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Message
Recommend a good Home Warranty company
Posted on 10/13/14 at 9:07 am
Posted on 10/13/14 at 9:07 am
I'm currently with Home Warranty of America, and they recently caused me some problems that I'm not happy about. My contract is up at the end of the month, so I'm looking to switch. I've also found that this is a pretty low rated company from some online searches. Anyone have some good recommendations?
Posted on 10/13/14 at 9:21 am to medtiger
I had Old Republic and I'm indifferent with them. Had them for 2 years and they fixed by bathroom vent that quit working with refurbished parts. I couldn't justify paying $500/year and I cancelled the warranty. The vent fan quit working again soon after that
Posted on 10/13/14 at 9:30 am to medtiger
They're all scams. Save your money.
Posted on 10/13/14 at 9:50 am to Layabout
quote:
They're all scams. Save your money.
This. Put aside the money that you would have been paying towards these companies and you'll likely come out ahead.
Posted on 10/13/14 at 9:54 am to Layabout
quote:
They're all scams. Save your money.
When contracting to purchase real estate, I think it's a good idea, especially if your buying an older home. For just year after year contracts, I would put the money elsewhere.
If it helps you sleep at night, try 2-10
Posted on 10/13/14 at 10:30 am to medtiger
American Home Shield did right by us. We bought an older house and kept it for about 3 years. For me, we came out on top, plus the peace of mind.
But, yeah, keeping it on year after year or taking one out on a new house is probably a losing proposition.
But, yeah, keeping it on year after year or taking one out on a new house is probably a losing proposition.
Posted on 10/13/14 at 10:57 am to Ace Midnight
AHS is usually what I see. No actual experience with them.
Posted on 10/13/14 at 11:20 am to Ace Midnight
quote:
American Home Shield
This is the correct answer.
Posted on 10/13/14 at 11:27 am to rmc
quote:
AHS is usually what I see. No actual experience with them.
I do have experience with them. They're among the worst and the contractors they use almost invariably break more than they fix. Caveat emptor.
Posted on 10/13/14 at 1:10 pm to Layabout
I have ARW...American Residential Warranty.
They are NOT a scam. I have a home I lease and don't want to bother with calls. It's a nice home so it's worth the $46 per month to cover everything, including plumbing outside of the home.
I've used it twice. They paid max for a water heater repair, $500!, last winter. They also paid for an ac issue during the summer.
What is important is to be friendly to the guy that comes out for the inspection.....what he reports to them on the phone is key to them paying in full. They all ask questions trying to get an answer that disqualifies.
My tenant, a woman, calls them herself if she needs something fixed, and she pays the $55 service fee. I pay the monthly to protect my investment.
I always talk to the service guy and they are very helpful in you getting the claim paid...that's how they get paid. If you don't repair thru the insurance, they know you may call someone else.
NO brainer for me.
They are NOT a scam. I have a home I lease and don't want to bother with calls. It's a nice home so it's worth the $46 per month to cover everything, including plumbing outside of the home.
I've used it twice. They paid max for a water heater repair, $500!, last winter. They also paid for an ac issue during the summer.
What is important is to be friendly to the guy that comes out for the inspection.....what he reports to them on the phone is key to them paying in full. They all ask questions trying to get an answer that disqualifies.
My tenant, a woman, calls them herself if she needs something fixed, and she pays the $55 service fee. I pay the monthly to protect my investment.
I always talk to the service guy and they are very helpful in you getting the claim paid...that's how they get paid. If you don't repair thru the insurance, they know you may call someone else.
NO brainer for me.
Posted on 10/13/14 at 2:50 pm to GeeOH
scam... although i had 2-10 pay me for a new microwave... shitty thing is they apply a deductible and service call from your max amount when you tell them I need a new microwave, they require to pay a contractor to come look up and write up a $700 repari bill for a $300 microwave.
Posted on 10/13/14 at 3:01 pm to Ace Midnight
quote:
American Home Shield did right by us. ...... For me, we came out on top, plus the peace of mind.
+1
Bought a ~9-10 year old house with multiple AC units. They've replaced an evaporator coil on one and compressor on another. Has definitely paid for itself. I also agree with the poster that said he talks to the service guys who come to the house. They can definitely help your cause.
Posted on 10/13/14 at 3:12 pm to medtiger
Have had good success with OneGuard. They have a nice service program you can use with a $60 copay.
Posted on 10/13/14 at 7:38 pm to Ace Midnight
So, I did an online quote with American Home Shield. They quoted me $833 per year. Does that sound right? I'm currently paying $500 with the same service call fee, so I'm thinking it might not be worthwhile at that price.
Posted on 10/14/14 at 9:46 am to Chad504boy
quote:
scam... although i had 2-10 pay me for a new microwave... shitty thing is they apply a deductible and service call from your max amount when you tell them I need a new microwave, they require to pay a contractor to come look up and write up a $700 repari bill for a $300 microwave.
I have no clue which company you are referring to. There is no "dedcutible" with mine. There is a $50ish service call fee you pay on the original call. After that, if its a covered issue, they pay 100% to fix or replace. Some objects have a max amount. In my water heater case, it was $500. They paid the max because I fought with them for a week (screw up in the claim procedure). I did NOT have to replace it, just as a good faith sign, the reimbursed full amount.
Also, I forgot the icemaker went out on my Fridgidare, and they fixed that (minus the $55) and it was actually a Sears repairman they were contracted with on that brand.
quote:
i had 2-10 pay me for a new microwave.
I have NO idea what that means. No deductibles on either company Ive ever had.
Posted on 10/14/14 at 7:33 pm to medtiger
Bought a house 5 years ago with a home warranty for one year tossed in. Didn't use it. Would have cost me around $2800 to keep it over the next 4 years. Paid cash for a new garage door opener and a new garbage disposal. Saved $2200 plus whatever service charge they would've tacked on.
Unless you anticipate an AC unit going out soon, I doubt it would be worth it.
Unless you anticipate an AC unit going out soon, I doubt it would be worth it.
Posted on 10/14/14 at 7:35 pm to GeeOH
quote:
There is a $50ish service call fee you pay on the original call.
Think about it, that's a. Deductible
2-10 is warranty company
Posted on 10/14/14 at 7:38 pm to medtiger
I'd say it was worth it a few years ago. Now that AHS is not longer paying for freon (or whatever coolant is used in a/c nowadays), it's not really economical because they won't replace the unit.
Within the first three years though, I got one a/c unit replaced, a new water heater, and a new garbage disposal. I spent about $2000 total with AHS in those three years. I'd say I came out way ahead.
But my upstairs unit needs to be replaced, and AHS has not been so kind with helping me out. Seems like it goes out twice a year and each time, AHS sends a different repair company that claims the coolant is low and just adds some.
Within the first three years though, I got one a/c unit replaced, a new water heater, and a new garbage disposal. I spent about $2000 total with AHS in those three years. I'd say I came out way ahead.
But my upstairs unit needs to be replaced, and AHS has not been so kind with helping me out. Seems like it goes out twice a year and each time, AHS sends a different repair company that claims the coolant is low and just adds some.
Posted on 10/14/14 at 11:39 pm to medtiger
American Home Shield. Don't have any longer but wife had on two houses and every experience when they had to be used was a positive one.
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