17 years so I guess I shouldn't complain. In 17 years we've met our ded three times -- 2002, 2013, 2014. I'm hoping that is it for a while.
Posted on 1/29/15 at 2:17 pm to tiger91
Married with one child:
$127 a month, plus $10 for vision and $22 for dental
Great plan with no deductible and low copays ($10 for PCP and specialist visits)
$127 a month, plus $10 for vision and $22 for dental
Great plan with no deductible and low copays ($10 for PCP and specialist visits)
Posted on 1/29/15 at 2:36 pm to tiger91
quote:
Through your employer or an individual policy?
Employer
Posted on 1/29/15 at 2:53 pm to LSUfan4444
I'm jelly of the group rates you guys get through your employer.
I'm self-employed, and my premium is 770 per month with a 6,600 deductible for 2 adults, 2 children, and none of us are on any meds.
I ought to be able to get the low rate and low deductible, because they way I see it, we are all part of the same "group" of people buying insurance, no matter who we work for.
I'm self-employed, and my premium is 770 per month with a 6,600 deductible for 2 adults, 2 children, and none of us are on any meds.
I ought to be able to get the low rate and low deductible, because they way I see it, we are all part of the same "group" of people buying insurance, no matter who we work for.
Posted on 1/29/15 at 3:04 pm to G Vice
I just checked my pay stub, it's $78 per pay period for me and my kids
Posted on 1/29/15 at 3:17 pm to G Vice
quote:
I'm jelly of the group rates you guys get through your employer.
I'm self-employed
To me, benefits are a big reason I got into the field I am in and stay with the company I am with. I know I could get a job with more time at home and make more money, but would come with less job security and worse benefits. I like what I do and who I do it for, but I would like to be home every other Friday like some of my friends...but then again I don't want to travel to other cities once a month, be on the road non stop have a $5k insurance deductible, etc.
My wife could probably about $10-$15k more than what she does now too with another company, but she has some major perks that are too good to pass up (6 weeks paid vacation, companies puts 10% towards her 401K per month - not match, they just put 10% in)
This post was edited on 1/29/15 at 3:19 pm
Posted on 1/29/15 at 3:29 pm to yellowfin
Keep on laughing, oh bearded one.
Your day is coming.
Your day is coming.
Posted on 1/30/15 at 6:01 pm to Casty McBoozer
I pay 0. Employer pays 100 percent. 1000 deductible/30 dollar co pay in network.
Posted on 1/30/15 at 6:07 pm to dillpickleLSU
What's your insurance? Sounds like a good deal
Posted on 1/30/15 at 6:21 pm to Casty McBoozer
Company pays 100% of mine. I have a $1k deductible, but company pays my first $500 out of pocket.
Posted on 1/30/15 at 6:24 pm to Tiger n Miami AU83
quote:
Company pays 100% of mine. I have a $1k deductible, but company pays my first $500 out of pocket.
Work for the government, do ya?
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