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re: Credit Card Rewards and Points Discussion

Posted on 8/9/14 at 8:50 pm to
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27179 posts
Posted on 8/9/14 at 8:50 pm to
Again, as long as you do it over the phone and you are honest about your relationship with the person, I don't see you running into issues. It's just something to be cognizant of.
Posted by C
Houston
Member since Dec 2007
27832 posts
Posted on 8/10/14 at 10:02 am to
So I hate chase and united but do end up having to fly united a great deal being in Houston. All that being said, is the explorer card worth it?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27179 posts
Posted on 8/10/14 at 10:13 am to
Did Chase sleep with your wife or something?
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 8/10/14 at 11:05 am to
I'm the same way with BoA. If you fly them fairly regularly I'd go with the mileage plus club card
Posted by C
Houston
Member since Dec 2007
27832 posts
Posted on 8/10/14 at 4:06 pm to
No they only fricked me; my wife was only a witness.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27179 posts
Posted on 8/10/14 at 4:19 pm to
What'd they do, if you don't mind my asking?
Posted by C
Houston
Member since Dec 2007
27832 posts
Posted on 8/10/14 at 4:39 pm to
I was in Australia. I was trying to eliminate my PMI. They refused to do business over the phone or via their private messaging service. And I quote "for security reasons, you must use the postal service..."

It was just a delay tactic. I went back and forth for months with them. Finally just refinanced with a different bank. There were a few other minor things but this complete lack of customer consideration was beyond me.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 8/10/14 at 4:41 pm to
quote:

So I hate chase and united but do end up having to fly united a great deal being in Houston. All that being said, is the explorer card worth it?

If you use united for revenue flights twice per year it pays for itself with free luggage alone. Also it's commonly reported that they offer credits and miles if you call and complain when annual fee comes due.
This post was edited on 8/10/14 at 5:10 pm
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8141 posts
Posted on 8/10/14 at 6:30 pm to
What's my best bang for my buck with Amex? I am trying to get two round trip to Europe w 250k points. Steer me in the right direction.

Can fly out of New Orleans or Boston.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35608 posts
Posted on 8/10/14 at 6:32 pm to
If you have a business and get the offer it's the Platinum Business targeted offer for 100k points. If not, the personal Platinum offer is 40k points. You're going to have to spend a lot to get 250k points. I've spent over $30k since May and only have 85k points.
Posted by I Love Bama
Alabama
Member since Nov 2007
37737 posts
Posted on 8/10/14 at 6:33 pm to
quote:

I've spent over $30k since May


jesus
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35608 posts
Posted on 8/10/14 at 6:36 pm to
quote:

jesus


All business purchases. No biggie.
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8141 posts
Posted on 8/10/14 at 6:45 pm to
The points are in hand. My question was directed more towards discerning best transfer partners and/or redemption practices.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 8/10/14 at 7:33 pm to
Posted by igoringa
South Mississippi
Member since Jun 2007
11876 posts
Posted on 8/10/14 at 7:55 pm to
Point wise Aer Lingus biz can be a bargain depending how done.

Personally wasn't a huge fan - Flew to Dublin biz class from Toronto. Food was meh, movie and TV selection was the worst I have seen by far. Those tend to be important to me. Staff was great though. Seat about normal for low end biz (yes I have been royally spoiled by the Asian airlines) lol
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 8/10/14 at 8:33 pm to
quote:

What's my best bang for my buck with Amex? I am trying to get two round trip to Europe w 250k points. Steer me in the right direction.


Remember there are different types of MR points

LINK
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27179 posts
Posted on 8/12/14 at 10:29 pm to
Received a targeted 100k point Amex Platinum offer in the mail today. The benefits sound sexy, but the fee is obviously pretty steep. I had no intention of getting another card right now, and certainly not an Amex. Thoughts?
Posted by hiltacular
NYC
Member since Jan 2011
19690 posts
Posted on 8/13/14 at 8:13 am to
You would be dumb not to take that targeted offer IMHO. Take the offer, use the points, downgrade the card or cancel it if you don't want to pay the fee going forward.

100K MR points = $1,000 minimum.
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 8/13/14 at 8:24 am to
quote:

You would be dumb not to take that targeted offer IMHO. Take the offer, use the points, downgrade the card or cancel it if you don't want to pay the fee going forward.

100K MR points = $1,000 minimum.


What he said. If you travel enough the card pays for itself
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35608 posts
Posted on 8/13/14 at 8:32 am to
Is that the business Platinum 100k offer?
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